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Saga Pet Insurance
Last Updated 25 Jul 2008
Full product details for the Saga Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 |  Compare Saga pet insurance details against other pet insurance or you can also compare pet insurance using our pet insurance comparison tables.Did you know Saga also provide credit cards, savings and breakdown cover? | ||
| Company: | Saga www.saga.co.uk | Saga www.saga.co.uk | Saga www.saga.co.uk |
| Product: | Saver Cover | Essential Cover | Super Cover |
| details | details | details | |
| Quote via this site: |  | | Not available |
| | | |
| Pet Insurance Details | |||
 Provider Type: | affinity | affinity | affinity |
| Underwriter: | London & Edinburgh Insurance Co Ltd | London & Edinburgh Insurance Co Ltd | London & Edinburgh Insurance Co Ltd |
| Pet Covered: | Dog / Cat | Dog / Cat | Dog / Cat |
| Discounts | |||
| Online Discount: | 0% | 0% | 0% |
| Micro-Chipped Discount: | 0% | 0% | 0% |
| Multi-pet Discount: | 0% | 0% | 0% |
| Neutered Discount: | 0% | 0% | 0% |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| DDM APR: | 14.9% | 14.9% | 14.9% |
| DDM Fee: | 6.5 | 6.5 | 6.5 |
| DDM Payments: | 12 | 12 | 12 |
| DDM Terms: | 0/12 | 0/12 | 0/12 |
| Claims | |||
| Claims Basis: | per condition | per year | per year |
| Claims Procedure: | click here | click here | click here |
| Contribution: | yes | yes | yes |
| Excesses Range: | 55/60/70/80 | 55/60/70/80 | 55/60/70/80 |
| Voluntary Excesses: | no | no | no |
| Example Quotes | |||
| Dog Quote 1: | £0.00 | £0.00 | £0.00 |
| Dog Quote 2: | £0.00 | £0.00 | £0.00 |
| Dog Quote 3: | £131.57 | £168.79 | £242.61 |
| Dog Quote 4: | £206.77 | £265.26 | £381.25 |
| Dog Quote 5: | £0.00 | £0.00 | £0.00 |
| Dog Quote 6: | £0.00 | £0.00 | £0.00 |
| Dog Quote 7: | £0.00 | £0.00 | £0.00 |
| Dog Quote 8: | £0.00 | £0.00 | £0.00 |
| Cat Quote 1: | £0.00 | £0.00 | £0.00 |
| Cat Quote 2: | £0.00 | £0.00 | £0.00 |
| Cat Quote 3: | £59.91 | £76.86 | £110.46 |
| Cat Quote 4: | £71.75 | £92.05 | £132.30 |
| Cat Quote 5: | £0.00 | £0.00 | £0.00 |
| Cat Quote 6: | £0.00 | £0.00 | £0.00 |
| Cat Quote 7: | £0.00 | £0.00 | £0.00 |
| Cat Quote 8: | £0.00 | £0.00 | £0.00 |
| Medical Cover | |||
| Vets Fees per Year: | Unlimited | £1000.00 | £5000.00 |
| Overseas Travel Vet Fees: | £0.00 | £0.00 | £0.00 |
| Overseas Vets Fees Days: | 0 | 0 | 0 |
| Max Vets Fees: | £2000.00 | Unlimited | Unlimited |
| Cover Description: | £2000/condition max 12 months | £1,000/year for life | £5,000/year for life |
| Dental Cover: | accident & injury | accident & injury | accident & injury |
| Dental Fees: | £2000.00 | £1000.00 | £5000.00 |
| Behaviour Cover: | no | no | no |
| Behavioural Limit: | £0.00 | £0.00 | £0.00 |
| Hereditary Conditions: | yes | yes | yes |
| Diet Foods: | restricted | restricted | restricted |
| Exclusion Period: | 14 days | 14 days | 14 days |
| No of Alt Treatments: | 0 | 0 | 3 |
| Alternative Medicine SI: | £0.00 | £0.00 | £1000.00 |
| Alternative Treatment: | no | no | yes |
| Herbal Medicine: | no | no | yes |
| Homeopathy: | no | no | yes |
| Acupuncture: | no | no | no |
| Osteopathy: | no | no | no |
| Physiotherapy: | no | no | yes |
| Chiropractic: | no | no | no |
| Hydrotherapy: | no | no | no |
| Breeding Risks: | £0.00 | £0.00 | £0.00 |
| Congenital Conditions: | yes | yes | yes |
| Preventative Treatment: | no | no | no |
| Repeat Tick and Worming: | no | no | no |
| Euthanasia Charges: | no | no | no |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | Unlimited |
| Min Pet Age: | 8 | 8 | 8 |
| Max Cover Age: | Unlimited | Unlimited | Unlimited |
| Max Death Age: | n/a | n/a | Unlimited |
| Max Death Age - Illness: | n/a | n/a | 9 years |
| Max Accept - Std: | 9 years | 9 years | 9 years |
| Cremation/burial expenses: | no | no | no |
| Death by Illness: | £0.00 | £0.00 | £1000.00 |
| Death by Accident: | £0.00 | £0.00 | £1000.00 |
| Advertising Limit: | £250.00 | £250.00 | £1000.00 |
| Reward: | £50.00 | £50.00 | £100.00 |
| Loss or Theft Limit: | £0.00 | £0.00 | £1000.00 |
| Cattery Fees: | £400.00 | £400.00 | £1000.00 |
| Holiday Cancellation: | £500.00 | £500.00 | £1500.00 |
| 3rd Party AD: | £0.00 | £0.00 | £0.00 |
| Legal Helpline: | no | no | no |
| Vet Finder Helpline: | no | no | no |
| Vet Direct Helpline: | no | no | no |
| Pet Bereavement: | no | no | no |
| Pet Minders Helpline: | no | no | no |
| Overseas Travel Cover: | no | no | no |
| O/S Travel - Add Benefits: | no | no | no |
| Accidental Damage: | £0.00 | £0.00 | £750.00 |
| Daily Minding Rate: | £4.00 | £4.00 | £4.00 |
| PA Benefits: | no | no | no |
| Additional Benefits: | no | no | no |
| Age Rating: | yes | yes | yes |
| Breed Rating: | yes | yes | yes |
| Pedigree Rating: | yes | yes | yes |
| Age Load Band: | 8 years and over | 8 years and over | 8 years and over |
| Transport Costs: | £100.00 | £100.00 | £200.00 |
| Quarantine Costs: | £0.00 | £0.00 | £0.00 |
| Co-Insurance Option: | no | no | no |
| Loss of Pet Passport: | £0.00 | £0.00 | £0.00 |
| Premium Zoning: | yes | yes | yes |
| Pet Value Basis: | n/a | n/a | purchase price |
| Lifetime Cover: | no | yes | yes |
| Time Limit: | 12 months | Unlimited | Unlimited |
| Waiver of Premiums: | no | no | no |
| Fees & Charges | |||
| Setup Fee: | £0.00 | £0.00 | £0.00 |
| Renewal Fee: | £0.00 | £0.00 | £0.00 |
| Duplicate Documents Fee: | £0.00 | £0.00 | £0.00 |
| Adjustment Fee: | £0.00 | £0.00 | £0.00 |
| Cancellation Fee: | £0.00 | £0.00 | £0.00 |
| Fees Aggregation: | no | no | no |
