Lifelong Pet Insurance
Full product details for the Lifelong Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges.
 |  Compare Lifelong pet insurance details against other pet insurance or use our pet insurance comparison tables. | ||
| Company: | Lifelong www.lifelong-vet.co.uk | Lifelong www.lifelong-vet.co.uk | Lifelong www.lifelong-vet.co.uk |
| Product: | Classic | Premier | Vital |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Pet Insurance Details | |||
 Provider Type: | direct | direct | direct |
| Underwriter: | Pinnacle Insurance plc | Pinnacle Insurance plc | Pinnacle Insurance plc |
| Pet Covered: | Dog | Dog / Cat | Dog / Cat |
| Discounts | |||
| Online Discount: | 0% | 0% | 0% |
| Micro-Chipped Discount: | 0% | 0% | 0% |
| Multi-pet Discount: | 8.33% | 8.33% | 8.33% |
| Neutered Discount: | 0% | 0% | 0% |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| DDM APR: | 0% | 0% | 0% |
| DDM Fee: | 0 | 0 | 0 |
| DDM Payments: | 12 | 12 | 12 |
| DDM Terms: | 0/12 | 0/12 | 0/12 |
| Claims | |||
| Claims Basis: | per condition | per year | per condition |
| Claims Procedure: | click here | click here | click here |
| Contribution: | yes | yes | yes |
| Excesses Range: | 80/90/100 | 80/90/100 | 80/90/100 |
| Voluntary Excesses: | no | no | no |
| Example Quotes | |||
| Dog Quote 1: | £336.36 | £459.48 | £269.16 |
| Dog Quote 2: | £272.28 | £340.32 | £217.20 |
| Dog Quote 3: | £278.04 | £347.52 | £221.76 |
| Dog Quote 4: | £0.00 | £0.00 | £0.00 |
| Dog Quote 5: | £442.20 | £567.24 | £345.00 |
| Dog Quote 6: | £253.80 | £323.28 | £199.32 |
| Dog Quote 7: | £207.48 | £240.48 | £155.04 |
| Dog Quote 8: | £246.36 | £294.48 | £194.16 |
| Cat Quote 1: | n/a | £226.80 | £148.92 |
| Cat Quote 2: | n/a | £158.16 | £105.12 |
| Cat Quote 3: | n/a | £239.76 | £157.32 |
| Cat Quote 4: | n/a | £172.80 | £122.88 |
| Cat Quote 5: | n/a | £237.00 | £149.76 |
| Cat Quote 6: | n/a | £234.60 | £148.32 |
| Cat Quote 7: | n/a | £158.16 | £105.12 |
| Cat Quote 8: | n/a | £206.16 | £145.32 |
| Medical Cover | |||
| Vets Fees per Year: | £4,000 | £6,000 | £2,000 |
| Overseas Travel Vet Fees: | £750 | £750 | £750 |
| Overseas Vets Fees Days: | 90 | 90 | 90 |
| Max Vets Fees: | £1,000 | Unlimited | £500 |
| Cover Description: | £1,000/condition max £4,000 per year | £6,000/year for life | £500/condition max £2,000 per year |
| Dental Cover: | accident & illness | accident & illness | accident & illness |
| Dental Fees: | £4,000 | £6,000 | £2,000 |
| Behaviour Cover: | yes | yes | yes |
| Behavioural Limit: | £4,000 | £6,000 | £2,000 |
| Hereditary Conditions: | yes | yes | yes |
| Diet Foods: | restricted | restricted | restricted |
| Exclusion Period: | 28 days | 28 days | 28 days |
| No of Alt Treatments: | 7 | 7 | 7 |
| Alternative Medicine SI: | £750 | £750 | £750 |
| Alternative Treatment: | yes | yes | yes |
| Herbal Medicine: | yes | yes | yes |
| Homeopathy: | yes | yes | yes |
| Acupuncture: | yes | yes | yes |
| Osteopathy: | yes | yes | yes |
| Physiotherapy: | yes | yes | yes |
| Chiropractic: | yes | yes | yes |
| Hydrotherapy: | yes | yes | yes |
| Breeding Risks: | £0 | £0 | £0 |
| Congenital Conditions: | restricted | restricted | restricted |
| Preventative Treatment: | no | no | no |
| Repeat Tick and Worming: | no | no | no |
| Euthanasia Charges: | yes | yes | yes |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | Unlimited |
| Min Pet Age: | 8 | 8 | 8 |
| Max Cover Age: | Unlimited | Unlimited | Unlimited |
| Max Death Age: | Unlimited | Unlimited | Unlimited |
| Max Accept - SB: | 4 years | 4 years | 4 years |
| Max Accept - Std: | 7 years | 7 years | 7 years |
| Cremation/burial expenses: | no | no | no |
| Death by Illness: | £0 | £0 | £0 |
| Death by Accident: | £500 | £500 | £500 |
| Advertising Limit: | £500 | £500 | £500 |
| Reward: | £500 | £500 | £500 |
| Loss or Theft Limit: | £500 | £500 | £500 |
| Cattery Fees: | n/a | £250 | £250 |
| Holiday Cancellation: | £500 | £500 | £500 |
| 3rd Party AD: | £0 | £0 | £0 |
| Legal Helpline: | no | no | no |
| Vet Finder Helpline: | no | no | no |
| Vet Direct Helpline: | yes | yes | yes |
| Pet Bereavement: | no | no | no |
| Pet Minders Helpline: | no | no | no |
| Overseas Travel Cover: | standard | standard | standard |
| O/S Travel - Add Benefits: | no | no | no |
| Accidental Damage: | £0 | £0 | £0 |
| Daily Minding Rate: | £4 | £4 | £4 |
| PA Benefits: | no | no | no |
| Additional Benefits: | no | no | no |
| Age Rating: | yes | yes | yes |
| Breed Rating: | yes | yes | yes |
| Pedigree Rating: | yes | yes | yes |
| Age Load Band: | varies | varies | varies |
| Transport Costs: | £0 | £0 | £0 |
| Quarantine Costs: | £0 | £0 | £0 |
| Co-Insurance Option: | no | no | no |
| Loss of Pet Passport: | £0 | £0 | £0 |
| Premium Zoning: | yes | yes | yes |
| Pet Value Basis: | purchase price | purchase price | purchase price |
| Lifetime Cover: | yes | yes | yes |
| Time Limit: | Unlimited | Unlimited | Unlimited |
| Waiver - Min Age: | 18 years | 18 years | 18 years |
| Waiver - Max Age: | 65 years | 65 years | 65 years |
| Waiver of Premiums: | standard | standard | standard |
| Waiver - Period: | 6 months | 6 months | 6 months |
| Waiver - Moratorium: | 30 days | 30 days | 30 days |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | £0 |
| Renewal Fee: | £0 | £0 | £0 |
| Duplicate Documents Fee: | £0 | £0 | £0 |
| Adjustment Fee: | £0 | £0 | £0 |
| Cancellation Fee: | £0 | £0 | £0 |
| Fees Aggregation: | no | no | no |
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