Direct Line Pet Insurance
Full product details for the Direct Line Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 10% Online Discount
Direct Line Pet InsuranceDirect Line make insuring your pet easy by offering quality cover for cats and dogs for less.
If your cat or dog needs treatment Direct Line pet insurance will pay your vet direct, saving you the hassle. They also cover your pet per condition so there is no restriction on the number of times you can claim. There are two levels of affordable cover available, Essential and Advanced, and this makes it easy to find cover that fits with your pet’s needs and your budget. Direct Line will give you a 10% discount automatically just for applying online and a further 15% off if you insure more than one pet with them. | |||
| |  Compare Direct Line pet insurance details against other pet insurance or use our pet insurance comparison tables.Did you know Direct Line also provide savings, travel insurance and breakdown cover? | ||
| Company: | Direct Line www.directline.com | Direct Line www.directline.com | |
| Product: | Pet Advanced | Pet Essential | |
| details | details | ||
| Quote via this site: |  | | |
| | ||
| Pet Insurance Details | |||
 Provider Type: | insurer | insurer | |
| Underwriter: | Direct Line Insurance plc | Direct Line Insurance plc | |
| Pet Covered: | Dog / Cat | Dog / Cat | |
| Discounts | |||
| Online Discount: | 30% | 30% | |
| Micro-Chipped Discount: | 0% | 0% | |
| Multi-pet Discount: | 10% | 10% | |
| Neutered Discount: | 2.49% | 2.49% | |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| DDM APR: | 0% | 0% | |
| DDM Fee: | 0 | 0 | |
| DDM Payments: | 12 | 12 | |
| DDM Terms: | 0/12 | 0/12 | |
| Claims | |||
| Claims Basis: | per condition | per condition | |
| Claims Procedure: | click here | click here | |
| Contribution: | yes | yes | |
| Excesses Range: | 80/160 | 80/160 | |
| Voluntary Excesses: | yes | yes | |
| Example Quotes | |||
| Dog Quote 1: | £188.16 | £132.84 | |
| Dog Quote 2: | £179.40 | £126.72 | |
| Dog Quote 3: | £165.84 | £117.12 | |
| Dog Quote 4: | £231.84 | £163.68 | |
| Dog Quote 5: | £257.76 | £182.16 | |
| Dog Quote 6: | £205.32 | £145.08 | |
| Dog Quote 7: | £137.04 | £96.72 | |
| Dog Quote 8: | £158.76 | £112.20 | |
| Cat Quote 1: | £113.40 | £88.92 | |
| Cat Quote 2: | £100.68 | £78.96 | |
| Cat Quote 3: | £103.56 | £81.12 | |
| Cat Quote 4: | £96.96 | £76.08 | |
| Cat Quote 5: | £85.08 | £66.72 | |
| Cat Quote 6: | £111.24 | £87.24 | |
| Cat Quote 7: | £87.84 | £68.88 | |
| Cat Quote 8: | £98.40 | £77.28 | |
| Medical Cover | |||
| Vets Fees per Year: | Unlimited | Unlimited | |
| Overseas Travel Vet Fees: | £0 | £0 | |
| Overseas Vets Fees Days: | 0 | 0 | |
| Max Vets Fees: | £6000 | £4000 | |
| Cover Description: | £6,000/condition in total | £4,000/condition max 12 months | |
| Dental Cover: | accident & illness | accident & illness | |
| Dental Fees: | £6000 | £4000 | |
| Behaviour Cover: | no | no | |
| Behavioural Limit: | £0 | £0 | |
| Hereditary Conditions: | yes | yes | |
| Diet Foods: | no | no | |
| Exclusion Period: | 14 days | 14 days | |
| No of Alt Treatments: | 7 | 7 | |
| Alternative Medicine SI: | £6000 | £4000 | |
| Alternative Treatment: | yes | yes | |
| Herbal Medicine: | yes | yes | |
| Homeopathy: | yes | yes | |
| Acupuncture: | yes | yes | |
| Osteopathy: | yes | yes | |
| Physiotherapy: | yes | yes | |
| Chiropractic: | yes | yes | |
| Hydrotherapy: | yes | yes | |
| Breeding Risks: | £0 | £0 | |
| Congenital Conditions: | yes | yes | |
| Preventative Treatment: | no | no | |
| Repeat Tick and Worming: | no | no | |
| Euthanasia Charges: | no | no | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | |
| Min Pet Age: | 8 | 8 | |
| Max Cover Age: | Unlimited | Unlimited | |
| Max Accept - SB: | 5 years | 5 years | |
| Max Accept - Std: | 8 years | 8 years | |
| Cremation/burial expenses: | no | no | |
| Death by Illness: | £0 | £0 | |
| Death by Accident: | £0 | £0 | |
| Advertising Limit: | £0 | £0 | |
| Reward: | £0 | £0 | |
| Loss or Theft Limit: | £0 | £0 | |
| Cattery Fees: | £0 | £0 | |
| Holiday Cancellation: | £0 | £0 | |
| 3rd Party AD: | £0 | £0 | |
| Legal Helpline: | yes | yes | |
| Vet Finder Helpline: | yes | yes | |
| Vet Direct Helpline: | no | no | |
| Pet Bereavement: | yes | yes | |
| Pet Minders Helpline: | no | no | |
| Overseas Travel Cover: | no | no | |
| O/S Travel - Add Benefits: | no | no | |
| Accidental Damage: | £0 | £0 | |
| Daily Minding Rate: | £0 | £0 | |
| PA Benefits: | no | no | |
| Additional Benefits: | no | no | |
| Age Rating: | yes | yes | |
| Breed Rating: | yes | yes | |
| Pedigree Rating: | yes | yes | |
| Transport Costs: | £0 | £0 | |
| Quarantine Costs: | £0 | £0 | |
| Co-Insurance Option: | no | no | |
| Loss of Pet Passport: | £0 | £0 | |
| Premium Zoning: | yes | yes | |
| Lifetime Cover: | no | no | |
| Time Limit: | Unlimited | 12 months | |
| Waiver of Premiums: | no | no | |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | |
| Renewal Fee: | £0 | £0 | |
| Duplicate Documents Fee: | £0 | £0 | |
| Adjustment Fee: | £0 | £0 | |
| Cancellation Fee: | £0 | £0 | |
| Fees Aggregation: | yes | yes | |
