Rachel, working single mum from Preston:
“I set myself a challenge to try and save £200 per month which I’ve been doing since I started using money.co.uk’s free How to Guides.
"One of the main areas that I really wanted to make a difference was in my energy consumption. After looking into it using the money.co.uk How to Guide I want cheaper utility bills, I found that over the last 12 months I'd already made a big difference which meant I was able to claim a £235 refund from npower.
"I have also changed suppliers in order to get a better tariff – last year npower asked for a monthly payment of £145. Switching to Eon, they want a monthly tariff of £90, based on my energy consumption over the last 12 months.”
Victoria, working fulltime from London:
“Using the How to Guide I want to pay off my overdraft has really helped me to start budgeting more carefully and really question whether buying a cheaper brand of product will make any difference to my life.
"I have sold a load of my text books on Amazon – they were 10 yrs old and I found you can print your postage on line, so that really cut down the hassle factor - I made £160 pure profit on that!
"I also became a mystery shopper which you get £10 for doing each time and £5 to spend in that particular shop.
"I have also completely changed the way I shop for food now, planning meals, making my own lunches and knowing what I am going to buy before I walk into the supermarket has really cut down on wastage and spend.”
Ryan, second year student from Birmingham:
“Being a second year student, budgets are really crucial for me - I was going through the I want to find out my benefit entitlement How to Guide and I kept learning things that no one had told me about, such as students don’t need to pay council tax and that there are different bursaries and students loans that are available.
"The single biggest benefit was finding out about a bursary from my previous school: my secondary school was one of the schools which provided a trust for bursaries available to previous students to encourage them to go into further education.
"I’ve secured a bursary for £1000, which I will get every year I study at university. I didn’t even realise chances like these were available when I was back in sixth form.”
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