from 77 ratings
77 customers rated their Post Office savings as 3.3 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Post Office 3 Year Fixed Rate Growth Bond Issue 23
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.2% fixed
for 3 years
on £500+
FSCSBranch, Phone & Post
Post Office 3 Year Fixed Rate Cash ISA Issue 13
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.1% fixed
for 3 years
on £500+
FSCSBranch & Post
Post Office 2 Year Fixed Rate Growth Bond Issue 23
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.05% fixed
for 2 years
on £500+
FSCSBranch, Phone & Post
Post Office 2 Year Fixed Rate Cash ISA Issue 13
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.95% fixed
for 2 years
on £500+
FSCSBranch & Post
Post Office 1 Year Fixed Rate Growth Bond Issue 23
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 1 year
on £500+
FSCSBranch, Phone & Post
Post Office 1 Year Fixed Rate Cash ISA Issue 13
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.7% fixed
for 1 year
on £500+
FSCSBranch & Post
Post Office Premier Cash ISA Issue 7
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£100.001.55% variable
on £100+
FSCSOnline, Branch & Post
Post Office Premier Cash ISA is provided by Family Investments. Money in Post Office cash ISAs is deposited with Bank of Ireland UK.
Post Office Online Saver Issue 12
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.001.4% variable
on £1+
FSCSOnline
Post Office Reward Saver Issue 7
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Notice£500.001.35% variable
on £500+
FSCSBranch, Phone & Post
Post Office Instant Saver Issue 5
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£500.001% variable
on £500+
FSCSOnline, Branch, Phone & Post
Post Office Junior ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£10.00-FSCS-

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Post Office Savings Reviews

highest rates in the whole market

by liveinhope, 5 days ago
Recommended by liveinhope

it was the highest one year fixed rate i could find on the market, i have rolled it over in the last two years and still happy with it. if i didt need the money i will probably go with them again. good customer service, transfers to bank account with ease and can manage account online. dont need to visit branch for transactions.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


So Easy to Do Business With. The Local Post office service is excellent.

by frankbr20, 1 week ago
Excellent Value. Easy to deal with
I cannot fault hem
Recommended by frankbr20

The Post Office deals locally with my Saver Account, Credit Card, Saver Bonds,(NSU) & Premium Bonds. They give the best Foreign currency exchange, keep you up to date
with information and offers. I find my local Post Mistress very knowledgeable and will readily offer up to date advice to ensure that you are getting the best rates for your deposits. THEY ARE GENUINELY FRIENDLY AND 10 x BETTER TO DEAL WITH THAN THE BANKS.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Post Office ISA Account

by markh22, 1 week ago
Quick and easy to apply
Can't take money out at the PO
Recommended by markh22

Best value around at the moment for instant access. Very quick and easy to apply and was opened within the week. Had a small problem - I did not get sent a card so I could pay money in, but a quick phone call sorted that, and one arrived later that week. ISA transfers are allowed and went through smoothly from my previous ISA provider.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent


Post office savings account fantastic interest rates for savers!

by laurab8883, 27 Jun 2013
Great interest rates on savings
Managed online
Recommended by laurab8883

Post office savings account is managed online, it's easy to navigate and understand where you are making additions in interest to your savings. I would recommend anyone open a post office savings account, fantastic, great communications, outstanding security and a wonderful service I cannot fault it! Get a post office savings account today!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Post Office Disappointment!

by jdavis, 15 May 2013
Interest rates better than your average instant access savings a/c
Awful customer service, rude, patronising, long phone queues

I have recently opened a Direct Saver account and am about to reverse this transaction within 14 day cooling off period. This is down to the sheer frustration of just how disorganised setting up the online account use has been along with the rudeness of the staff on the telephone and the sheer amount of time you have to wait to get through to anyone to speak to them. Having internet banked for years, I considered it was not beyond me to sign in online, type in my surname and nsandi account no and various digits of the temporary password sent to me - however, password blocked - and so far, I have had 3 temporary passwords sent by post, each one blocked apparently, have then spent hours trying to get through on the phone, but constantly engaged or held in a long queue, and told by very patronising staff I must be doing something wrong. Today, a very rude man told me "you are putting the password in too soon"?? What does this mean?? His advice is to ignore the new temporary password coming out to me on the 14th May, and wait for the temporary password being sent to me dated 15th May ?? What ?? Utter mess-up quite frankly and I rue the day I ever opened an account. I asked this man to reverse this transaction as I am within the 14 day cooling off period, to be told I can only do this when another temporary password is sent out to me - cos my account blocked again??!! No surprise there. So when Post Office rolls out their current accounts, having previously considered moving my account them, not on your life now thanks!

Customer Service:
Terrible
Flexibility & Fairness:
Average, could be better
Product Features:
Good, I'm happy
Value For Money:
Average, could be better


Online Saver (Issue 4)

by sgbarw, 28 Feb 2012
Reasonable rate, free withdrawals
On-line only, 12 month introductory bonus
Recommended by sgbarw

For those who want to earn a reasonable interest rate without locking their money away, the Online Saver account from the Post Office is worthy of consideration.

If you choose the annual interest option you'll get a variable rate of 3.01% gross, while the monthly interest option yields a gross rate of 2.96%. The account gives you unlimited free withdrawals and access to your money 365 days of the year via the Post Office website.

This account is managed exclusively on-line and as such it is not suitable for those who cannot or do not want to manage their money via the web. Also, there is a 12 month introductory bonus of 1.36%, after which time the saving rate takes a nose dive. Be sure you put a note in your dairy to shift your savings after 12 months.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Good, I'm happy


Post Office savings accounts

by paully, 19 Jul 2013
Ease of access
Low rates dipped

The rates dipped on this one just as i moved a chunk of money into a bond. Will move this asap! On the plus side, the internet service is easy to use and easily available.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Post Office Online an easy way of saving

by Malarin, 3 Jul 2013
Can do it online
Not a very good interest rate
Recommended by Malarin

I have this account with the Post Office which I put a set sum into every month. This is what I call my holiday fund. It is easy to login and transfer the money when I need it. A very good account.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Post office cash isa

by lissa_, 3 Jul 2013
Recommended by lissa_

dalled to arrange immediate appointment to set up account/transfer as the fixed rate offer was due to be pulled

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Average, could be better
Value For Money:
Average, could be better


Rate too low now

by Loopieloo89, 28 Jun 2013
Ease of applying for money, online access
Rate too low now

This was one of the accounts with instant access, paying 3.00% interest however now down to around 1.25%. Shall be moving soon!

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Good, I'm happy


Savings Account Companies