Excellent4.1

78% of customers recommended from 18 ratings

Virgin savings offer a range of savings products and investment options for UK residents to choose and apply for, where applicable. Virgin Savings forms part of a larger business model named Virgin Money. Virgin Money fully complies and exercise the principles held in the Data Protection Act 1998. Virgin Savings are included with the government backed Financial Services Compensation Scheme (FSCS). Virgin Savings are regulated and authorised by the Financial Conduct Authority and also the Prudential Regulation Authority (PRA).

Compare Virgin Money Savings

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in as your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Virgin Defined Access E-Saver
Account Type
Easy Access
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin 1yr Fixed Rate e-ISA Issue 130
Account Type
Cash ISA
Open With
£1
Interest Rate
1.65% AER Fixed until 24 Aug 2016
Protection Scheme
FSCS
Virgin Fixed Rate e-ISA Issue 129
Account Type
Cash ISA
Open With
£1
Interest Rate
2.35% AER fixed until 24 Aug 2020
Protection Scheme
FSCS
Virgin 2yr Fixed Rate e-ISA Issue 131
Account Type
Cash ISA
Open With
£1
Interest Rate
2% AER Fixed until 24 Sep 2017
Protection Scheme
FSCS
Virgin Stocks & Shares ISA
Account Type
Investment ISA
Open With
£1
Interest Rate
-
Protection Scheme
FSCS
Virgin Money's passively managed range offers a choice of five funds that can be held in a stocks and shares ISA. There is an annual ongoing charge of 1% of the value of your fund with no other charges. Capital at risk.
Virgin Easy Access Saver Issue 16
Account Type
Easy Access
Open With
£1
Interest Rate
1.01% AER variable
Protection Scheme
FSCS
Virgin Young Saver Issue 2
Account Type
Instant Access
Open With
£1
Interest Rate
2% AER variable
Protection Scheme
FSCS
Virgin Easy Access Cash ISA Issue 15
Account Type
Cash ISA
Open With
£1
Interest Rate
1.11% AER variable
Protection Scheme
FSCS
Virgin Easy Access eSaver Issue 16
Account Type
Easy Access
Open With
£1
Interest Rate
1.01% AER variable
Protection Scheme
FSCS
Virgin Easy Access Cash eISA Issue 15
Account Type
Cash ISA
Open With
£1
Interest Rate
1.11% AER variable
Protection Scheme
FSCS
Virgin Fixed Rate Cash ISA Issue 156
Account Type
Cash ISA
Open With
£1
Interest Rate
1.65% AER fixed until 15 Aug 2016
Protection Scheme
-
Virgin Fixed Rate e-ISA Issue 130
Account Type
Cash ISA
Open With
£1
Interest Rate
1.65% AER fixed until 24 Aug 2016
Protection Scheme
-
Virgin Fixed Rate Bond Issue 168
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.65% AER fixed until 01 Aug 2016
Protection Scheme
-
Virgin Fixed Rate E-Bond Issue 139
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.65% AER fixed until 20 Aug 2016
Protection Scheme
-
Virgin Fixed Rate Cash ISA Issue 155
Account Type
Cash ISA
Open With
£1
Interest Rate
2.35% AER fixed until 15 Aug 2020
Protection Scheme
FSCS
Virgin Fixed Rate Bond Issue 167
Account Type
Fixed Bond
Open With
£1
Interest Rate
2.35% AER fixed until 01 Aug 2020
Protection Scheme
FSCS
Virgin Fixed Rate E-Bond Issue 138
Account Type
Fixed Bond
Open With
£1
Interest Rate
2.35% AER fixed until 20 Aug 2020
Protection Scheme
FSCS
Virgin Defined Access Saver
Account Type
Easy Access
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Available in branch only.
Virgin Defined Access E-ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin Defined Access ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Available in branch only.
Virgin Fixed Rate Cash ISA Issue 157
Account Type
Cash ISA
Open With
£1
Interest Rate
2% AER fixed until 15 Sep 2017
Protection Scheme
FSCS
Virgin Fixed Rate e-ISA Issue 131
Account Type
Cash ISA
Open With
£1
Interest Rate
2% AER fixed until 24 Sep 2018
Protection Scheme
FSCS
Virgin Fixed Rate Bond Issue 169
Account Type
Fixed Bond
Open With
£1
Interest Rate
2% AER fixed until 01 Sep 2017
Protection Scheme
FSCS
Virgin Fixed Rate E-Bond Issue 140
Account Type
Fixed Bond
Open With
£1
Interest Rate
2% AER fixed until 20 Sep 2017
Protection Scheme
FSCS
Virgin ISA
Account Type
Investment ISA
Open With
£100 or £50/month
Interest Rate
-
Protection Scheme
FSCS
Virgin Charity Deposit Account Issue 4
Account Type
Business Instant Access Account
Open With
£1
Interest Rate
1% AER variable
Protection Scheme
-

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Virgin Money Savings Reviews

Order:

Got a Virgin Money savings account? Tell us about your experience because it will help others. Add a review.

Virgin Instant Access ISA

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by word

I don't have a regular savings account any longer these days, because the Virgin instant access ISA pays a reasonable rate - or did, compared to savings accounts of a while ago. Access is internet or phone, and internet is what I use. It's easy to transfer money in and out whenever you like, and I've no complaints at all, apart from wishing everyone would pay a bit more interest! But that's more up to the economy and not Virgin. And that's all I can say about this one.

by , 21 Oct 2014 report review

Virgin savings account

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

The virgin savings account is simple and easy to use. Without much effort you can put money into your account and also pay out to a nominated account , so nice and safe. It is easy to see how much money you have and there is a full transaction history. Other than putting money into my account, I haven't really used it that much. Security looks good, you cannot choose your username, you get a computer assigned one. Standard password and security questions routine to access the site. One minor annoyance is the telephone lines close at 8pm. If you forget your password or have problems with the site, you have to wait until morning.

by , 19 Oct 2014 report review

Virgin Easy Access E-Saver

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by biz234

Recently opened this Account. I chose it because it gives a decent rate and easy access on a low opening balance, which is what I needed. I have transfered money into the account at three different times now, using the Faster Payments System from an external bank and I am very impressed with the speed of the deposit. Only had a problem with the opening of the account, regarding ID. Send them more identification than what they ask for, because when they give a brief summary of what they want from list a and b, it might not be the i.d they expect (e.g. don't send them anything like P45/P60s etc... because they will not except them, and even though there from HM Customs). I sent off exactly what they asked for on the list, but mine still came back as still needing more I.D.

Speed of the deposit system.... wow

Be careful what you send them as opening ID. Send more than asked for!

by , 2 Mar 2012 report review

Virgin is the better choice of my extremely limited high street

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Dzil

I moved my regular emergency account here when Britannia moved my "local" branch 50 miles and two train journeys away - the "local" Co-Op branch is a similar distance. The staff are friendly and the rates OK. The main thing is I may need fast access to this cash so the branch needs to be near and accessible. It's comfortable and I usually get seen quickly.

Its handy

It's not the best rate

by , 22 Nov 2014 report review

Virgin Northern Rock Easy Access E-Saver

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Alain

Customer telephone service is indifferent and contradictory. The company do not reply to email enquires nor do they notify customers of any changes in the annual interest rate.

Easy access to money and quick transfer facilities. Good interest rate

Monthly interest never paid on time. Interest reduced without notice

by , 10 Sep 2012 report review

Northern Rock/Virgin Money Easy Access Saver

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jdanns

Have recently opened this account. It was so easy to do it on-line, but any queries are soon answered by very helpful telephone staff. The product pays one of the top rates of interest for an easy access account, and does not include a bonus, so no worries about remembering to move money when the bonus period end.

Good rate of interest, and easy to use.

by , 23 Feb 2012 report review

Virgin Savings Account

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by turleyt63

Been with this account for 4 years (transfered from Northern Rock). No issues so far, interest rate is fare, staff are always friendly and very helpful.

Good local service with friendly efficient staff

Same as all savings interest rates are low

by , 27 Jun 2013 report review

Virgin Money Easy Access Saver 2.85% Gross

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by bennet3012

Easy to open account either online, branch or post with a good return. I like the product as it isn't subject to added bonuses finishing after 6 months or 12 months. I like the transparency which makes it attractive to me.

Good straightforward product return.

by , 10 Feb 2012 report review

Virgin easy access account is great

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by fantazia

very quick and easy to operate

by , 10 Feb 2012 report review

Other Savings Account Companies