from 915 ratings
915 customers rated their Nationwide Building Society savings as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Which is the best Nationwide savings account? Find out here! Compare every Nationwide savings account, including 3 Year Fixed Rate Bond (Issue 8), Instant ISA Saver (Issue 2), 2 Year Fixed Rate ISA...
Nationwide FlexOne Regular Saver Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003.5% variable
on £1+
-Online & Branch
Nationwide Smart Junior ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003.25% variable
on £1+
FSCSOnline, Branch & Post
Nationwide Smart Limited Access
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSOnline & Branch
Nationwide Regular Savings
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£1.002.5% variable
on £1+
FSCSOnline & Branch
Nationwide 3 Year Fixed Rate Bond (Issue 8)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Term£5,000.002.3% fixed
for 3 years
on £5,000+
IDCS-
Nationwide 4 Year Fixed Rate ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002.2% fixed
for 4 years
on £1+
FSCSBranch
Available in branch only.
Nationwide 4 Year Fixed Rate Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.1% fixed
for 4 years
on £1+
FSCSBranch
Available in branch only.
Nationwide e-Bond 4 Year Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.002.1% fixed
for 4 years
on £1+
FSCSOnline
Nationwide 3 Year Fixed Rate ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.002% fixed
for 3 years
on £1+
FSCSBranch
Available in branch only.
Nationwide Save to Buy - Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£50.002% variable
for 3 years
on £50+
FSCSBranch
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide Save to Buy ISA - Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£50.002% variable
for 3 years
on £50+
FSCSBranch
Available in branch only. The customer must be a first time buyer or home mover to open the account.
Nationwide 3 Year Fixed Rate Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.9% fixed
for 3 years
on £1+
-Branch
Available in branch only.
Nationwide e-Bond 3 Year Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.9% fixed
for 3 years
on £1+
-Online
Nationwide 2 Year Fixed Rate ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.8% fixed
for 2 years
on £1+
FSCSBranch
Available in branch only.
Nationwide e-Bond 2 Year Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.7% fixed
for 2 years
on £1+
FSCSOnline
This product is only available to existing customers.
Nationwide 2 Year Fixed Rate Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.7% fixed
for 2 years
on £1+
FSCSBranch
Available in branch only.
Nationwide 1 Year Fixed Rate ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.5% fixed
for 1 year
on £1+
FSCSBranch
Available in branch only.
Nationwide Flexclusive ISA (Issue 8)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.5% variable
on £1+
FSCSOnline & Branch
Nationwide Loyalty Saver 15 Year Issue 5 Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.5% variable
on £1+
FSCSOnline & Branch
Nationwide Bonus 95 Account Issue 6
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Notice£5,000.001.45%
on £25,000+
IDCS-
Nationwide 1 Year Fixed Rate Bond (Issue 8)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Term£5,000.001.45% fixed
for 1 year
on £50,000+
IDCS-
Nationwide 1 Year Fixed Rate Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.4% fixed
for 1 year
on £1+
FSCSBranch
Available in branch only.
Nationwide e-Bond 1 Year Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.4% fixed
for 1 year
on £1+
FSCSOnline
This product is only available to existing customers.
Nationwide Loyalty Saver 10 Year Issue 5 Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.4% variable
on £1+
FSCSOnline & Branch
Nationwide Business 1 Year Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Term Account£10,0001.4% fixedFSCSOnline & Post
Nationwide 6 Month Fixed Rate Bond (Issue 10)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Term£5,000.001.36% fixed
for 6 months
on £50,000+
IDCS-
Nationwide Loyalty Saver 5 Year Issue 5 Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.3% variable
on £1+
FSCSOnline & Branch
Nationwide Bonus Access Account Issue 7
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Instant Access£5,000.001.25%
on £25,000+
IDCS-
Nationwide Instant ISA Saver (Issue 2)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1,000+
FSCSOnline & Branch
Nationwide Flexclusive Saver Issue 6
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.2% variable
on £1+
FSCSBranch
Available in branch only.
Nationwide Loyalty Saver 1 Year Issue 5 Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.2% variable
on £1+
FSCSOnline & Branch
Nationwide Limited Access Saver Issue 2
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.001.2% variable
on £1+
FSCSOnline & Branch
Nationwide Champion ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.1% variable
on £1+
FSCSBranch
Available in branch only.
Nationwide 6 Month Fixed Rate Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.1% fixed
for 6 months
on £1+
FSCSBranch
Available in branch only.
Nationwide e-Bond 6 Month Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£1.001.1% fixed
for 6 months
on £1+
FSCSOnline
This product is only available to existing customers.
Nationwide Business 6 Month Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Term Account£10,0001.1% fixedFSCSOnline & Post
Nationwide Business Instant Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Term Account£10,0001% variableFSCSOnline & Post
Nationwide Business Instant Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Instant Access Account£10,000.001% variable
on £10,000+
FSCSOnline & Post
Nationwide Champion Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.8% variable
on £1+
FSCSBranch
Available in branch only.
Nationwide Smart
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSBranch
Available in branch only.
Nationwide Instant Access Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.5% variable
on £1+
FSCSOnline & Branch
Nationwide Treasurer's Trust Account
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Business Instant Access Account£50.000.25% variable
on £1+
-Branch
Available in branch only.
Nationwide Sterling Instant Access
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Offshore Instant Access£1.000.2%
on £50,000+
IDCS-

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Nationwide Building Society Savings Reviews

Nationwide Savings Accounts review

by dhartn, 21 hours ago
ease of access to money
passbook
Recommended by dhartn

Nationwide Cash Builder account allows me the flexibility of saving and the ability to withdraw an amount without penalty once a calendar month.

By the use of a passbook this prevents me from being tempted into withdrawing cash. The customer service experience within branches is excellent and the staff are always very friendly and informative.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Nationwide's Great Savings Account

by mence, 1 day ago
Ease of use
Recommended by mence

Great bank with great customer service, Great online service too, which is easy to navigate especially for someone like me who is not always computer smart, even tells you if their are better accounts for you to upgrade to, Easy to join too and only takes £1.00 as my daughters found out, so is a great first time account for 16+

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Nationwide saving

by colinso80, 1 day ago
choice and simplicity
Recommended by colinso80

A good range of different types of account depending on whether saving for something specific or for a rainy day. The leaflets and website are very customer friendly and easy to understand and use. Branch staff are well informed and take time to assess your needs and then recommend relevant accounts. I get regular updates on new products and am therefore confident that I am getting the maximum return of interest.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Loyalty saver , variable rate .

by dogsbreath, 1 day ago
Good rate
Declining rate .
Recommended by dogsbreath

Loyalty saver , variable rate .ok rate and ok company , like all the rates though has now been reduced so looking around again .
Nationwide customer service seems good and quite pleased overall , will keep checking and comparing the rate to other building societies and banks .
Birmingham Midshires now offering a better rate .

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


savings accounts you need to keep watching

by gow, 1 week ago
Recommended by gow

they have a lot of different accounts - and are always changing them - so you need to choose carefully. They don't always play fair with their long time members. I have had conflicting information - sometimes wrong - from staff in the branch. Their rates are not very good on many accounts.
I hate having to make appointments to open new products - or switch to new products. Having to go into the branch is a bore.
They do now have a 'savings watch' which e-mails (probably texts too) when new products are coming in or rates are changing.
I like being able to swap between accounts by internet, which helps get the best out of the savings.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


No Bother - easy to view and make comparison

by alantu, 1 week ago
easy to view and action
Recommended by alantu

Straight in to the internet - choice of accounts easy transfer of money in and out - excellent rates of interest when compared with competitors

Application is easy just follow the instructions - documentation arrives where necessary and is easily understood and very secure

Nationwide are one of the companies which should always be considered when considering savings options - they are so well known they don't need to advertise

Also when looking for different financial matters eg insurance they have those facilities in house - at least for comparison purcposes

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Savings account

by dobste, 1 week ago
Recommended by dobste

With Nationwide, they are up-front, if you go to the high street and ask to speak to an advisor, invariably there will be someone available.
Beware of Santander - they tried to charge me £10 to take my own money out of a savings account. I don't think so!!
With on-line Nationwide you can see all of your savings and can transfer money easily in and out of any account.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


good product - shame about the teaser!

by james24, 1 week ago
Recommended by james24

My savings account woith nationwide has just come to the end of its year long teaser rate and has just dumped me onto a low rate product - I knew this was to happen so nothing too unexpected, however from a brand that used to advertise not doing this I feel is poor. I knew this when i took the product so they havent let me down in any way, but now I need to go and find a new account for my hard earned pennies!

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Average, could be better


Nationwide Building Society

by greydo, 1 week ago
A book to see saving progress.
Interest rates.
Recommended by greydo

We regularly save by visiting a market town some 20 miles away. It gives us a nice day out, we can spend a bit and save a bit, and this is enjoyable! We like the savings book that this building society offers, so we can see our savings grow. Now we know the interest is awful, but we save here for short term items and holidays. The girls who serve us know us by name and are really interested in us, as we are of them! Very pleasant service!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Good, I'm happy


Nationwide saving but only recently switched so no experience to date

by Itsme, 1 week ago
Recommended by Itsme

I have only recently been switched to Nationwide from another provider (merger........ So I havent a lot to comment on as yet regarding my long standing ISA. However I do have comment on their Savings Direct Flex? Account . I applied for a Flex Direct account online and it was lost . I got tot the end and got the confirmation. I rang the customer services two weeks later on a Saturday, they said I needed to ring on a week day (not helpful!??). So I ramg in the week, they didn't know if and account was open , and advised me to go to a branch to enquire..... So I did and they said they "think it's not gone through". No one seemed to know. Not great

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Savings Account Companies