from 16 ratings
16 customers rated their Virgin Money savings as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Virgin FTSE All-Share Tracker ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£1.00-FSCS-
A simple way to benefit from overall stock market growth, spreading your money across 600+ companies, instead of trying to predict which shares to buy and when. Capital at risk.
Virgin Climate Change ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£500.00-FSCS-
The fund looks to grow your money over the long term by investing in specially selected companies who combine the potential for profit growth with a lighter environmental footprint.
Virgin Bond & Gilt ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£1.00-FSCS-
The Virgin Bond & Gilt ISA - the potential for better returns than a deposit account, with less risk than the stock market. Capital at risk.
Virgin Fixed Rate Bond Issue 118
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.25% fixed
until 01 Oct 2017
on £1+
FSCSBranch, Phone & Post
Virgin Fixed Rate E-Bond Issue 100
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.25% fixed
until 20 Oct 2017
on £1+
FSCSOnline
Virgin Fixed Rate Cash ISA Issue 111
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002.25% fixed
until 15 Oct 2017
on £1+
FSCSOnline, Branch, Phone & Post
Virgin Fixed Rate e-ISA Issue 90
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002.25% fixed
for 3 years
on £1+
FSCSOnline
Virgin Fixed Rate Cash ISA Issue 114
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002.1% fixed
until 15 Nov 2016
on £1+
FSCSOnline, Branch, Phone & Post
Virgin Fixed Rate e-ISA Issue 93
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002.1% fixed
until 24 Nov 2016
on £1+
FSCSOnline
Virgin Fixed Rate Bond Issue 121
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.1% fixed
until 01 Nov 2016
on £1+
FSCSBranch, Phone & Post
Virgin Fixed Rate E-Bond Issue 103
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.1% fixed
until 20 Nov 2016
on £1+
FSCSOnline
Virgin Young Saver Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.002% variable
on £1+
FSCSBranch & Post
Virgin Fixed Rate Cash ISA Issue 110
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.5% fixed
until 15 Oct 2015
on £1+
-Online, Branch, Phone & Post
Virgin Fixed Rate e-ISA Issue 89
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.5% fixed
for 1 years
on £1+
-Online
Virgin Fixed Rate Bond Issue 117
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.5% fixed
until 01 Oct 2015
on £1+
-Branch, Phone & Post
Virgin Fixed Rate E-Bond Issue 99
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.5% fixed
until 20 Oct 2015
on £1+
-Online
Virgin Easy Access Cash ISA Issue 10
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.4% variable
on £1+
FSCSBranch, Phone & Post
Virgin Easy Access Cash eISA Issue 10
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.4% variable
on £1+
FSCSOnline
Virgin Easy Access Saver Issue 12
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.001.3% variable
on £1+
FSCSBranch, Phone & Post
Virgin Easy Access eSaver Issue 12
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.001.3% variable
on £1+
FSCSOnline
Virgin Charity Deposit Account Issue 4
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Instant Access Account£1.001% variable
on £1+
-Branch & Post

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Virgin Money Savings Reviews

Virgin Instant Access ISA

by word, 1 day ago
Recommended by word

I don't have a regular savings account any longer these days, because the Virgin instant access ISA pays a reasonable rate - or did, compared to savings accounts of a while ago. Access is internet or phone, and internet is what I use. It's easy to transfer money in and out whenever you like, and I've no complaints at all, apart from wishing everyone would pay a bit more interest! But that's more up to the economy and not Virgin. And that's all I can say about this one.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Virgin savings account

by thomasc27, 3 days ago

The virgin savings account is simple and easy to use. Without much effort you can put money into your account and also pay out to a nominated account , so nice and safe.

It is easy to see how much money you have and there is a full transaction history. Other than putting money into my account, I haven't really used it that much.

Security looks good, you cannot choose your username, you get a computer assigned one. Standard password and security questions routine to access the site.

One minor annoyance is the telephone lines close at 8pm. If you forget your password or have problems with the site, you have to wait until morning.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Virgin Cash e-ISA

by zoe94, 4 months ago
good interest rate and easy access,
Customer service is 0844 number
Recommended by zoe94

Opened this a few months ago and it seems to be the best rate around. The appilcation was easy, and they accepted transfers in. The ISA is all online which is convenient, I hate going in branch, and I can transfer in as and when. (And withdraw, but I try not to!)

Haven't needed to contact customer service, so can't really give a fair review on this, but if I did there is only an 0844 number to ring.

Customer Service:
Average, could be better
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Virgin Easy Access E-Saver

by biz234, 2 Mar 2012
Speed of the deposit system.... wow
Be careful what you send them as opening ID. Send more than asked for!
Recommended by biz234

Recently opened this Account. I chose it because it gives a decent rate and easy access on a low opening balance, which is what I needed. I have transfered money into the account at three different times now, using the Faster Payments System from an external bank and I am very impressed with the speed of the deposit.

Only had a problem with the opening of the account, regarding ID. Send them more identification than what they ask for, because when they give a brief summary of what they want from list a and b, it might not be the i.d they expect (e.g. don't send them anything like P45/P60s etc... because they will not except them, and even though there from HM Customs). I sent off exactly what they asked for on the list, but mine still came back as still needing more I.D.

Customer Service:
Average, could be better
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Northern Rock/Virgin Money Easy Access Saver

by jdanns, 23 Feb 2012
Good rate of interest, and easy to use.
Recommended by jdanns

Have recently opened this account. It was so easy to do it on-line, but any queries are soon answered by very helpful telephone staff. The product pays one of the top rates of interest for an easy access account, and does not include a bonus, so no worries about remembering to move money when the bonus period end.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Virgin Savings Account

by turleyt63, 27 Jun 2013
Good local service with friendly efficient staff
Same as all savings interest rates are low
Recommended by turleyt63

Been with this account for 4 years (transfered from Northern Rock). No issues so far, interest rate is fare, staff are always friendly and very helpful.

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent


Virgin Northern Rock Easy Access E-Saver

by Alain, 10 Sep 2012
Easy access to money and quick transfer facilities. Good interest rate
Monthly interest never paid on time. Interest reduced without notice
Recommended by Alain

Customer telephone service is indifferent and contradictory. The company do not reply to email enquires nor do they notify customers of any changes in the annual interest rate.

Customer Service:
Average, could be better
Flexibility & Fairness:
Good, I'm happy
Product Features:
Poor, could be greatly improved
Value For Money:
Good, I'm happy


Virgin Money Easy Access Saver 2.85% Gross

by bennet3012, 10 Feb 2012
Good straightforward product return.
Recommended by bennet3012

Easy to open account either online, branch or post with a good return. I like the product as it isn't subject to added bonuses finishing after 6 months or 12 months. I like the transparency which makes it attractive to me.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


They're all the same - terrible low rates

by gahu, 4 days ago
low rates

All saving accounts are the same with terrible low rates. They're all the same - terrible low rates - so bad I have wrote it twice.

It is a disgrace that saving accounts pay such low rates and you have to keep switching year on year just to try and get 1%, what an insult.
But as with all money reviews I have to keep writing just to fill the space - is this enough?

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Terrible
Value For Money:
Terrible


Savings Account Companies