Ffrees Family Account Prepaid Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free75pBank Transfer: free
Debit Card: 50p
PayPoint: 4%
Have your wages, pension or benefits paid in for free. Includes money back rewards with thousands of well known retailers.
No monthly fee, however, £2 a month if you do not use your Ffrees Account for two consecutive months.
Cashplus Freedom
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£4.95FreeFreeBank Transfer: free
Post Office: free
Epay: £3
Fee Free for purchases and ATMs in the UK – with added extras like Direct Debit and Overdrafts giving control and flexibility.
Secure Trust Bank Prepaid Bank Account
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£12.50
then
£12.50/month
Free50pDebit Card: free
Virgin Prepaid MasterCard PAYG
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.952.95%2.95%Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no bank account needed, and no credit checks.
TALK HOME Prepaid Visa Debt Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free£1Paypoint: free
Amazing Offer: Get your TALK HOME Prepaid Visa Debit Card for FREE! Just enter promotional code: 'THCAT' when applying via money.co.uk. Offer ends 31st August 2014.
Cashplus prepaid MasterCard (Deluxe)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£9.95/month
FreeFreeDebit Card: free
Post Office: free
Epay: £3
Free Direct Debits & online banking.
Kalixa Pay Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free£1.75Debit Card: free
Free prepaid MasterCard with money.co.uk! Just use promo code AFFREEJY3 when prompted.
Orange Orange Cash Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£5Free2.95%Debit Card: free
Bank Transfer: free
Paypoint: £1.50
Virgin Prepaid MasterCard PAYM
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£4.75/month
Free£1.50Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no card transaction charges in the UK.
Ffrees Premium Account Prepaid Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£5/monthFree25pBank Transfer: free
Debit Card: 50p
PayPoint: 3%
Have your wages, pension or benefits paid in for free. Includes ‘cashback’ style rewards with thousands of well known retailers.
Caxton FX Dollar Traveller
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free$2Debit Card: free
SMS: free
Caxton FX Euro Traveller
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0Free€2Debit Card: free
SMS: free
Caxton FX Global Traveller
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0£1.50£1.50Debit Card: free
SMS: free
Tuxedo Pay As You Go Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.9550p / 2.95%99p / 1.5%Debit Card: 3%
Post Office: 99p
Paypoint: 3%
WeSwap Prepaid MasterCard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£0FreeFreeDebit Card: free
Bank Transfer: free
New peer-to-peer approach offering exceptional, real mid-market exchange rates. Free ATM withdrawals over £200.
ClearCash iCount
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£4.95
then
£9.95/month
Free50pPost Office: free
Epay: £3
Option to add Creditbuilder (provided by Advanced Payment Solutions), your own account number and sort code, Direct Debit option, standing orders and much more!
Ffrees Plus Account Prepaid Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£2.50/monthFree50pBank Transfer: free
Debit Card: 50p
PayPoint: 3%
Cashplus prepaid MasterCard (Flexiplus)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.9599p£2Debit Card: free
Post Office: free
Epay: £3
Tuxedo Pay Monthly Card
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£4.99/month
Free50pDebit Card: 3%
Post Office: 99p
Paypoint: 3%
CardOneBanking Prepaid MasterCard
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£12.50/monthFree£5Debit Card: free
Post Office: £1

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How to Find the Best Prepaid Card

Choosing the right prepaid cards can save you time and money.

How to Find the Best Prepaid Card

However, as prepaid cash cards have become increasingly popular, more and more cards have appeared on the market making it more difficult to find the right one for you.

So, when you’re looking for prepay cards, it’s vital that you shop around.

Here’s why.

Fees and charges

When you compare prepaid credit cards, always look at the fees and charges levied by each card. Typically you will find that most cards have some fees and charges although there are several ‘prepaid credit cards no fees’ deals in the market. Common fees include:

  • Card purchase fee – a charge to buy the card in the first place
  • Monthly fees – a monthly cost for maintaining your pay as you go credit card account
  • ATM fees – charges for withdrawing your cash via an ATM
  • UK transaction fees – the fee charged for each UK transaction you make with your card
  • Load charges – charges for loading cash onto your prepaid cash cards

Always make sure you know what fees and charges apply to the prepaid cards you’re considering in both the UK and overseas. We explain why below.

Using your prepaid cards abroad

One of the most popular reasons that Brits take out prepay cards is to use them overseas. Prepaid travel cards allow you to load up your card with cash before you go on holiday. You can then use them abroad to withdraw local currency from an ATM or to pay for goods and services.

Taking a prepaid card abroad offers security benefits as you don’t have to carry a large quantity of cash or traveller’s cheques in a foreign country. And, it can help you keep your holiday spending under control.

When choosing prepaid travel cards, make sure you know what fees and charges apply when you use your card overseas. And, it’s also important to establish that you benefit from a competitive exchange rate between sterling and the currency of the country you’re visiting.

Our comparison table can help you compare the features and benefits of a wide choice of prepaid cards in order that you can find the right card.

Related Prepaid Card Guides

Prepaid Card Comparison