from 29 ratings
29 customers rated their Skipton Building Society savings as 4.4 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Skipton Junior ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£13.02% variableFSCSBranch & Post
Skipton 5 Year e-Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5003% fixed
for 5 years
FSCSOnline
Skipton Leap Account Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£12.75%
inc. 0.50% bonus
for 12 months
FSCSBranch
Available in branch only.
Skipton Fixed Rate Bond to 10th August 2019
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5002.75% fixed
for 5 years
FSCSBranch & Post
Skipton 5 Year Fixed Rate ISA to 10/08/2019
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£5002.75% fixed
for 5 years
FSCSOnline, Branch & Post
Skipton 3 Year e-Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5002.2% fixed
for 3 years
FSCSOnline
Skipton 3 Year Fixed Rate ISA to 10/08/2017
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£5002.2% fixed
for 3 years
FSCSOnline, Branch & Post
Skipton Fixed Rate Bond to 10th August 2017
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5002.15% fixed
for 3 years
FSCSBranch & Post
Skipton 2 Year Fixed Rate ISA to 10/08/2016
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£5001.8% fixed
for 2 years
FSCSOnline, Branch & Post
Skipton 2 Year e-Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.7% fixed
for 2 years
FSCSOnline
Skipton Fixed Rate Bond to 10th August 2016
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.7% fixed
for 2 years
FSCSBranch & Post
Skipton 1 Year e-Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.5% fixed
for 1 year
FSCSOnline
Skipton Bonus Cash ISA Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£11.5%
inc. 0.25% bonus
for 12 months
FSCSBranch & Post
Skipton Online Bonus Cash ISA Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£11.5%
inc. 0.25% bonus
for 12 months
FSCSOnline
Skipton Fixed Rate Bond to 10th August 2015
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.45% fixed
for 1 years
FSCSBranch & Post
Skipton 1 Year Fixed Rate ISA to 10/08/2015
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£5001.45% fixed
for 1 years
FSCSOnline, Branch & Post
Skipton ISA Saver Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£11.3% variableFSCSOnline, Branch & Post
Skipton 45 Day Notice Account Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Notice£1001.25% variable
on £25,000+
FSCSBranch, Phone & Post
Skipton eSaver Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£11.2% variableFSCSOnline
Skipton Branch My Holiday Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone
Skipton Branch My Home Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone
Skipton Branch My Rainy Day Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone
Skipton Branch My Secret Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone
Skipton Branch My Retirement Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone
Skipton Clubs and Charities Account Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Instant Access Account£11% variable-Branch & Post
Skipton Branch My Emergency Saver Issue 3
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£11% variableFSCSBranch & Phone

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Reviews related to Savings

Simplicity of operation
Insufficient description of source of payments in.
Recommended by pimms

This account was simple to open and very straightforward to understand. Payments in are displayed immediately so an accurate balance is always to hand. My only negative is that the description of payments in states only "bank payment" and does not define the specific bank or account from which the credits are sourced. As I potentially make standing orders from different accounts this poses potential confusion.

Reasonable 2.5% variable. SImple, no-bonus, esy access account
2.5% is not a particularly high rate

This account gives a straight 2.5% variable - so there is no sudden drop in rate after some time period - simply because there is no bonus.on this account. Numerous such accounts may be opened, with a specified choice of names, such as "car saver", "holiday saver" etc. I do not think there is any significance to the actual names - they merely serve to distinguish the accounts if you have several.
The account can be operated online, can be opened with just ?1, and any withdrawals are penalty free.
I opened a MySaver account in the first place because I had some maturing funds from some other Skipton investment, which I could simply transfer to a My Saver account. I could then access this cash, as and when I wished - and transfer some of it to my bank account at some later date.
The account does what it says, but at 2.5% the rate is not the highest available for an account with the given features.

Excellent rate of 5% gross
Only lasts for 12 months
Recommended by smithd

I put ?500 per month into my Skipton Regular Saver for 12 months all at 5.0%, and it matured late 2011. This is a great rate - the account was opened via the post with an initial cheque, and subsequent payments were by standing order. Near to maturity the Skipton sent a letter outlining the options - of a fixed term bond or the balance can readily withdrawn.
More recently it was necessary to go to a Skipton branch to open this type of account, and in the last few days the account has, I think, been closed to new applications. We have to hope it will be offered again in the future - similar accounts do seem to be launched periodically by the Skipton.

Complete flexibility of money movements and earning good interest.
The web site is not as good as some other banking sites.
Recommended by Cheesyman

I needed an internet account where I could transfer money in and out completely flexibly and preferably with some interest. This account does the job brilliantly. I use it for home improvements and transferred a lump sum into it and have been transferring money out when required. It pays 2.5% interest and I plan hopefully to use it as a flexible savings account in the future. Once set up, the internet access makes it so easy to use and it works really well for me.

Recommended by tj52wa

always frendly and gives you good advice easy and quick to deposit your money
.would recmend to anyone who needs a saving account