M&S Savings
Full product details for the M&S Savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare M&S savings details against other savings or use our savings comparison tables.Did you know M&S also provide home insurance, pet insurance and travel insurance? | ||
| Company: | Marks & Spencer www.marksandspencer.com | Marks & Spencer www.marksandspencer.com | Marks & Spencer www.marksandspencer.com |
| Product: | 2 Year Fixed Rate Savings Cash ISA | 3 Year Fixed Rate Savings Cash ISA | Cash ISA |
| details | details | details | |
| Apply via this site: | Not available | Not available | Not available |
| | | |
| Savings Details | |||
 Account Type: | Cash ISA | Cash ISA | Cash ISA |
| Rate Type: | fixed | fixed | variable |
| Headline Interest Rate: | 4.5% | 4.5% | 3% |
| Interest Rate Guarantees: | n/a | n/a | bbr until 01/01/10 |
| Application Criteria | |||
| Existing Customer Only: | no | no | no |
| Minimum Age: | 16 | 16 | 16 |
| Restricted Availability: | no | no | no |
| Area Restrictions: | none | none | none |
| Minimum Investment: | £500 | £500 | £10 |
| Minimum Balance: | £500 | £500 | £0 |
| Monthly Minimum: | n/a | n/a | 10 |
| Maximum Investment pa: | 3600 | 3600 | 3600 |
| Maximum Balance: | Unlimited | Unlimited | Unlimited |
| Open to UK Residents: | yes | yes | yes |
| Introductory Rates | |||
| Introductory Bonus: | 0% | 0% | 0% |
| Incentives Offered: | no | no | no |
| Rates | |||
| Tax Free: | yes | yes | yes |
| Open-ended Bonus: | 0% | 0% | 0% |
| Rate Tiers: | no | no | no |
| Fixed Interest Rate: | yes | yes | no |
| Term Period: | 24 | 36 | n/a |
| Maturity Date: | 2 years | 3 years | n/a |
| Maturity Date in Months: | 24 | 36 | n/a |
| Interest Payment Freq: | annually | annually | annually |
| Managing Account | |||
| Passbook: | no | no | no |
| Transactions at Branch: | no | annually | no |
| Statement Frequency: | annually | no | annually |
| Transactions by Phone: | yes | yes | yes |
| Transactions by Internet: | no | no | yes |
| Transactions by Post: | yes | yes | yes |
| Special Access: | yes | yes | no |
| Withdrawal Conditions: | yes | yes | no |
| Transfers In: | yes | yes | yes |
| Transfers Out: | yes | yes | yes |
| Fees & Charges | |||
| Trans Notice/Pen/Charge: | charge only | charge only | no notice, penalty or charge |
| Transfer Notice: | 0 | 0 | 0 |
| Transfer Penalty: | 0 | 0 | 0 |
| Transfer Charge: | £75 | £100 | 0 |
| Withdrawal Notice: | term | term | 0 |
| Withdrawal Penalty: | n/a | n/a | 0 |
| Withdrawal Charge: | n/a | n/a | 0 |
| W/d Notice/Penalty/Charge: | n/a | n/a | no notice, penalty or charge |
Compare M&S Savings
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