from 918 ratings
918 customers rated their Halifax savings as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Halifax 5 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.20% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 365 days tax-free interest.
Halifax 3 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.00% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 270 days tax-free interest.
Halifax Fixed Online Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.00% fixed
for 5 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 365 days gross interest.
Halifax Fixed Online Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 270 days gross interest.
Halifax 2 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.80% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 180 days tax-free interest.
Halifax Fixed Online Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 180 days gross interest.
Halifax Online Tracker Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.70% variable
for 18 months
on £500+
FSCSBranch
Variable monthly interest rate that tracks a fixed amount above the Bank of England Bank Rate (0.50%) for 18 months. Higher rates apply for balances of £50,000+. No withdrawals allowed except on early closure subject to the loss of 135 days gross interest
Halifax 1 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 90 days tax-free interest.
Halifax Fixed Online Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 90 days gross interest.
Halifax ISA Saver Online
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1+
FSCSOnline
1.25% tax free/AER variable including 12 month fixed bonus of 1.00%.
Halifax ISA Saver Variable
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.20% variable
on £1+
FSCSOnline, Branch & Phone
1.20% tax free/AER variable including 12 month fixed bonus of 0.70%.
Halifax Online Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.000.90% variable
on £1+
FSCSOnline
Different rates apply depending on balance. When the 12 month introductory period ends, the Online Saver variable rate will apply, currently 0.20% gross/AER.
Halifax Kid's Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£10.006% fixed
for 1 year
on £10+
FSCSBranch
Available in branch only. Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account.
Halifax Junior Cash ISA (Relationship Rate)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.004% variable
on £1+
FSCSOnline & Branch
Halifax Young Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Junior Cash ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003% variable
on £1+
FSCSOnline & Branch
Halifax Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.002% fixed
for 1 year
on £25+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
Halifax Tracker Bond - 18 Months
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.7% variable
for 18 months
on £500+
FSCSBranch & Phone
Halifax Fixed Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
Halifax Everyday Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline, Branch & Phone
Available in branch only.
Halifax Everyday Saver (Online)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline & Phone
Halifax Passbook Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.5% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Share Dealing Self Select ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£20.00-FSCS-
Halifax Junior Stocks & Shares ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£20.00-FSCS-

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Halifax Savings Reviews

No obvious perks

by Narry, 1 day ago
Good brand so I'm confident putting my money there
Rubbish interest rates
Recommended by Narry

Like everywhere, the interest rates are appalling so my husband and I are getting very little back on our savings at the moment. We only opened the savings account for convenience since were already both customers there which I believe should work in a customers favour as an incentive to stay. We'll be reviewing our options as soon as we get chance to find a better deal.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Good competitive rates of interest

by mikeba11, 1 day ago
Recommended by mikeba11

Halifax is a very secure online banking system and very well laid out and easy to navigate. Any issues with my credit card are sorting out in a reasonable time frame and having all my account with Halifax is easy. Halifax is a very secure online banking system and very well laid out and easy to navigate. Any issues with my credit card are sorting out in a reasonable time frame and having all my account with Halifax is easy.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Changing accounts

by kbrow13, 1 day ago

Unfortunately interest rates are so poor that you would have to tie your savings up for several years or move your money around frequently with different banks which is often a hassle and time consuming but isn't that what they want to keep you. No rewards for being loyal. Only way I suppose is having an ISA but even then after 12 months your interest drops .

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Excellent customer service

by gooded, 1 day ago
Staff
Havent won the in the prize draw.
Recommended by gooded

Do my banking in my local branch. Made to feel like a valued customer. Always friendly, helpful staff and current account monthly £5 bonus, if you pay in more than £750 a month, is excellent. Good rates on a lot of accounts. On the ball when someone had tried to get small amounts of money ( phone top ups ) out of account. They picked it up straight away so feel safe with them. There is a prize draw as well you can be entered into if you have so much banked with them.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Good customer service I branch but that's it

by joshs_mum, 1 day ago

Never had bad Customer service in local branch was been excellent always had lovely help and if any questions they go out of there way to help. However been on the phone to Halifax themselves and have had really bad customer services. The ladies in branch know there products however did feel that we were pushed more towards a product that we didn't want and was pushed to sell us other products which we did not take. Not a wide range of products for needs. Was more pushed towards a much higher product then what we needed. Stores are always easy to access which is a plus point. Not a wide choice of children's accounts.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


halifax easy access isa

by josa73, 1 day ago
easy access
poor interest

one of the better interest rates at the moment but still very poor. Don't think i will use my full isa allowance this year as your money will work better for you in other ways
Also the rate drops dramatically after 12 months, why do banks do this? do they not want us to remain customers?I like many others transfer my isa every year but would be happy to leave it if they gave me a decent rate that didn't collapse after a year

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Poor, could be greatly improved


Lack of interest

by jlhard, 1 day ago
Online flexibility
low rate of interest despite higher for first 12 months
Recommended by jlhard

Used comparison sites for initial searching. I had an account with the rate about to drop so used the Halifax company website. It is easy to open and to keep previous payment details intact by using the dedicated existing members option. You are not tied in for any time period but must, note that interest rates only last for 12 months before dramatic drop.

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Average, could be better


Halifax 12 Month Savings Account

by Meels, 1 day ago
ease of use
low interest rate
Recommended by Meels

If your looking for a savings account which you can't access this is definitely one to look at. If your Halifax customer it's super easy to set up too. You just have to remember you can't get your money out early. I just logged in online banking and applied, you had to have money to put in straight away but then you were good to go. The interest isn't the best out there but for ease of use it's great. Once your in the 10th month, you get a letter explaining that the account will move to just a regular saver when you hit the year anniversary the interest on that is even lower so I would suggest moving your money around. I haven't rang Halifax customer service on this account so cannot comment on there response but if you know what your signing up to then I don't think you need to speak to anyone.

Customer Service:
Average, could be better
Flexibility & Fairness:
Terrible
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Convenient and easy saving

by Katkg, 2 days ago
Easy and convenient to use.
Recommended by Katkg

I've always been a regular saver. My Halifax savings account is the only one I have ever had. It's quick and easy to log in and transfer money to and from my other accounts. The app on my iPhone is extremely easy to register and log into to keep track and transfer into and out of. And when I do login it shows my balance on the screen which is a great incentive to keep saving regularly and watching the money grow. I can't imagine ever being without my Halifax savings account.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Average saving account

by tct, 2 days ago
Easy to use web site
Rates change frequently
Recommended by tct

Introductory offers are very good but be aware the rate change and drops to nothing quite frequently so keep track of when the offer ends so you can more your money to a better account. Web site is easy to use to transfer money from other accounts. Overall these accounts are on power with those provided by other bank in the high street.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Poor, could be greatly improved
Value For Money:
Poor, could be greatly improved


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