Virgin savings offer a range of savings products and investment options for UK residents to choose and apply for, where applicable. Virgin Savings forms part of a larger business model named Virgin Money. Virgin Money fully complies and exercise the principles held in the Data Protection Act 1998. Virgin Savings are included with the government backed Financial Services Compensation Scheme (FSCS). Virgin Savings are regulated and authorised by the Financial Conduct Authority and also the Prudential Regulation Authority (PRA).
Compare Virgin Money Savings
Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in as your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.
Virgin Money Stocks & Shares ISA
Virgin Money's passively managed range offers a choice of five funds that can be held in a stocks and shares ISA. There is an annual ongoing charge of 1% of the value of your fund with no other charges. Capital at risk.
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Virgin Money Savings Reviews
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Virgin Instant Access ISA
Value for Money
Flexibility & Fairness
Recommended by word
I don't have a regular savings account any longer these days, because the Virgin instant access ISA pays a reasonable rate - or did, compared to savings accounts of a while ago. Access is internet or phone, and internet is what I use. It's easy to transfer money in and out whenever you like, and I've no complaints at all, apart from wishing everyone would pay a bit more interest! But that's more up to the economy and not Virgin. And that's all I can say about this one.
The virgin savings account is simple and easy to use. Without much effort you can put money into your account and also pay out to a nominated account , so nice and safe.
It is easy to see how much money you have and there is a full transaction history. Other than putting money into my account, I haven't really used it that much.
Security looks good, you cannot choose your username, you get a computer assigned one. Standard password and security questions routine to access the site.
One minor annoyance is the telephone lines close at 8pm. If you forget your password or have problems with the site, you have to wait until morning.
Recently opened this Account. I chose it because it gives a decent rate and easy access on a low opening balance, which is what I needed. I have transfered money into the account at three different times now, using the Faster Payments System from an external bank and I am very impressed with the speed of the deposit.
Only had a problem with the opening of the account, regarding ID. Send them more identification than what they ask for, because when they give a brief summary of what they want from list a and b, it might not be the i.d they expect (e.g. don't send them anything like P45/P60s etc... because they will not except them, and even though there from HM Customs). I sent off exactly what they asked for on the list, but mine still came back as still needing more I.D.
Speed of the deposit system.... wow
Be careful what you send them as opening ID. Send more than asked for!
Virgin is the better choice of my extremely limited high street
Value for Money
Flexibility & Fairness
Recommended by Dzil
I moved my regular emergency account here when Britannia moved my "local" branch 50 miles and two train journeys away - the "local" Co-Op branch is a similar distance. The staff are friendly and the rates OK. The main thing is I may need fast access to this cash so the branch needs to be near and accessible. It's comfortable and I usually get seen quickly.
Have recently opened this account. It was so easy to do it on-line, but any queries are soon answered by very helpful telephone staff. The product pays one of the top rates of interest for an easy access account, and does not include a bonus, so no worries about remembering to move money when the bonus period end.
Easy to open account either online, branch or post with a good return. I like the product as it isn't subject to added bonuses finishing after 6 months or 12 months. I like the transparency which makes it attractive to me.