Compare All Prepaid Cards

Our prepaid card comparison makes it easy to compare prepaid cards from all the best prepaid card providers in the UK at a glance & find the pay as you go credit card that will give you the best rewards for the lowest fees. We compare all of the prepaid cards available so finding the best prepaid card for your circumstances is easy.
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Ffrees Family Finance Ltd Family Account
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free75pBank Transfer: free
Debit Card: 50p
PayPoint: 4%
Have your wages, pension or benefits paid in for free. Includes money back rewards with thousands of well known retailers.
No monthly fee, however, £2 a month if you do not use your Ffrees Account for two consecutive months.
 
Cashplus Freedom
Card FeesTransactionsATM WithdrawalsLoad Charges
£4.95FreeFreeBank Transfer: free
Post Office: free
Epay: £3
Fee Free for purchases and ATMs in the UK – with added extras like Direct Debit and Overdrafts giving control and flexibility.
 
Virgin Prepaid MasterCard PAYM
Card FeesTransactionsATM WithdrawalsLoad Charges
£9.95
then
£4.75/month
Free£1.50Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no card transaction charges in the UK.
 
Orange Orange Cash Card
Card FeesTransactionsATM WithdrawalsLoad Charges
£5Free2.95%Debit Card: free
Bank Transfer: free
Paypoint: £1.50
 
Kalixa Pay Card
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free£1.75Debit Card: free
Free prepaid MasterCard with money.co.uk! Just use promo code AFFREEJY3 when prompted.
 
Pockit Pay As You Go Card
Card FeesTransactionsATM WithdrawalsLoad Charges
£4.9545p£1.50Debit Card: free
Post Office: £1
Paypoint: 3%
 
Cashplus prepaid MasterCard (Deluxe)
Card FeesTransactionsATM WithdrawalsLoad Charges
£9.95
then
£9.95/month
FreeFreeDebit Card: free
Post Office: free
Epay: £3
Free Direct Debits & online banking.
 
Virgin Prepaid MasterCard PAYG
Card FeesTransactionsATM WithdrawalsLoad Charges
£9.952.95%2.95%Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no bank account needed, and no credit checks.
 
Caxton FX Dollar Traveller
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free$2Debit Card: free
SMS: free
Apply for a Caxton FX currency card exclusively with money.co.uk during the month of April to be entered into a competition to win £200.00 loaded onto your currency card.
 
Caxton FX Euro Traveller
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free€2Debit Card: free
SMS: free
Apply for a Caxton FX currency card exclusively with money.co.uk during the month of April to be entered into a competition to win £200.00 loaded onto your currency card.
 
Caxton FX Global Traveller
Card FeesTransactionsATM WithdrawalsLoad Charges
£0£1.50£1.50Debit Card: free
SMS: free
Apply for a Caxton FX currency card exclusively with money.co.uk during the month of April to be entered into a competition to win £200.00 loaded onto your currency card.
 
Tuxedo Pay As You Go Card
Card FeesTransactionsATM WithdrawalsLoad Charges
£9.9550p / 2.95%99p / 1.5%Debit Card: 3%
Post Office: 99p
Paypoint: 3%
 
Cashplus prepaid MasterCard (Premier)
Card FeesTransactionsATM WithdrawalsLoad Charges
£29.99Free99pDebit Card: free
Post Office: free
Epay: £3
No monthly fee – enjoy unlimited use of the Gold Card with free purchase transactions both online and in-store, in the UK.
 
Virgin Prepaid Travel Money MasterCard (Dollar)
Card FeesTransactionsATM WithdrawalsLoad Charges
£03.5%$2 / 3.5%Debit Card: free
Keep your card for up to 2 years, ideal for multiple trips. Virgin also offer a free emergency second card.
 
Virgin Prepaid Travel Money MasterCard (Euro)
Card FeesTransactionsATM WithdrawalsLoad Charges
£03.5%€1.50 / 3.5%Debit Card: free
Keep your card for up to 2 years, ideal for multiple trips. Virgin also offer a free emergency second card.
 
FairFX Dollar Currency Mastercard
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free$2Debit Card: free
Win one of over 100 prizes this month including a trip to Iceland with FairFX. Get your card here and double your chances of winning! Offer ends 17:30 on 4th May 2014.
 
FairFX Euro Currency Mastercard
Card FeesTransactionsATM WithdrawalsLoad Charges
£0Free€1.50Debit Card: free
Win one of over 100 prizes this month including a trip to Iceland with FairFX. Get your card here and double your chances of winning! Offer ends 17:30 on 4th May 2014.
 
FairFX Anywhere Card (Pounds Sterling)
Card FeesTransactionsATM WithdrawalsLoad Charges
£0£1.40£1.50Debit Card: free
Win one of over 100 prizes this month including a trip to Iceland with FairFX. Get your card here and double your chances of winning! Offer ends 17:30 on 4th May 2014.
 
Ukash Prepaid MasterCard
Card FeesTransactionsATM WithdrawalsLoad Charges
£9
then
£1.50/month
Free£1.50Bank Transfer: free
Debit Card: £1
Post Office: £1.50
Ukash: £2.50
 
Ukash Prepaid MasterCard (EUR)
Card FeesTransactionsATM WithdrawalsLoad Charges
€9.50
then
€1.50/month
2.75%€1.50Debit Card: €1.20
Ukash: €4.50
 

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Very good information, keep up the good work!
Jrvaria

How to Find the Best Prepaid Card

Choosing the right prepaid cards can save you time and money.

How to Find the Best Prepaid Card

However, as prepaid cash cards have become increasingly popular, more and more cards have appeared on the market making it more difficult to find the right one for you.

So, when you’re looking for prepay cards, it’s vital that you shop around.

Here’s why.

Fees and charges

When you compare prepaid credit cards, always look at the fees and charges levied by each card. Typically you will find that most cards have some fees and charges although there are several ‘prepaid credit cards no fees’ deals in the market. Common fees include:

  • Card purchase fee – a charge to buy the card in the first place
  • Monthly fees – a monthly cost for maintaining your pay as you go credit card account
  • ATM fees – charges for withdrawing your cash via an ATM
  • UK transaction fees – the fee charged for each UK transaction you make with your card
  • Load charges – charges for loading cash onto your prepaid cash cards

Always make sure you know what fees and charges apply to the prepaid cards you’re considering in both the UK and overseas. We explain why below.

Using your prepaid cards abroad

One of the most popular reasons that Brits take out prepay cards is to use them overseas. Prepaid travel cards allow you to load up your card with cash before you go on holiday. You can then use them abroad to withdraw local currency from an ATM or to pay for goods and services.

Taking a prepaid card abroad offers security benefits as you don’t have to carry a large quantity of cash or traveller’s cheques in a foreign country. And, it can help you keep your holiday spending under control.

When choosing prepaid travel cards, make sure you know what fees and charges apply when you use your card overseas. And, it’s also important to establish that you benefit from a competitive exchange rate between sterling and the currency of the country you’re visiting.

Our comparison table can help you compare the features and benefits of a wide choice of prepaid cards in order that you can find the right card.

Prepaid Card Comparison