Post Office Savings

Which is the best Post Office savings account? Find out here! Compare every Post Office savings account, including Online Saver Issue 11, Premier Cash ISA Issue 6, 3 Year Online Bond Issue 11... Open an account online now.
from 58 ratings
58 customers rated their Post Office savings as 3.4 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Compare...
1798 savings accounts...

Compare Post Office Savings Accounts

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Post Office Premier Cash ISA Issue 6
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1001.4%
inc. 0.50% bonus
for 18 months
FSCSOnline, Branch & Post
Post Office Premier Cash ISA is provided by Family Investments. Money in Post Office cash ISAs is deposited with Bank of Ireland UK.
 
Post Office Online Saver Issue 11
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£11.3%
inc. 0.40% bonus
for 12 months
FSCSOnline
 
Post Office 3 Year Online Bond Issue 11
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5002.01% fixed
for 3 years
FSCSOnline
 
Post Office 3 Year Fixed Rate Growth Bond Issue 22
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5002% fixed
for 3 years
FSCSBranch, Phone & Post
 
Post Office 2 Year Online Bond Issue 11
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.86% fixed
for 2 years
FSCSOnline
 
Post Office 2 Year Fixed Rate Growth Bond Issue 22
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.85% fixed
for 2 years
FSCSBranch, Phone & Post
 
Post Office 1 Year Online Bond Issue 11
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.61% fixed
for 1 year
FSCSOnline
 
Post Office 1 Year Fixed Rate Growth Bond Issue 22
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£5001.6% fixed
for 1 year
FSCSBranch, Phone & Post
 
Post Office Reward Saver Issue 6
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Notice£5001.2%
inc. 0.30% bonus
for 12 months
FSCSBranch, Phone & Post
 
Post Office Instant Saver Issue 5
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£5001%
inc. 0.90% bonus
for 12 months
FSCSOnline, Branch, Phone & Post
 
Post Office Junior ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£10-FSCS-
 

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Other Post Office Products

Reviews related to Savings

Can do it online
Not a very good interest rate
Recommended by Malarin

I have this account with the Post Office which I put a set sum into every month. This is what I call my holiday fund. It is easy to login and transfer the money when I need it. A very good account.

Great interest rates on savings
Managed online
Recommended by laurab8883

Post office savings account is managed online, it's easy to navigate and understand where you are making additions in interest to your savings. I would recommend anyone open a post office savings account, fantastic, great communications, outstanding security and a wonderful service I cannot fault it! Get a post office savings account today!

Interest rates better than your average instant access savings a/c
Awful customer service, rude, patronising, long phone queues

I have recently opened a Direct Saver account and am about to reverse this transaction within 14 day cooling off period. This is down to the sheer frustration of just how disorganised setting up the online account use has been along with the rudeness of the staff on the telephone and the sheer amount of time you have to wait to get through to anyone to speak to them. Having internet banked for years, I considered it was not beyond me to sign in online, type in my surname and nsandi account no and various digits of the temporary password sent to me - however, password blocked - and so far, I have had 3 temporary passwords sent by post, each one blocked apparently, have then spent hours trying to get through on the phone, but constantly engaged or held in a long queue, and told by very patronising staff I must be doing something wrong. Today, a very rude man told me "you are putting the password in too soon"?? What does this mean?? His advice is to ignore the new temporary password coming out to me on the 14th May, and wait for the temporary password being sent to me dated 15th May ?? What ?? Utter mess-up quite frankly and I rue the day I ever opened an account. I asked this man to reverse this transaction as I am within the 14 day cooling off period, to be told I can only do this when another temporary password is sent out to me - cos my account blocked again??!! No surprise there. So when Post Office rolls out their current accounts, having previously considered moving my account them, not on your life now thanks!

Reasonable rate, free withdrawals
On-line only, 12 month introductory bonus
Recommended by sgbarw

For those who want to earn a reasonable interest rate without locking their money away, the Online Saver account from the Post Office is worthy of consideration.

If you choose the annual interest option you'll get a variable rate of 3.01% gross, while the monthly interest option yields a gross rate of 2.96%. The account gives you unlimited free withdrawals and access to your money 365 days of the year via the Post Office website.

This account is managed exclusively on-line and as such it is not suitable for those who cannot or do not want to manage their money via the web. Also, there is a 12 month introductory bonus of 1.36%, after which time the saving rate takes a nose dive. Be sure you put a note in your dairy to shift your savings after 12 months.

Ease of access
Low rates dipped

The rates dipped on this one just as i moved a chunk of money into a bond. Will move this asap! On the plus side, the internet service is easy to use and easily available.

Recommended by lissa_

dalled to arrange immediate appointment to set up account/transfer as the fixed rate offer was due to be pulled

Ease of applying for money, online access
Rate too low now

This was one of the accounts with instant access, paying 3.00% interest however now down to around 1.25%. Shall be moving soon!

Good interest rate in the present economic climate.
Fixed rate only applied for one year.
Recommended by evelynw5

I have held this account for a year. I am happy with the fixed interest rate. At 3% it is better than that offered by other institutions. Unfortunately the account only offered this rate for one year so I am now looking for somewhere else to transfer my money to.

Easy to use, online account 24 hour access
Recommended by julief66

Extremely easy to set up, access and get information. No lengthy form filling and a great interest rate

Recommended by Anne_hobbs

The interest rate is comparable, includes 12 month bonus, but PO wrote to inform me a few weeks before expiry advising me to transfer to alternative favourable product.