Being days off of turning 18, the child bonds that my grandparents have been buying me as birthday presents throughout my childhood, bless their hearts, are all starting to mature. It's a lovely idea and I very much appreciate the thought and the extra money, however, the process of cashing in these bonds is rather gruelling and frustrating.
Each individual bond requires you to complete a form which, in turn, require you to root through all of the paperwork NS&I have ever sent to you in order to discover the details requested, slightly inconvenient if, alike me, you have very limited quantities of spare time. Not only that but, after finding all of these details, you then require a witness, who cannot be a family member, to sign the form too. It wouldn't bother me but I'm entering almost exactly the same details on every single form which just seems unnecessarily time consuming.
However, the concept of these bonds is fantastic. They are very thoughtful gifts and the idea of only being able to access them at an adult age is rather sensible as they assist towards paying for things such as driving lessons, cars, deposits and all of those boring things that adults require. I just feel that the process could benefit from some changes so as to make it slightly less painful.
Nice gift idea
Horrendously time consuming