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Excellent4.3(16 ratings)

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Reviewed by: davidken

I searched around for a decent rate of interest and found one with M&S, who offered 2.35%, - best of the b...

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Does M&S Bank provide your savings account?

Tell us what you think of them because it will help others.

Compare M&S Bank Savings

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in as your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

This comparison includes savings accounts for this company.

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Most popular

  • Most popular
  • Minimum opening amount
  • Highest interest rate
M&S Bank Monthly Saver
Account type
Regular saver
Open with
£25 to £250
Interest rate
6% AER fixed for 1 year
Protection scheme
FSCS
This product is only available to M&S Premium Current Account holders.
M&S Bank Advantage Cash ISA
Account type
Cash ISA
Open with
£25
Interest rate
1.1% AER variable on £1+
Protection scheme
FSCS
M&S Bank Everyday Savings Ex/C
Account type
Instant access
Open with
£1
Interest rate
0.75% AER variable
Protection scheme
FSCS
M&S Bank 3 Year Fixed Rate Savings Cash ISA Issue 27
Account type
Cash ISA
Open with
£500
Interest rate
1% AER fixed for 3 years
Protection scheme
FSCS
M&S Bank M&S ISA
Account type
Investment ISA
Open with
£100 or £25/month
Interest rate
-
Protection scheme
FSCS

M&S Bank savings reviews

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Does M&S Bank provide your savings account?

Tell us what you think of them because it will help others.

03/07/13

M&S Bank Savings Account Interest Vanished like Scotch Mist

I searched around for a decent rate of interest and found one with M&S, who offered 2.35%, - best of the bunch. This included a bonus awarded at the end of the first year. Unfortunately it was a variable rate, and sure enough, soon after I took it up the rate varied! I now have a basic rate of 0.35%, and unless I hang on for the year I won't get the bonus!

Good initial rate, easy to open and operate online.

Average interest rate.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

18/06/13

Recommended

M & S saving account and current account

Great all round service, great customer service, understanding customer issues and dealing with them on the spot

Customer services

NA

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

25/10/12

Savings with M and S

Very poor experience setting up fixed rate savings online and cut off with no answer twice after 20 minutes each time on the call line. Very poor call line quality. Not the service I was expecting. Greatly regret my decision.

Good rates clear information

Poor customer service

1
Poor
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

20/07/13

Recommended

M&S Bank Savings Accounts

I have a few fixed rate ISAs with M&S, taken out when rates were higher in general (and M&S's were extremely competitive). It was difficult to get through on the telephone as they were so busy but I found my local branch very helpful. I'm putting £250 per month into their fixed rate monthly saver which pays 6% over the year.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

12/07/13

Recommended

M&S Money ISA always consistent

Always consistent, sending updates and interest rates, detailed statements. Very Happy with service and performance. Customer services are always polite and helpful, I am able to call and speak to someone without a wait.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does M&S Bank provide your savings account?

Tell us what you think of them because it will help others.