Excellent4.1

69% of customers recommended from 1,014 ratings

Nationwide provides UK residents with a selection of fixed and variable savings accounts. Nationwide is the trade name of Nationwide Building Society who are authorised by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority (FCA) and the PRA, with a registration number of 106078. Nationwide Building Society full adheres to the Data Protection Act 1998, and is involved within the government backed Financial Services Compensation Scheme (FSCS).

Compare Nationwide Building Society Savings

Nationwide Business 1 Year Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate
1.20% AER fixed for 1 year
Protection Scheme
FSCS
Nationwide Business 6 Month Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate
0.9% AER fixed for 6 months
Protection Scheme
FSCS
Nationwide Business 95 Day Saver
Account Type
Business Term Account
Open With
£10,000
Interest Rate
0.9% AER variable
Protection Scheme
FSCS
Nationwide Business Instant Saver
Account Type
Business Instant Access Account
Open With
£10,000
Interest Rate
0.8% AER variable
Protection Scheme
FSCS
Nationwide 1 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.45% AER fixed for 1 year
Protection Scheme
FSCS
Nationwide 1 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.25% AER fixed for 1 year
Protection Scheme
FSCS
Available in branch only.
Nationwide e-Bond 1 Year Ex/C
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.25% AER fixed for 1 year
Protection Scheme
FSCS
This product is only available to existing customers.
Nationwide Regular Savings
Account Type
Regular Saver
Open With
£1
Interest Rate
2% AER variable
Protection Scheme
FSCS
Nationwide 3 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.8% AER fixed for 3 years
Protection Scheme
FSCS
Nationwide e-Bond 2 Year Ex/C
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.45% AER fixed for 2 years
Protection Scheme
FSCS
This product is only available to existing customers.
Nationwide 3 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.65% AER fixed for 3 years
Protection Scheme
-
Available in branch only.
Nationwide e-Bond 3 Year Ex/C
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.65% AER fixed for 3 years
Protection Scheme
-
Nationwide Smart
Account Type
Instant Access
Open With
£1
Interest Rate
0.75% AER variable
Protection Scheme
FSCS
Available in branch only.
Nationwide Champion ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1% AER variable
Protection Scheme
FSCS
Nationwide 6 Month Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1
Interest Rate
1% AER fixed for 6 months
Protection Scheme
FSCS
Available in branch only.
Nationwide e-Bond 6 Month Ex/C
Account Type
Fixed Bond
Open With
£1
Interest Rate
1% AER fixed for 6 months
Protection Scheme
FSCS
This product is only available to existing customers.
Nationwide Flexclusive Saver Issue 7
Account Type
Instant Access
Open With
£1
Interest Rate
0.9% AER variable
Protection Scheme
FSCS
Available in branch only.
Nationwide 2 Year Fixed Rate ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.65% AER fixed for 2 years
Protection Scheme
FSCS
Nationwide Smart Junior ISA
Account Type
Junior Cash ISA
Open With
£1
Interest Rate
3.25% AER variable
Protection Scheme
FSCS
Nationwide 2 Year Fixed Rate Bond
Account Type
Fixed Bond
Open With
£1
Interest Rate
1.45% AER fixed for 2 years
Protection Scheme
FSCS
Available in branch only.
Nationwide Flexclusive ISA (Issue 8)
Account Type
Cash ISA
Open With
£1
Interest Rate
1.5% AER variable
Protection Scheme
FSCS
Nationwide Loyalty Saver 1 Year Issue 6 Ex/C
Account Type
Instant Access
Open With
£1
Interest Rate
0.9% AER variable
Protection Scheme
FSCS
Nationwide Loyalty Saver 10 Year Issue 6 Ex/C
Account Type
Instant Access
Open With
£1
Interest Rate
1.1% AER variable
Protection Scheme
FSCS
Nationwide Loyalty Saver 15 Year Issue 6 Ex/C
Account Type
Instant Access
Open With
£1
Interest Rate
1.2% AER variable
Protection Scheme
FSCS
Nationwide Loyalty Saver 5 Year Issue 6 Ex/C
Account Type
Instant Access
Open With
£1
Interest Rate
1% AER variable
Protection Scheme
FSCS
Nationwide Champion Saver
Account Type
Instant Access
Open With
£1
Interest Rate
0.6% AER variable
Protection Scheme
FSCS
Nationwide Instant Access Saver
Account Type
Instant Access
Open With
£1
Interest Rate
0.5% AER variable
Protection Scheme
FSCS
Nationwide Limited Access Saver Issue 3
Account Type
Instant Access
Open With
£1
Interest Rate
0.9% AER variable
Protection Scheme
FSCS
Nationwide Instant ISA Saver (Issue 2)
Account Type
Cash ISA
Open With
£1
Interest Rate
1.25% AER variable
Protection Scheme
FSCS
Nationwide Smart Limited Access
Account Type
Instant Access
Open With
£1
Interest Rate
3% AER variable
Protection Scheme
FSCS
Nationwide FlexOne Regular Saver Ex/C
Account Type
Instant Access
Open With
£1
Interest Rate
3.5% AER variable
Protection Scheme
FSCS
Nationwide Regular Saver ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
2% AER variable until 31 Mar 2016
Protection Scheme
FSCS
Nationwide Inheritance ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1.25% AER variable
Protection Scheme
FSCS
Only available to the surviving spouse/civil partner of deceased ISA customers, in respect of deaths on or after 3 December 2014.
Nationwide Save to Buy - Issue 2
Account Type
Regular Saver
Open With
£50
Interest Rate
2% AER variable
Protection Scheme
FSCS
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide Save to Buy ISA - Issue 2
Account Type
Cash ISA
Open With
£50
Interest Rate
2% AER variable
Protection Scheme
FSCS
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide 6 Month Fixed Rate Bond (Issue 11)
Account Type
Offshore Term
Open With
£5,000
Interest Rate
1.36% AER fixed for 6 months
Protection Scheme
IDCS
Nationwide 1 Year Fixed Rate Bond (Issue 9)
Account Type
Offshore Term
Open With
£5,000
Interest Rate
1.45% AER fixed for 1 year
Protection Scheme
IDCS
Nationwide 3 Year Fixed Rate Bond (Issue 9)
Account Type
Offshore Term
Open With
£5,000
Interest Rate
1.85% AER fixed for 3 years
Protection Scheme
IDCS
Nationwide Bonus Access Account Issue 7
Account Type
Offshore Instant Access
Open With
£5,000
Interest Rate
1.25% AER on £25,000+
Protection Scheme
IDCS
Nationwide Bonus 95 Account Issue 6
Account Type
Offshore Notice
Open With
£5,000
Interest Rate
1.45% AER on £25,000+
Protection Scheme
IDCS
Nationwide Sterling Instant Access
Account Type
Offshore Instant Access
Open With
£1
Interest Rate
0.2% AER on £50,000+
Protection Scheme
IDCS

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Nationwide Building Society Savings Reviews

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Got a Nationwide Building Society savings account? Tell us about your experience because it will help others. Add a review.

Nationwide Savings Account

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by ip368

Not much to say. Usual very poor savings rate as with everywhere these days. Nationwide have plenty of branches so they are easy to find, but can sometimes be quite a queue. You have people wandering up and down the line asking if anyone is doing something simple, but when they reach the end of the line, that same person wont man a till to do more involved transactions

Plenty of branches

Not always sufficiently staffed

by , 4 months ago report review

Good rates and excellent customer service

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by julias

I have always found Nationwide to be fair and honest, and one of the big attractions is there is no lengthy wait to speak with foreign call centres. The saving rates are comparable, and, being a building society, they have no shareholders so are focused on their customers rather than making profits for other people. In have been with them for many years and as my saving focus has changed, I have always found they have a suitable product. They manage alternative investments in collaboration with Legal and General too

Excellent customer service and British call centres

by , 4 months ago report review

Top class customer service

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by gtc1508

I went into the Belfast Branch for a savings review. I had significant savings already within Nationwide and did not feel for one minute that the customer service advisor was trying to sell me inappropriate products. They gave me really good advice, practical tips for saving money on a day to day basis and recommended a great ISA with a really competitive interest rate for me to store money in whilst regularly saving into a monthly saver.

Fantastic CS

by , 4 months ago report review

Nationwide saving accounts

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by mn1984

Customer services are brilliant and I found their services very easy to use. The saving accounts for my children are very beneficial I never have a problem when dealing with nationwide building society I have found that they do a very good interest rate for my children's saving accounts, they all have an ICA account which is building up nicely

by , 4 months ago report review

Would definitely recommend

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Kangakate

Great company, not sure about the savings rate or if there the highest, but I would sacrifice a lower rate for the excellent service that they provide. It usually fairly quick to get hold of someone by phone, on an appointment in branch and their online banking is secure and easy to navigate. They have lots of local branches and good opening times

by , 4 months ago report review

They really are on my side.

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Grimster

Nationwide notify me regularly about possible alternative ways of saving, but since I do not wish to reveal what I am saving for and when I will need access to the money, they are encouraging me to gain a higher rate in return for tying up more of my money, but I am willing to accept a poor rate in return for access. I have ISAs and ordinary easy access accounts.

Achoice of ways to save.

Poor returns

by , 4 months ago report review

E-Savings Account

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by legluck

I have two E-Savings accounts with Nationwide which I opened years ago. They had a really competitive rate of interest when I opened them. Money can be easily moved between the E-savings accounts and my current account online and can be easily accessed when I need to. Good way of saving but you need to have access to the accounts online to administer them.

by , 4 months ago report review

Simple excellence

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by hannahs7

They do everything you could want from a savings account. THere are no complicated terms or confusing forms. You can access instantly, and keep an eye on it online. I pay no fees. The customer service is always fantastic! It doesn't matter whether it's online, via telephone or in branch, they are always very friendly. I've had my savings account for nearly 20 years and never had a single issue which I think is pretty good going really!

by , 4 months ago report review

Average accounts but easy online access

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Honestly I have this account because I'm typically lazy. I have a current account with Nationwide, and there is a limit to how much paperwork I want to look at when I get home from work, and how many passwords etc I want to have. Nationwide offer a reasonable savings account for people who have their other accounts, and I think that will do, at least for the short term particularly while all savings rates are so terribly low anyway. The online banking is good, which is necessary as the branches are not open at very convenient times, and when you do go there, staff are hard to come by. Like most banks and building societies, Nationwide seem to try to trick you into getting less good rates by either reducing them after a year, not allowing transfers into the account, or only giving the top rate to people who have particular other accounts, even if they are existing customers. This doesn't make me inclined to give them more custom in the future.

Good online banking

Average savings rates

by , 4 months ago report review

nationwide savings accounts

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by terry88

I have many savings accounts and it will be nice in years to come to use my savings for a good holiday. I save every month and build it up for a rainy day. As the children are getting older they will require savings to go to college or for a new car. they may decide to go on holiday It all help to know your savings are safe and can access them anytime

interest rates

by , 4 months ago report review

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