from 932 ratings
932 customers rated their Halifax savings as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Halifax 5 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.20% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 365 days tax-free interest.
Halifax 3 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.00% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 270 days tax-free interest.
Halifax Fixed Online Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.00% fixed
for 5 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 365 days gross interest.
Halifax Fixed Online Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 270 days gross interest.
Halifax 2 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.80% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 180 days tax-free interest.
Halifax Fixed Online Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 180 days gross interest.
Halifax Online Tracker Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.70% variable
for 18 months
on £500+
FSCSBranch
Variable monthly interest rate that tracks a fixed amount above the Bank of England Bank Rate (0.50%) for 18 months. Higher rates apply for balances of £50,000+. No withdrawals allowed except on early closure subject to the loss of 135 days gross interest
Halifax 1 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 90 days tax-free interest.
Halifax Fixed Online Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 90 days gross interest.
Halifax ISA Saver Online
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1+
FSCSOnline
1.25% tax free/AER variable including 12 month fixed bonus of 1.00%.
Halifax ISA Saver Variable
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.20% variable
on £1+
FSCSOnline, Branch & Phone
1.20% tax free/AER variable including 12 month fixed bonus of 0.70%.
Halifax Online Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.000.90% variable
on £1+
FSCSOnline
Different rates apply depending on balance. When the 12 month introductory period ends, the Online Saver variable rate will apply, currently 0.20% gross/AER.
Halifax Kid's Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£10.006% fixed
for 1 year
on £10+
FSCSBranch
Available in branch only. Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account.
Halifax Junior Cash ISA (Relationship Rate)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.004% variable
on £1+
FSCSOnline & Branch
Halifax Young Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Junior Cash ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003% variable
on £1+
FSCSOnline & Branch
Halifax Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.002% fixed
for 1 year
on £25+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
Halifax Tracker Bond - 18 Months
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.7% variable
for 18 months
on £500+
FSCSBranch & Phone
Halifax Fixed Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
Halifax Everyday Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline, Branch & Phone
Available in branch only.
Halifax Everyday Saver (Online)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline & Phone
Halifax Passbook Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.5% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Share Dealing Self Select ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£20.00-FSCS-
Halifax Junior Stocks & Shares ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£20.00-FSCS-

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Halifax Savings Reviews

Halifax Savings accounts

by meermoggy, 1 day ago
Plenty of information
No actual advice
Recommended by meermoggy

Not a lot one can say about savings accounts at the moment, the interst rates are so poor. The Halifax will give you a lot of information about their variety of savings accounts, and the system involves a laborious process of watching video after video of what each account offers along with disclaimers and repeated ascertations that the financial advisor cannot actually advise you what is the best account for your particular needs. It all seems a little like bureaucracy gone mad.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Halifax savings account

by mcgrath85, 2 days ago
Open a savings account with £1
Recommended by mcgrath85

I have been using this service for a few years now.
You can open a savings account with as little as £1
It is easy to access online, through the Halifax app, telephone banking and in branch.
You can opt out of paper statements using your online account details or through the app.
I am now saving a lot more than I used to and it's so easy!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Halifax saving accounts

by stodger, 2 days ago
Recommended by stodger

as the interests on bank accounts are not so good at the moment i had to look around to find the best ones and at the time Halifax fitted the bill,these where on a two year period, after they had matured i had to start looking again and decided to go with the Halifax on line saving accounts that are linked to the bank of England interest rates, i found this product by looking on line

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


excellence service at the Halifax

by andyp1969, 3 days ago
entered into a monthly draw
you have to have over £5000 to enter the draw!
Recommended by andyp1969

Customer service was exceptional and they did everything they could to advise and assist me in opening up my savings account. I had just moved back to the UK so was a little rusty with how things work over here but the staff at The Halifax were very informative. Also if you have over £5000 you are automatically entered into a monthly draw.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Halifax Savings

by wieswr, 4 days ago
Flexibility
Interest rates need to be more competitive
Recommended by wieswr

Customer service very good. Staff very professional and knowledge of products on offer is excellent. Greater range of savings products could be better even tough the options on the time periods is equally good. It is easy to apply for any product no appointment is necessary. Staff are happy to guide you through the process.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


saving account review

by Ash, 4 days ago
on line
na

just taken up my first saving account, I decided to use my bank. it wasn't the best rate but I am able to check it at the same time I check my current account and my credit card. I opened it on line so I did not have to deal with someone who's main language is not English, unfortunately I am now getting lots of nif naf phone calls, they have been added to block numbers.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


What on earth is a savings account?

by rwgray, 4 days ago

But in the present climate, what on earth is a savings account, anyway? I have vestigial online Saver accounts of various flavours, held with the Halifax, but since only one of them pays a tiny amount of interest, and all of the others pay basically nothing at all, it is difficult to see the merit in leaving significant cash funds in anything other than an ISA wrapper.

Customer Service:
Excellent
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Fairly easy to use Savings

by nmfsj, 4 days ago
Flexibility
Low interest rate
Recommended by nmfsj

I needed a savings account that would allow me to top up or withdraw funds very easy and quickly and this savings account does exactly that. The interest rate is very low, at the end of the year, but I guess that's what you get in order to have that flexibility. I have opened the account online, with no paperwork hassle needed, which was great.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Average, could be better


Halifax Savings account

by markdsmith0264, 4 days ago
Easy access
Time for cheques to clear
Recommended by markdsmith0264

Easy and flexible with quick access to money in the account. Customer service is good and access to many ATm machines makes it easy to get your money whenever you need it. The Only problem is the length of time for cheques to clear. Why do these take 7 days? When questioning this, you can speed this up by paying a fee, but it only improves by a couple of days. In the days of electronic checks and transfers this should be immediate.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


halifax savings account

by drivin, 4 days ago
Easy to set up
Recommended by drivin

Halifax pay you to have money in the bank. Their reward account rewards you £5 each month for paying in £750 per month and also having two direct debits taken from your account every month. It is easy to use and well recommended to anyone. When you transfer your account from another bank, Halifax will even give you £100 as a one off joining bonus. The reward account is widely advertised on the television and on the internet. Its a win win win for the customer.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Savings Account Companies