If you want to put some of your savings away for a fixed length of time and are looking for the best return on your money long term cash ISAs could be the solution.
Here's how to find the best fixed term cash ISAs on the market.
Set your saving term
Before you begin looking for the best fixed term ISA rates you need to decide how long you want to save for.
The best fixed term ISA interest rates are only available if you put your savings away for several years; however there are still some good rates on offer if you only want to save for 1 or 2 years.
Decide exactly how long you want to save for and exclude all the fixed term ISA rates that don't meet your needs.
How much do you want to put away?
The amount you have to save can determine which ISA will give you the best return.
Many of the best long term cash ISA deals are only available if you deposit a minimum amount for the duration of the term.
New money or old money?
While the maximum amount of new money you can deposit in a Cash ISA is set by your annual personal allowance, you can still transfer funds from previous Cash ISAs in search of a better rate.
If you are looking to move money held in an old Cash ISA you will need to check that any new fixed term ISA will accept your ISA transfer and exclude those that don't.
If you are looking to deposit money into a Cash ISA for the first time you're likely to be able to choose between all the long term cash ISAs on the market.
Find the best rate
Once you know how much and how long you want to save for, you are free to look for fixed term ISAs best rates.
The interest rate will determine just how much money your savings will make during the fixed term, so it's really worthwhile taking the time to find the leading fixed term ISAs best rates for your account term.
You can find a comprehensive list of fixed term ISAs compare their interest rates and features using our fixed rate ISA comparison table.
Use this to find the best fixed term ISA for your circumstances so you can be confident in the knowledge that you're securing the best fixed term ISA rates for your savings.