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M&S Pet Insurance
Last Updated 25 Jul 2008
Full product details for the M&S Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 |  Compare M&S pet insurance details against other pet insurance or you can also compare pet insurance using our pet insurance comparison tables.Did you know M&S also provide savings? | ||
| Company: | Marks & Spencer www.marksandspencer.com | Marks & Spencer www.marksandspencer.com | |
| Product: | Standard | Premier | |
| details | details | ||
| Quote via this site: |  | | |
| | ||
| Pet Insurance Details | |||
 Provider Type: | retailer | retailer | |
| Underwriter: | Royal & SunAlliance Insurance plc | Royal & SunAlliance Insurance plc | |
| Pet Covered: | Dog / Cat | Dog / Cat | |
| Discounts | |||
| Online Discount: | 20% | 20% | |
| Micro-Chipped Discount: | 0% | 0% | |
| Multi-pet Discount: | 5% | 5% | |
| Neutered Discount: | 0% | 0% | |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| DDM APR: | 0% | 0% | |
| DDM Fee: | 0 | 0 | |
| DDM Payments: | 12 | 12 | |
| DDM Terms: | 0/12 | 0/12 | |
| Claims | |||
| Claims Basis: | per year | per year | |
| Claims Procedure: | click here | click here | |
| Contribution: | yes | yes | |
| Excesses Range: | 90, 90+20% | 70, 70+20% | |
| Voluntary Excesses: | no | no | |
| Example Quotes | |||
| Dog Quote 1: | £319.08 | £455.88 | |
| Dog Quote 2: | £216.48 | £330.48 | |
| Dog Quote 3: | £148.08 | £216.48 | |
| Dog Quote 4: | £262.08 | £364.68 | |
| Dog Quote 5: | £398.88 | £569.88 | |
| Dog Quote 6: | £136.68 | £239.28 | |
| Dog Quote 7: | £113.88 | £148.08 | |
| Dog Quote 8: | £182.28 | £250.68 | |
| Cat Quote 1: | £182.28 | £239.28 | |
| Cat Quote 2: | £125.28 | £182.28 | |
| Cat Quote 3: | £96.72 | £159.48 | |
| Cat Quote 4: | £113.88 | £148.08 | |
| Cat Quote 5: | £125.28 | £170.88 | |
| Cat Quote 6: | £136.62 | £182.28 | |
| Cat Quote 7: | £96.72 | £113.88 | |
| Cat Quote 8: | £85.32 | £136.68 | |
| Medical Cover | |||
| Vets Fees per Year: | £4000.00 | £7000.00 | |
| Overseas Travel Vet Fees: | £0.00 | £2000.00 | |
| Overseas Vets Fees Days: | 0 | 365 | |
| Max Vets Fees: | £1000.00 | Unlimited | |
| Cover Description: | Max vet fees £4,000/£1,000 per condition/per year for life | £7,000/year for life | |
| Dental Cover: | accident & illness | accident & illness | |
| Dental Fees: | £4000.00 | £7000.00 | |
| Behaviour Cover: | no | yes | |
| Behavioural Limit: | £0.00 | £250.00 | |
| Hereditary Conditions: | yes | yes | |
| Diet Foods: | no | restricted | |
| Exclusion Period: | 14 days | 14 days | |
| No of Alt Treatments: | 0 | 7 | |
| Alternative Medicine SI: | £0.00 | £1000.00 | |
| Alternative Treatment: | no | yes | |
| Herbal Medicine: | no | yes | |
| Homeopathy: | no | yes | |
| Acupuncture: | no | yes | |
| Osteopathy: | no | yes | |
| Physiotherapy: | no | yes | |
| Chiropractic: | no | yes | |
| Hydrotherapy: | no | yes | |
| Breeding Risks: | £0.00 | £0.00 | |
| Congenital Conditions: | yes | yes | |
| Preventative Treatment: | no | no | |
| Repeat Tick and Worming: | no | yes | |
| Euthanasia Charges: | no | yes | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | |
| Min Pet Age: | 8 | 8 | |
| Max Cover Age: | Unlimited | Unlimited | |
| Max Death Age: | Unlimited | Unlimited | |
| Max Death Age - Illness: | 8 years | 8 years | |
| Max Accept - SB: | Unlimited | Unlimited | |
| Max Accept - Std: | Unlimited | Unlimited | |
| Cremation/burial expenses: | no | yes | |
| Death by Illness: | £600.00 | £1500.00 | |
| Death by Accident: | £600.00 | £1500.00 | |
| Advertising Limit: | £600.00 | £1250.00 | |
| Reward: | £600.00 | £750.00 | |
| Loss or Theft Limit: | £600.00 | £1500.00 | |
| Cattery Fees: | £600.00 | £750.00 | |
| Holiday Cancellation: | £0.00 | £3000.00 | |
| 3rd Party AD: | £0.00 | £0.00 | |
| Legal Helpline: | yes | yes | |
| Vet Finder Helpline: | yes | yes | |
| Vet Direct Helpline: | yes | yes | |
| Pet Bereavement: | yes | yes | |
| Pet Minders Helpline: | yes | yes | |
| Overseas Travel Cover: | no | standard | |
| O/S Travel - Add Benefits: | no | yes | |
| Accidental Damage: | £0.00 | £0.00 | |
| Daily Minding Rate: | £8.57 | £10.00 | |
| PA Benefits: | no | no | |
| Additional Benefits: | no | yes | |
| Age Rating: | yes | yes | |
| Breed Rating: | yes | yes | |
| Pedigree Rating: | yes | yes | |
| Age Load Band: | 9 years and over | 9 years and over | |
| Transport Costs: | £0.00 | £7000.00 | |
| Quarantine Costs: | £0.00 | £2000.00 | |
| Co-Insurance Option: | no | no | |
| Loss of Pet Passport: | £0.00 | £250.00 | |
| Premium Zoning: | yes | yes | |
| Pet Value Basis: | purchase price | purchase price | |
| Lifetime Cover: | yes | yes | |
| Time Limit: | Unlimited | Unlimited | |
| Waiver of Premiums: | no | no | |
| Fees & Charges | |||
| Setup Fee: | £0.00 | £0.00 | |
| Renewal Fee: | £0.00 | £0.00 | |
| Duplicate Documents Fee: | £0.00 | £0.00 | |
| Adjustment Fee: | £0.00 | £0.00 | |
| Cancellation Fee: | £0.00 | £0.00 | |
| Fees Aggregation: | no | no | |
