from 1014 ratings
1014 customers rated their Nationwide Building Society savings as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Nationwide provides UK residents with a selection of fixed and variable savings accounts. Nationwide is the trade name of Nationwide Building Society who are authorised by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority (FCA) and the PRA, with a registration number of 106078. Nationwide Building Society full adheres to the Data Protection Act 1998, and is involved within the government backed Financial Services Compensation Scheme (FSCS).
Nationwide Business 1 Year Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate (AER)
1.40% fixed
Protection Scheme
FSCS
Open Account
Online & Post
Nationwide Business 6 Month Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate (AER)
1.10% fixed
Protection Scheme
FSCS
Open Account
Online & Post
Nationwide Business 95 Day Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate (AER)
1.05% variable
Protection Scheme
FSCS
Open Account
Online & Post
Nationwide Business Instant Saver
Account Type
Business Instant Access Account
Open With
£10,000
Interest Rate (AER)
1% variable
on £10,000+
Protection Scheme
FSCS
Open Account
Online & Post
Nationwide FlexOne Regular Saver Ex/C
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
3.5% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Smart Junior ISA
Account Type
Junior Cash ISA
Open With
£1.00
Interest Rate (AER)
3.25% variable
on £1+
Protection Scheme
FSCS
Open Account
Online, Branch & Post
Nationwide Smart Limited Access
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
3% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Regular Savings
Account Type
Regular Saver
Open With
£1.00
Interest Rate (AER)
2.5% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide 4 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
2.2% fixed
for 4 years
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide 4 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
2.1% fixed
for 4 years
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide e-Bond 4 Year Ex/C
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
2.1% fixed
for 4 years
on £1+
Protection Scheme
FSCS
Open Account
Online
Nationwide 3 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
2% fixed
for 3 years
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Save to Buy - Issue 2
Account Type
Regular Saver
Open With
£50.00
Interest Rate (AER)
2% variable
for 3 years
on £50+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide Save to Buy ISA - Issue 2
Account Type
Cash ISA
Open With
£50.00
Interest Rate (AER)
2% variable
for 3 years
on £50+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide 3 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.9% fixed
for 3 years
on £1+
Protection Scheme
-
Open Account
Branch
Available in branch only.
Nationwide e-Bond 3 Year Ex/C
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.9% fixed
for 3 years
on £1+
Protection Scheme
-
Open Account
Online
Nationwide 3 Year Fixed Rate Bond (Issue 9)
Account Type
Offshore Term
Open With
£5,000.00
Interest Rate (AER)
1.85% fixed
for 3 years
on £5,000+
Protection Scheme
IDCS
Open Account
-
Nationwide 2 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
1.8% fixed
for 2 years
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide e-Bond 2 Year Ex/C
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.7% fixed
for 2 years
on £1+
Protection Scheme
FSCS
Open Account
Online
This product is only available to existing customers.
Nationwide 2 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.7% fixed
for 2 years
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide 1 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
1.5% fixed
for 1 year
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Flexclusive ISA (Issue 8)
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
1.5% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Loyalty Saver 15 Year Issue 5 Ex/C
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.5% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Bonus 95 Account Issue 6
Account Type
Offshore Notice
Open With
£5,000.00
Interest Rate (AER)
1.45%
on £25,000+
Protection Scheme
IDCS
Open Account
-
Nationwide 1 Year Fixed Rate Bond (Issue 9)
Account Type
Offshore Term
Open With
£5,000.00
Interest Rate (AER)
1.45% fixed
for 1 year
on £5,000+
Protection Scheme
IDCS
Open Account
-
Nationwide 1 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.4% fixed
for 1 year
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide e-Bond 1 Year Ex/C
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.4% fixed
for 1 year
on £1+
Protection Scheme
FSCS
Open Account
Online
This product is only available to existing customers.
Nationwide Loyalty Saver 10 Year Issue 5 Ex/C
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.4% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide 6 Month Fixed Rate Bond (Issue 11)
Account Type
Offshore Term
Open With
£5,000.00
Interest Rate (AER)
1.36% fixed
for 6 months
on £5,000+
Protection Scheme
IDCS
Open Account
-
Nationwide Loyalty Saver 5 Year Issue 5 Ex/C
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.3% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Bonus Access Account Issue 7
Account Type
Offshore Instant Access
Open With
£5,000.00
Interest Rate (AER)
1.25%
on £25,000+
Protection Scheme
IDCS
Open Account
-
Nationwide Instant ISA Saver (Issue 2)
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
1.25% variable
on £1,000+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Flexclusive Saver Issue 6
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.2% variable
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Loyalty Saver 1 Year Issue 5 Ex/C
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.2% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Limited Access Saver Issue 2
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
1.2% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide 6 Month Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.1% fixed
for 6 months
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide e-Bond 6 Month Ex/C
Account Type
Fixed Bond
Open With
£1.00
Interest Rate (AER)
1.1% fixed
for 6 months
on £1+
Protection Scheme
FSCS
Open Account
Online
This product is only available to existing customers.
Nationwide Champion ISA
Account Type
Cash ISA
Open With
£1.00
Interest Rate (AER)
1% variable
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Smart
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
0.75% variable
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Champion Saver
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
0.7% variable
on £1+
Protection Scheme
FSCS
Open Account
Branch
Available in branch only.
Nationwide Instant Access Saver
Account Type
Instant Access
Open With
£1.00
Interest Rate (AER)
0.5% variable
on £1+
Protection Scheme
FSCS
Open Account
Online & Branch
Nationwide Sterling Instant Access
Account Type
Offshore Instant Access
Open With
£1.00
Interest Rate (AER)
0.2%
on £50,000+
Protection Scheme
IDCS
Open Account
-

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Nationwide Building Society Savings Reviews

Nationwide Savings Account

by ip368, 1 week ago
Plenty of branches
Not always sufficiently staffed
Recommended by ip368

Not much to say. Usual very poor savings rate as with everywhere these days.
Nationwide have plenty of branches so they are easy to find, but can sometimes be quite a queue. You have people wandering up and down the line asking if anyone is doing something simple, but when they reach the end of the line, that same person wont man a till to do more involved transactions

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Average, could be better


Good rates and excellent customer service

by julias, 1 week ago
Excellent customer service and British call centres
Recommended by julias

I have always found Nationwide to be fair and honest, and one of the big attractions is there is no lengthy wait to speak with foreign call centres.
The saving rates are comparable, and, being a building society, they have no shareholders so are focused on their customers rather than making profits for other people.
In have been with them for many years and as my saving focus has changed, I have always found they have a suitable product.
They manage alternative investments in collaboration with Legal and General too

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Top class customer service

by gtc1508, 3 weeks ago
Fantastic CS
Recommended by gtc1508

I went into the Belfast Branch for a savings review. I had significant savings already within Nationwide and did not feel for one minute that the customer service advisor was trying to sell me inappropriate products. They gave me really good advice, practical tips for saving money on a day to day basis and recommended a great ISA with a really competitive interest rate for me to store money in whilst regularly saving into a monthly saver.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Overall Satisfaction.

by lyn_ar, 3 weeks ago
Good interest rates
Recommended by lyn_ar

I have been with Nationwide for 20+ years and find their range of accounts second to none. Over the years the have brought out special bond accounts for existing customers and don't just concentrate on finding new business and have always kept me up to date regarding interest rates and new products. I have always found the staff friendly whilst keeping a professional air. Overall I have no complaints and would definitely recommend them.

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Nationwide loyalty savings account

by suburbanturtle, 1 month ago
Great Customer Service
Apr could always be higher
Recommended by suburbanturtle

The nationwide loyalty savings account is an easy product to use. (Although Apr could always be higher.) Nationwide are a pleasure to deal with. Always outgoing and friendly and easy to find products that help your money work for you. I was eligible for a higher rate savings account as I am a loyalty saver and have been with nationwide over 15 years.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Excellent


Savings with a Building Society

by sucope, 1 month ago
I can access this money by visiting a branch.
Low rate of interest on savings.

I have been a customer of Nationwide Building Society since 1984. Because of this, I was getting a higher rate on my savings or I did, until they wrote and told me the interest rate was dropping. Is anyone paying a reasonable rate of interest in 2014.
I do not have any spare money to add to savings currently as this could cause the interest rate to increase with further saving.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Best deal for loyalty

by christi60, 1 month ago
Recommended by christi60

I found this account by accident. I only found out because I went into a branch and asked a question about interest rates. The account seemed a bit hidden. A member of staff was then helpful in finding out how long I had been a customer of the company and how I would be rewarded for that loyalty. The customer service was good and offered to sign me up for interest rate notifications for increases.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Nationwide Building Society

by greydo, 1 month ago
A book to see saving progress.
Interest rates.
Recommended by greydo

We regularly save by visiting a market town some 20 miles away. It gives us a nice day out, we can spend a bit and save a bit, and this is enjoyable! We like the savings book that this building society offers, so we can see our savings grow. Now we know the interest is awful, but we save here for short term items and holidays. The girls who serve us know us by name and are really interested in us, as we are of them! Very pleasant service!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Good, I'm happy


Nationwide savings account

by ecd09, 1 month ago
Recommended by ecd09

I have banked with Nationwide since I was a child, having had an account opened for me by my parents. During all the years that I have dealt with them, both in branches and over the phone, I have been very impressed. I have changed the type of account I have, changed address, opened up my own children accounts and each time it has felt like a nice easy process, and nothing has ever gone wrong. I have spoken to the telephone banking team as well and they are really helpful, and always try to add value to the call by ensuring you know everything you need to.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Nationwide Access

by auntytarty, 2 months ago
Quick access to money.
Have to locate a branch to withdraw money.
Recommended by auntytarty

Everyone should have a Nationwide savings for everyday convenience.
Money can be placed into an account either through direct debit or cheque and cash over counter.
Interest can be gained from savings in account. A cash builder book is owned by the shareholder and easily carried in handbag or wallet.
Branches are available in towns and shopping centres throughout the UK.
Nationwide also provides many other financial services.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Savings Account Companies