from 799 ratings
799 customers rated their Halifax savings as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Halifax 5 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.20% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 365 days tax-free interest.
Halifax 3 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.00% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 270 days tax-free interest.
Halifax Fixed Online Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.00% fixed
for 5 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 365 days gross interest.
Halifax Fixed Online Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.90% fixed
for 3 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 270 days gross interest.
Halifax 2 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.80% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 180 days tax-free interest.
Halifax Fixed Online Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.80% fixed
for 2 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 180 days gross interest.
Halifax Online Tracker Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.70% variable
for 18 months
on £500+
FSCSBranch
Variable monthly interest rate that tracks a fixed amount above the Bank of England Bank Rate (0.50%) for 18 months. Higher rates apply for balances of £50,000+. No withdrawals allowed except on early closure subject to the loss of 135 days gross interest
Halifax 1 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 90 days tax-free interest.
Halifax Fixed Online Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 90 days gross interest.
Halifax ISA Saver Online
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1+
FSCSOnline
1.25% tax free/AER variable including 12 month fixed bonus of 1.00%.
Halifax ISA Saver Variable
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.20% variable
on £1+
FSCSOnline, Branch & Phone
1.20% tax free/AER variable including 12 month fixed bonus of 0.70%.
Halifax Online Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.000.90% variable
on £1+
FSCSOnline
Different rates apply depending on balance. When the 12 month introductory period ends, the Online Saver variable rate will apply, currently 0.20% gross/AER.
Halifax Kid's Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£10.006% fixed
for 1 year
on £10+
FSCSBranch
Available in branch only. Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account.
Halifax Junior Cash ISA (Relationship Rate)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.004% variable
on £1+
FSCSOnline & Branch
Halifax Young Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Junior Cash ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003% variable
on £1+
FSCSOnline & Branch
Halifax Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.002% fixed
for 1 year
on £25+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
Halifax Tracker Bond - 18 Months
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.7% variable
for 18 months
on £500+
FSCSBranch & Phone
Halifax Fixed Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
Halifax Everyday Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline, Branch & Phone
Available in branch only.
Halifax Everyday Saver (Online)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline & Phone
Halifax Passbook Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.5% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Share Dealing Self Select ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£20.00-FSCS-
Halifax Junior Stocks & Shares ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£20.00-FSCS-

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Reviews related to Savings

by bing, 20 Jul 2013
flexibility with money
passbook requirement
Recommended by bing

Flexible in terms of withdrawing money if needed and available to manage to online. Still requires a passbook if you want to withdraw or pay in cash which i feel is outdated now but also puts u off withdrawing money which for me is a plus as it is a savings account!

Good interest
Interest lasts a year before going back down to 0.5%
Recommended by matrix11001

All of Halifax Savings accounts are worth looking at. If your a reward customer you can get a bonus for having less than four withdrawals a year. The interest only lasts a year before going down, which means you will need to change to get a decent rate again. However it is quite competitive.

Well at least they haven't gone under like some banks
.....................
Recommended by serco

Since I was a young child-All my savings have been with Halifax My mortgage by insurance as I know nothing else I stay with them................................

Well known provider
Poor quality of customer service

I have held an ISA with Halifax for a few years. The promotional rate ran out after a year which is to be expected. Since then, not once has anyone advised me that the ISA has a very poor rate of interest, although I am aware of this and when I have time to review my finances, I will change it to another provider. I had a very rude cashier tell me off for taking money out of my ISA when I needed it and even at that point when I told them for the rate of interest it made no difference, they still did not try and offer me a better option. As I mentioned, I will when I have time actually look for an alternative provider.

Good online banking
Low interest rate but so is every other bank
Recommended by marvicate

Never had any problems with this bank
I can withdraw money when I need to
Just as good as any other bank
Interest rate compares favorably with other banks
Open with just £1
Unlimited withdrawals (subject to a minimum balance of £1)
Unlimited deposits
I have banked with the Halifax for 20 years or more and never experienced any difficulties
Response to my email in the past regarding a convincing (but fortunately attachment unopened) spam email was quick and thoroughly have three other accounts with the Halifax
All are run perfectly well
Phone contact is prompt and efficient
personal contact is equally efficient

incentive not to dip into your savings below £5,000
Haven't won any prize yet!
Recommended by karine21

If you have at least £5,000 savings, it's a bit like holding Government premium bonds because you have the chance to win a prize every month, and you still receive decent interest on your savings, whether you win a prize or not.

Security process changes

Using the savings direct service from Halifax is a little hit and miss. Being a savings account, customers might only call now and again and the security process might change between contact points from the customer. I have found myslef unable to access my funds because of the above. Therefore they score "only" 3 stars

good interest rate, easy to open
Recommended by raniM

I went for the Halifax web saver account as it had the best interest rate for a savings account in the market and the instructions for opening an account were very easy and simple to follow.

by humanbean, 28 Jun 2013

Average interest, could be better in an ISA but never contacted by Halifax to discuss options... not a personal service.

Can talk to someone in Branch and sort it out whilst there.
Call Centre annoying but they rightly refused to talk to me.
Recommended by sharonp48

Always had any problems sorted out. Recently had a card problem and this was sorted out without too much problem when I called and also went into Branch. Security checks were excellent and they would not discuss details on the phone when I failed with the security questions. All this was sorted out face to face within the Branch and they even provided me with a room and phone to call up the appropriate centre so I did not have to discuss my problem within e Branch in front of everyone.