from 942 ratings
942 customers rated their Halifax savings as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Which is the best Halifax savings account? Find out here! Compare every Halifax savings account, including ISA Saver Online, Online Saver, Fixed Online Saver - 5 Year Term... Open an account online now.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Halifax 5 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.20% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 365 days tax-free interest.
Halifax 3 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.002.00% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 270 days tax-free interest.
Halifax Fixed Online Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002.00% fixed
for 5 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 365 days gross interest.
Halifax Fixed Online Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 270 days gross interest.
Halifax 2 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.80% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 180 days tax-free interest.
Halifax Fixed Online Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 180 days gross interest.
Halifax Online Tracker Bond
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.70% variable
for 18 months
on £500+
FSCSBranch
Variable monthly interest rate that tracks a fixed amount above the Bank of England Bank Rate (0.50%) for 18 months. Higher rates apply for balances of £50,000+. No withdrawals allowed except on early closure subject to the loss of 135 days gross interest
Halifax 1 Year ISA Saver Fixed
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
No withdrawals allowed except on early closure subject to the loss of 90 days tax-free interest.
Halifax Fixed Online Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline
No withdrawals allowed except on early closure subject to the loss of 90 days gross interest.
Halifax ISA Saver Online
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1+
FSCSOnline
1.25% tax free/AER variable including 12 month fixed bonus of 1.00%.
Halifax ISA Saver Variable
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.20% variable
on £1+
FSCSOnline, Branch & Phone
1.20% tax free/AER variable including 12 month fixed bonus of 0.70%.
Halifax Online Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.000.90% variable
on £1+
FSCSOnline
Different rates apply depending on balance. When the 12 month introductory period ends, the Online Saver variable rate will apply, currently 0.20% gross/AER.
Halifax Kid's Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£10.006% fixed
for 1 year
on £10+
FSCSBranch
Available in branch only. Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account.
Halifax Junior Cash ISA (Relationship Rate)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.004% variable
on £1+
FSCSOnline & Branch
Halifax Young Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Junior Cash ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003% variable
on £1+
FSCSOnline & Branch
Halifax Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.002% fixed
for 1 year
on £25+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 5 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.002% fixed
for 5 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 3 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.9% fixed
for 3 years
on £500+
FSCSOnline, Branch & Phone
Halifax Fixed Saver - 2 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.8% fixed
for 2 years
on £500+
FSCSOnline, Branch & Phone
Halifax Tracker Bond - 18 Months
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Tracker Bond£500.001.7% variable
for 18 months
on £500+
FSCSBranch & Phone
Halifax Fixed Saver - 1 Year Term
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.55% fixed
for 1 year
on £500+
FSCSOnline, Branch & Phone
Halifax Everyday Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline, Branch & Phone
Available in branch only.
Halifax Everyday Saver (Online)
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.75% variable
on £1+
FSCSOnline & Phone
Halifax Passbook Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.000.5% variable
on £1+
FSCSBranch
Available in branch only.
Halifax Share Dealing Self Select ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£20.00-FSCS-
Halifax Junior Stocks & Shares ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Investment ISA£20.00-FSCS-

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Halifax Savings Reviews

Halifax Fixed ISA

by peter_blondie, 23 hours ago
interest rate
having to make an appointment to see anyone other than a cashier
Recommended by peter_blondie

I have a fixed rate isa with this company and when it was taken out it was a very good rate of interest. Still have 12 months left at this rate so will have to wait to see what is offered in 12 months time.
Very friendly staff in local branch, but one gripe is that you have to make an appointment to see anyone other than the cashier. I can remember a time when you could just turn up and you could see someone straight away.

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Good product - UK call centre

by melissa740, 1 day ago
Recommended by melissa740

Very happy with customer service - UK call center. Easy online banking. All accounts show in one place. It is a little annoying that you have to go to branch to change your address. You can switch online to get good deals. Regular saver is an easy way to set up a standing order to save for a particular thing as you can't access it like a current account.

Customer Service:
Excellent
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Halifax Fixed Rate Isa

by Jwong, 1 day ago
competitive rates, easy to open and view on line
none that I can think of
Recommended by Jwong

It is very easy to apply online but probably easier if you are an existing customer.
There is a range of fixed rates of interest and terms 1-5 years, the longer the term the better the rate but you should bear in mind the rate between eg. a 2 and a 3 year was not that much higher and then you consider if it is worth tying up your money for an extra year.
The Halifax accept transfers in, which a lot of the competitors do not if they are offering a competitive rate.
You can view your accounts on line as well as in branch.
It is a good way of splitting your savings in Cash Isas over various terms just in case you need part of the funds earlier.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Halifax at Southgate N14

by rosetta, 1 day ago
People ...real people
I could not feel any
Recommended by rosetta

Super service ...on entering the shop ...welcomed by The Manager ..asking if she could help me ..actually having time to listen ...I was helped with an ISA ..Helped with my account to close it as it had become dormant ...A forgotten account ...I had been reminded by post ....collected the cash ..The Halifax went on to help me with other small concerns ....Time to listen ..and they did ...all financial details settled at that one meeting ...A meeting without appointment ...Keep up the good work

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Halifax Savings

by lou_lou28, 1 day ago
Recommended by lou_lou28

I currently have a halifax Isa account and have had this for a few years. I found this account by comparing various accounts in terms of interest paid. I initially found Halifax customer service to be outstanding however following an error made by a bank clerk in the branch I found the customer service to be extremely confusing and unhelpful they appeared to close ranks as they owed myself interest payments not made. I was passed around from one department to another and could never manage to speak to the same member of staff more than one time. This I found extremely disconcerting in that there never appeared to be any record of the information provided from previous calls which made the process very long and drawn out.

However, the branch customer service is far superior and were how I managed to obtain the monies owed to me and get the account interest rates to the correct rate. The branch customer service restored some of my trust in Halifax which is why I have stayed with them and also due to their interest rates being more substantial over certain timescales than any other bank. Also dependant on the amount of savings in the ISA account there is a monthly prize draw that can be entered.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Happy at Halifax

by charl41, 1 day ago
Recommended by charl41

The staff at Halifax BS in Bournemouth are always cheerful and helpful. They advised us to open one account that gave £5 interest every month. This gives £60 a year in interest. The staff seem to know all the customers and remember what they come in for. There is always someone to help and advise before you go to the counter.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Halifax Savings accounts

by meermoggy, 1 week ago
Plenty of information
No actual advice
Recommended by meermoggy

Not a lot one can say about savings accounts at the moment, the interst rates are so poor. The Halifax will give you a lot of information about their variety of savings accounts, and the system involves a laborious process of watching video after video of what each account offers along with disclaimers and repeated ascertations that the financial advisor cannot actually advise you what is the best account for your particular needs. It all seems a little like bureaucracy gone mad.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Halifax savings account

by mcgrath85, 1 week ago
Open a savings account with £1
Recommended by mcgrath85

I have been using this service for a few years now.
You can open a savings account with as little as £1
It is easy to access online, through the Halifax app, telephone banking and in branch.
You can opt out of paper statements using your online account details or through the app.
I am now saving a lot more than I used to and it's so easy!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Halifax saving accounts

by stodger, 1 week ago
Recommended by stodger

as the interests on bank accounts are not so good at the moment i had to look around to find the best ones and at the time Halifax fitted the bill,these where on a two year period, after they had matured i had to start looking again and decided to go with the Halifax on line saving accounts that are linked to the bank of England interest rates, i found this product by looking on line

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


excellence service at the Halifax

by andyp1969, 1 week ago
entered into a monthly draw
you have to have over £5000 to enter the draw!
Recommended by andyp1969

Customer service was exceptional and they did everything they could to advise and assist me in opening up my savings account. I had just moved back to the UK so was a little rusty with how things work over here but the staff at The Halifax were very informative. Also if you have over £5000 you are automatically entered into a monthly draw.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Savings Account Companies