E & L Pet Insurance
Full product details for the E & L Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges.
 |  Compare E & L pet insurance details against other pet insurance or use our pet insurance comparison tables. | ||
| Company: | Equine & Livestock www.eandl.co.uk | Equine & Livestock www.eandl.co.uk | Equine & Livestock www.eandl.co.uk |
| Product: | Bronze (Yearly) | Gold (Monthly) | Silver (Yearly) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Pet Insurance Details | |||
 Provider Type: | insurer | insurer | insurer |
| Underwriter: | Equine and Livestock Insurance Company Limited | Equine and Livestock Insurance Company Limited | Equine and Livestock Insurance Company Limited |
| Pet Covered: | Dog / Cat | Dog / Cat | Dog / Cat |
| Discounts | |||
| Online Discount: | 5% | 5% | 5% |
| Micro-Chipped Discount: | 0% | 0% | 0% |
| Multi-pet Discount: | 10% | 10% | 10% |
| Neutered Discount: | 0% | 0% | 0% |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| DDM APR: | n/a | 0% | n/a |
| DDM Fee: | n/a | 0 | n/a |
| DDM Payments: | 1 | 13 | 1 |
| DDM Terms: | n/a | 0/13 | n/a |
| Claims | |||
| Claims Basis: | per condition | per condition | per condition |
| Claims Procedure: | click here | click here | click here |
| Contribution: | yes | yes | yes |
| Excesses Range: | 59 | 65/69/79 | 65/69/79 |
| Voluntary Excesses: | no | no | no |
| Example Quotes | |||
| Dog Quote 1: | £96.76 | £263.40 | £166.58 |
| Dog Quote 2: | £83.79 | £199.68 | £126.68 |
| Dog Quote 3: | £73.15 | £157.32 | £100.70 |
| Dog Quote 4: | £0.00 | £0.00 | £0.00 |
| Dog Quote 5: | £119.80 | £326.04 | £206.25 |
| Dog Quote 6: | £92.15 | £250.80 | £158.65 |
| Dog Quote 7: | £73.15 | £157.32 | £100.70 |
| Dog Quote 8: | £73.15 | £157.32 | £100.70 |
| Cat Quote 1: | £90.16 | £186.72 | £138.32 |
| Cat Quote 2: | £55.10 | £98.04 | £67.45 |
| Cat Quote 3: | £48.45 | £82.08 | £55.10 |
| Cat Quote 4: | £0.00 | £0.00 | £0.00 |
| Cat Quote 5: | £69.35 | £143.64 | £106.40 |
| Cat Quote 6: | £55.10 | £98.04 | £67.45 |
| Cat Quote 7: | £48.45 | £82.08 | £55.10 |
| Cat Quote 8: | £50.87 | £86.16 | £57.86 |
| Medical Cover | |||
| Vets Fees per Year: | £1500 | £5000 | £3500 |
| Overseas Travel Vet Fees: | £0 | £0 | £0 |
| Overseas Vets Fees Days: | 0 | 0 | 0 |
| Max Vets Fees: | £500 | £5000 | £1000 |
| Cover Description: | £500/condition max £1,500/12 months | £5,000/condition max £5,000/ 12 months | £1,000/condition max £3,500/12 months |
| Dental Cover: | accident & illness | accident & illness | accident & illness |
| Dental Fees: | £1500 | £5000 | £3500 |
| Behaviour Cover: | no | no | no |
| Behavioural Limit: | £0 | £0 | £0 |
| Hereditary Conditions: | yes | yes | yes |
| Diet Foods: | restricted | restricted | restricted |
| Exclusion Period: | 14 days | 14 days | 14 days |
| No of Alt Treatments: | 5 | 5 | 5 |
| Alternative Medicine SI: | £1500 | £5000 | £3500 |
| Alternative Treatment: | yes | yes | yes |
| Herbal Medicine: | yes | yes | yes |
| Homeopathy: | yes | yes | yes |
| Acupuncture: | yes | yes | yes |
| Osteopathy: | no | no | no |
| Physiotherapy: | yes | yes | yes |
| Chiropractic: | yes | yes | yes |
| Hydrotherapy: | no | no | no |
| Breeding Risks: | £0 | £0 | £0 |
| Congenital Conditions: | yes | yes | yes |
| Preventative Treatment: | no | no | no |
| Repeat Tick and Worming: | no | no | no |
| Euthanasia Charges: | no | no | no |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | Unlimited |
| Min Pet Age: | 5 | 5 | 5 |
| Max Cover Age: | 7 years | 7 years | 7 years |
| Max Death Age: | 7 years | 7 years | 7 years |
| Max Death Age - Illness: | 7 years | 7 years | 7 years |
| Max Accept - SB: | 7 years | 7 years | 7 years |
| Max Accept - Std: | 7 years | 7 years | 7 years |
| Cremation/burial expenses: | no | no | no |
| Death by Illness: | £350 | £1000 | £500 |
| Death by Accident: | £350 | £1000 | £500 |
| Advertising Limit: | £100 | £800 | £450 |
| Reward: | £100 | £800 | £450 |
| Loss or Theft Limit: | £350 | £1000 | £500 |
| Cattery Fees: | £100 | £1000 | £500 |
| Holiday Cancellation: | £0 | £1500 | £750 |
| 3rd Party AD: | £100 | £750 | £250 |
| Legal Helpline: | no | yes | no |
| Vet Finder Helpline: | no | no | no |
| Vet Direct Helpline: | no | no | no |
| Pet Bereavement: | no | no | no |
| Pet Minders Helpline: | no | no | no |
| Overseas Travel Cover: | no | no | no |
| O/S Travel - Add Benefits: | no | no | no |
| Accidental Damage: | £0 | £0 | £0 |
| Daily Minding Rate: | Unlimited | Unlimited | Unlimited |
| PA Benefits: | no | yes | yes |
| Additional Benefits: | yes | yes | yes |
| Age Rating: | no | no | no |
| Breed Rating: | no | no | no |
| Pedigree Rating: | no | no | no |
| Transport Costs: | £0 | £200 | £100 |
| Quarantine Costs: | £0 | £0 | £0 |
| Co-Insurance Option: | no | no | no |
| Loss of Pet Passport: | £0 | £0 | £0 |
| Premium Zoning: | yes | yes | yes |
| Pet Value Basis: | market value | market value | market value |
| Lifetime Cover: | no | no | no |
| Time Limit: | 12 months | 12 months | 12 months |
| Waiver of Premiums: | no | standard | no |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | £0 |
| Renewal Fee: | £0 | £0 | £0 |
| Duplicate Documents Fee: | £0 | £0 | £0 |
| Adjustment Fee: | £10 | £10 | £10 |
| Cancellation Fee: | £0 | £0 | £0 |
| Fees Aggregation: | no | no | no |
Compare E & L Pet Insurance
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