Direct Cover Pet Insurance
Full product details for the Direct Cover Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges.
 |  Compare Direct Cover pet insurance details against other pet insurance or use our pet insurance comparison tables. | ||
| Company: | Direct Cover Pet www.direct-cover.co.uk | Direct Cover Pet www.direct-cover.co.uk | |
| Product: | Premier Plus | Standard | |
| details | details | ||
| Quote via this site: | Not available | Not available | |
| | ||
| Pet Insurance Details | |||
 Provider Type: | direct | direct | |
| Underwriter: | AXA Insurance UK plc | AXA Insurance UK plc | |
| Pet Covered: | Dog / Cat | Dog / Cat | |
| Discounts | |||
| Online Discount: | 5% | 5% | |
| Micro-Chipped Discount: | 0% | 0% | |
| Multi-pet Discount: | 5% | 5% | |
| Neutered Discount: | 0% | 0% | |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| DDM APR: | 0% | 0% | |
| DDM Fee: | 0 | 0 | |
| DDM Payments: | 12 | 12 | |
| DDM Terms: | 0/12 | 0/12 | |
| Claims | |||
| Claims Basis: | per condition | per condition | |
| Claims Procedure: | click here | click here | |
| Contribution: | yes | yes | |
| Excesses Range: | 75 | 75 | |
| Voluntary Excesses: | no | no | |
| Example Quotes | |||
| Dog Quote 1: | £495.66 | £436.20 | |
| Dog Quote 2: | £164.17 | £144.47 | |
| Dog Quote 3: | £217.34 | £191.26 | |
| Dog Quote 4: | £224.99 | £197.99 | |
| Dog Quote 5: | £531.26 | £467.50 | |
| Dog Quote 6: | £227.33 | £200.06 | |
| Dog Quote 7: | £138.35 | £121.75 | |
| Dog Quote 8: | £186.96 | £164.54 | |
| Cat Quote 1: | £177.33 | £156.04 | |
| Cat Quote 2: | £86.30 | £75.95 | |
| Cat Quote 3: | £90.15 | £79.33 | |
| Cat Quote 4: | £85.63 | £75.35 | |
| Cat Quote 5: | £134.23 | £118.11 | |
| Cat Quote 6: | £99.48 | £87.55 | |
| Cat Quote 7: | £76.66 | £67.46 | |
| Cat Quote 8: | £124.57 | £109.62 | |
| Medical Cover | |||
| Vets Fees per Year: | Unlimited | Unlimited | |
| Overseas Travel Vet Fees: | £1000.00 | £0.00 | |
| Overseas Vets Fees Days: | 90 | 0 | |
| Max Vets Fees: | £7000.00 | £3000.00 | |
| Cover Description: | £7,000/condition in total | £3,000/condition in total | |
| Dental Cover: | accident & illness | accident & illness | |
| Dental Fees: | £500.00 | £250.00 | |
| Behaviour Cover: | yes | no | |
| Behavioural Limit: | £250.00 | £0.00 | |
| Hereditary Conditions: | yes | yes | |
| Diet Foods: | restricted | no | |
| Exclusion Period: | 14 days | 14 days | |
| No of Alt Treatments: | 7 | 7 | |
| Alternative Medicine SI: | £1000.00 | £500.00 | |
| Alternative Treatment: | yes | yes | |
| Herbal Medicine: | yes | yes | |
| Homeopathy: | yes | yes | |
| Acupuncture: | yes | yes | |
| Osteopathy: | yes | yes | |
| Physiotherapy: | yes | yes | |
| Chiropractic: | yes | yes | |
| Hydrotherapy: | yes | yes | |
| Breeding Risks: | £0.00 | £0.00 | |
| Congenital Conditions: | restricted | restricted | |
| Preventative Treatment: | no | no | |
| Repeat Tick and Worming: | yes | no | |
| Euthanasia Charges: | yes | yes | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | |
| Min Pet Age: | 8 | 8 | |
| Max Cover Age: | Unlimited | Unlimited | |
| Max Death Age: | Unlimited | Unlimited | |
| Max Death Age - Illness: | 8 years | n/a | |
| Max Accept - SB: | Unlimited | Unlimited | |
| Max Accept - Std: | Unlimited | Unlimited | |
| Cremation/burial expenses: | yes | no | |
| Death by Illness: | £1500.00 | £0.00 | |
| Death by Accident: | £1500.00 | £250.00 | |
| Advertising Limit: | £1000.00 | £300.00 | |
| Reward: | £600.00 | £250.00 | |
| Loss or Theft Limit: | £1500.00 | £250.00 | |
| Cattery Fees: | £1000.00 | £600.00 | |
| Holiday Cancellation: | £4000.00 | £500.00 | |
| 3rd Party AD: | £1000.00 | £0.00 | |
| Legal Helpline: | yes | yes | |
| Vet Finder Helpline: | yes | yes | |
| Vet Direct Helpline: | no | no | |
| Pet Bereavement: | yes | yes | |
| Pet Minders Helpline: | yes | yes | |
| Overseas Travel Cover: | standard | no | |
| O/S Travel - Add Benefits: | yes | no | |
| Accidental Damage: | £0.00 | £0.00 | |
| Daily Minding Rate: | £14.28 | £0.00 | |
| PA Benefits: | no | no | |
| Additional Benefits: | yes | yes | |
| Age Rating: | yes | yes | |
| Breed Rating: | yes | yes | |
| Pedigree Rating: | yes | yes | |
| Age Load Band: | varies | varies | |
| Transport Costs: | £150.00 | £0.00 | |
| Quarantine Costs: | £2000.00 | £0.00 | |
| Co-Insurance Option: | no | no | |
| Loss of Pet Passport: | £250.00 | £0.00 | |
| Premium Zoning: | yes | yes | |
| Pet Value Basis: | purchase price | purchase price | |
| Lifetime Cover: | no | no | |
| Time Limit: | Unlimited | Unlimited | |
| Waiver of Premiums: | no | no | |
| Fees & Charges | |||
| Setup Fee: | £0.00 | £0.00 | |
| Renewal Fee: | £0.00 | £0.00 | |
| Duplicate Documents Fee: | £9.00 | £9.00 | |
| Adjustment Fee: | £0.00 | £0.00 | |
| Cancellation Fee: | £0.00 | £0.00 | |
| Fees Aggregation: | no | no | |
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