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Excellent4.1(18 ratings)

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Reviewed by: word

I don't have a regular savings account any longer these days, because the Virgin instant access ISA pays a rea...

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Does Virgin Money provide your savings account?

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Compare Virgin Money Savings

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in as your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Virgin Money Stocks & Shares ISA
Account Type
Investment ISA
Open With
£1
Interest Rate
-
Protection Scheme
FSCS
Virgin Money's passively managed range offers a choice of five funds that can be held in a stocks and shares ISA. There is an annual ongoing charge of 1% of the value of your fund with no other charges. Capital at risk.
Virgin Money Easy Access Saver Issue 16
Account Type
Instant Access
Open With
£1
Interest Rate
1.01% AER variable
Protection Scheme
FSCS
Virgin Money Young Saver Issue 2
Account Type
Instant Access
Open With
£1
Interest Rate
2% AER variable
Protection Scheme
FSCS
Virgin Money Easy Access Cash ISA Issue 15
Account Type
Cash ISA
Open With
£1
Interest Rate
1.11% AER variable
Protection Scheme
FSCS
Virgin Money Easy Access eSaver Issue 16
Account Type
Easy Access
Open With
£1
Interest Rate
1.01% AER variable
Protection Scheme
FSCS
Virgin Money Easy Access Cash eISA Issue 15
Account Type
Cash ISA
Open With
£1
Interest Rate
1.11% AER variable
Protection Scheme
FSCS
Virgin Money Fixed Rate Cash ISA Issue 181
Account Type
Cash ISA
Open With
£1
Interest Rate
1.5% AER fixed until 15 Feb 2017
Protection Scheme
FSCS
Virgin Money Fixed Rate e-ISA Issue 149
Account Type
Cash ISA
Open With
£1
Interest Rate
1.5% AER fixed until 24 Feb 2017
Protection Scheme
FSCS
Virgin Money Fixed Rate Bond Issue 185
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.5% AER fixed until 01 Mar 2017
Protection Scheme
FSCS
Virgin Money Fixed Rate E-Bond Issue 156
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.5% AER fixed until 20 Feb 2017
Protection Scheme
FSCS
Virgin Money Saving to Buy
Account Type
Easy Access
Open With
£1
Interest Rate
1.3% AER variable
Protection Scheme
FSCS
Virgin Money Help To Buy ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
3% AER variable
Protection Scheme
FSCS
If you have paid into a Cash ISA this year you can transfer up to £1,200 of your savings into this account but will need to move the rest to a non-ISA or transfer it to an Investment ISA.
Virgin Money Fixed Rate Cash ISA Issue 183
Account Type
Cash ISA
Open With
£1
Interest Rate
1.75% AER fixed until 15 Feb 2019
Protection Scheme
FSCS
Virgin Money Fixed Rate e-ISA Issue 151
Account Type
Cash ISA
Open With
£1
Interest Rate
1.75% AER fixed until 24 Feb 2019
Protection Scheme
FSCS
Virgin Money Fixed Rate Bond Issue 193
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.75% AER fixed until 01 Mar 2019
Protection Scheme
FSCS
Virgin Money Fixed Rate E-Bond Issue 161
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.75% AER fixed until 20 Feb 2019
Protection Scheme
FSCS
Virgin Money Virgin Defined Access E-ISA Issue 5
Account Type
Cash ISA
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin Money Virgin Defined Access ISA Issue 5
Account Type
Cash ISA
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin Money Virgin Defined Access E-Saver Issue 4
Account Type
Easy Access
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin Money Virgin Defined Access Saver Issue 4
Account Type
Instant Access
Open With
£1
Interest Rate
1.41% AER variable
Protection Scheme
FSCS
Virgin Money ISA
Account Type
Investment ISA
Open With
£100 or £50/month
Interest Rate
-
Protection Scheme
FSCS
Virgin Money Charity Deposit Account Issue 4
Account Type
Business Instant Access Account
Open With
£1
Interest Rate
1% AER variable
Protection Scheme
-

Virgin Money savings reviews

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Does Virgin Money provide your savings account?

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21 Oct 2014

Recommended

Virgin Instant Access ISA

I don't have a regular savings account any longer these days, because the Virgin instant access ISA pays a reasonable rate - or did, compared to savings accounts of a while ago. Access is internet or phone, and internet is what I use. It's easy to transfer money in and out whenever you like, and I've no complaints at all, apart from wishing everyone would pay a bit more interest! But that's more up to the economy and not Virgin. And that's all I can say about this one.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19 Oct 2014

Virgin savings account

The virgin savings account is simple and easy to use. Without much effort you can put money into your account and also pay out to a nominated account , so nice and safe.

It is easy to see how much money you have and there is a full transaction history. Other than putting money into my account, I haven't really used it that much.

Security looks good, you cannot choose your username, you get a computer assigned one. Standard password and security questions routine to access the site.

One minor annoyance is the telephone lines close at 8pm. If you forget your password or have problems with the site, you have to wait until morning.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

2 Mar 2012

Recommended

Virgin Easy Access E-Saver

Recently opened this Account. I chose it because it gives a decent rate and easy access on a low opening balance, which is what I needed. I have transfered money into the account at three different times now, using the Faster Payments System from an external bank and I am very impressed with the speed of the deposit.

Only had a problem with the opening of the account, regarding ID. Send them more identification than what they ask for, because when they give a brief summary of what they want from list a and b, it might not be the i.d they expect (e.g. don't send them anything like P45/P60s etc... because they will not except them, and even though there from HM Customs). I sent off exactly what they asked for on the list, but mine still came back as still needing more I.D.

Speed of the deposit system.... wow

Be careful what you send them as opening ID. Send more than asked for!

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22 Nov 2014

Recommended

Virgin is the better choice of my extremely limited high street

I moved my regular emergency account here when Britannia moved my "local" branch 50 miles and two train journeys away - the "local" Co-Op branch is a similar distance. The staff are friendly and the rates OK. The main thing is I may need fast access to this cash so the branch needs to be near and accessible. It's comfortable and I usually get seen quickly.

Its handy

It's not the best rate

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10 Sep 2012

Recommended

Virgin Northern Rock Easy Access E-Saver

Customer telephone service is indifferent and contradictory. The company do not reply to email enquires nor do they notify customers of any changes in the annual interest rate.

Easy access to money and quick transfer facilities. Good interest rate

Monthly interest never paid on time. Interest reduced without notice

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

23 Feb 2012

Recommended

Northern Rock/Virgin Money Easy Access Saver

Have recently opened this account. It was so easy to do it on-line, but any queries are soon answered by very helpful telephone staff. The product pays one of the top rates of interest for an easy access account, and does not include a bonus, so no worries about remembering to move money when the bonus period end.

Good rate of interest, and easy to use.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

27 Jun 2013

Recommended

Virgin Savings Account

Been with this account for 4 years (transfered from Northern Rock). No issues so far, interest rate is fare, staff are always friendly and very helpful.

Good local service with friendly efficient staff

Same as all savings interest rates are low

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10 Feb 2012

Recommended

Virgin Money Easy Access Saver 2.85% Gross

Easy to open account either online, branch or post with a good return. I like the product as it isn't subject to added bonuses finishing after 6 months or 12 months. I like the transparency which makes it attractive to me.

Good straightforward product return.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10 Feb 2012

Recommended

Virgin easy access account is great

very quick and easy to operate

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Virgin Money provide your savings account?

Tell us what you think of them because it will help others.