M&S Pet Insurance
Full product details for the M&S Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 |  Compare M&S pet insurance details against other pet insurance or use our pet insurance comparison tables.Did you know M&S also provide savings, home insurance, car insurance and travel insurance? | ||
| Company: | Marks & Spencer www.marksandspencer.com | Marks & Spencer www.marksandspencer.com | |
| Product: | Standard | Premier | |
| details | details | ||
| Quote via this site: |  | | |
| | ||
| Pet Insurance Details | |||
 Provider Type: | retailer | retailer | |
| Underwriter: | Royal & SunAlliance Insurance plc | Royal & SunAlliance Insurance plc | |
| Pet Covered: | Dog / Cat | Dog / Cat | |
| Discounts | |||
| Online Discount: | 15% | 15% | |
| Micro-Chipped Discount: | 0% | 0% | |
| Multi-pet Discount: | 5% | 5% | |
| Neutered Discount: | 0% | 0% | |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| DDM APR: | 0% | 0% | |
| DDM Fee: | 0 | 0 | |
| DDM Payments: | 12 | 12 | |
| DDM Terms: | 0/12 | 0/12 | |
| Claims | |||
| Claims Basis: | per year | per year | |
| Claims Procedure: | click here | click here | |
| Contribution: |  | | |
| Excesses Range: | 90, 90+20% | 70, 70+20% | |
| Voluntary Excesses: |  | | |
| Example Quotes | |||
| Dog Quote 1: | £305.88 | £469.08 | |
| Dog Quote 2: | £224.28 | £326.28 | |
| Dog Quote 3: | £163.08 | £234.48 | |
| Dog Quote 4: | £244.68 | £367.08 | |
| Dog Quote 5: | £428.28 | £632.28 | |
| Dog Quote 6: | £183.48 | £275.28 | |
| Dog Quote 7: | £122.28 | £163.08 | |
| Dog Quote 8: | £193.68 | £285.48 | |
| Cat Quote 1: | £173.28 | £234.48 | |
| Cat Quote 2: | £122.28 | £163.08 | |
| Cat Quote 3: | £91.68 | £112.08 | |
| Cat Quote 4: | £101.88 | £142.68 | |
| Cat Quote 5: | £122.28 | £163.08 | |
| Cat Quote 6: | £96.72 | £122.28 | |
| Cat Quote 7: | £86.52 | £112.08 | |
| Cat Quote 8: | £101.88 | £132.48 | |
| Medical Cover | |||
| Vets Fees per Year: | £4,000 | £7,000 | |
| Overseas Travel Vet Fees: | £0 | £2,000 | |
| Overseas Vets Fees Days: | 0 | 365 | |
| Max Vets Fees: | £1,000 | Unlimited | |
| Cover Description: | £1,000/condition max £4,000/year for life | £7,000/year for life | |
| Dental Cover: | accident & illness | accident & illness | |
| Dental Fees: | £4,000 | £7,000 | |
| Behaviour Cover: | | | |
| Behavioural Limit: | £0 | £250 | |
| Hereditary Conditions: | | | |
| Diet Foods: | | restricted | |
| Exclusion Period: | 14 days | 14 days | |
| No of Alt Treatments: | 0 | 7 | |
| Alternative Medicine SI: | £0 | £1,000 | |
| Alternative Treatment: | | | |
| Herbal Medicine: | | | |
| Homeopathy: | | | |
| Acupuncture: | | | |
| Osteopathy: | | | |
| Physiotherapy: | | | |
| Chiropractic: | | | |
| Hydrotherapy: | | | |
| Breeding Risks: | £0 | £0 | |
| Congenital Conditions: | | | |
| Preventative Treatment: | | | |
| Repeat Tick and Worming: | | | |
| Euthanasia Charges: | | | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | |
| Min Pet Age: | 8 | 8 | |
| Max Cover Age: | Unlimited | Unlimited | |
| Max Death Age: | Unlimited | Unlimited | |
| Max Death Age - Illness: | 8 years | 8 years | |
| Max Accept - SB: | Unlimited | Unlimited | |
| Max Accept - Std: | Unlimited | Unlimited | |
| Cremation/burial expenses: | | | |
| Death by Illness: | £600 | £1,500 | |
| Death by Accident: | £600 | £1,500 | |
| Advertising Limit: | £600 | £1,250 | |
| Reward: | £600 | £750 | |
| Loss or Theft Limit: | £600 | £1,500 | |
| Cattery Fees: | £600 | £750 | |
| Holiday Cancellation: | £0 | £3,000 | |
| 3rd Party AD: | £0 | £0 | |
| Legal Helpline: | | | |
| Vet Finder Helpline: | | | |
| Vet Direct Helpline: | | | |
| Pet Bereavement: | | | |
| Pet Minders Helpline: | | | |
| Overseas Travel Cover: | | standard | |
| O/S Travel - Add Benefits: | | | |
| Accidental Damage: | £0 | £0 | |
| Daily Minding Rate: | £8.57 | £10 | |
| PA Benefits: | | | |
| Additional Benefits: | | | |
| Age Rating: | | | |
| Breed Rating: | | | |
| Pedigree Rating: | | | |
| Age Load Band: | 9 years and over | 9 years and over | |
| Transport Costs: | £0 | £7,000 | |
| Quarantine Costs: | £0 | £2,000 | |
| Co-Insurance Option: | | | |
| Loss of Pet Passport: | £0 | £250 | |
| Premium Zoning: | | | |
| Pet Value Basis: | purchase price | purchase price | |
| Lifetime Cover: | | | |
| Time Limit: | Unlimited | Unlimited | |
| Waiver of Premiums: | | | |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | |
| Renewal Fee: | £0 | £0 | |
| Duplicate Documents Fee: | £0 | £0 | |
| Adjustment Fee: | £0 | £0 | |
| Cancellation Fee: | £0 | £0 | |
| Fees Aggregation: | | | |
Compare M&S Pet Insurance
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