RSPCA Gold

Section 1 - Veterinary fees
We will pay you all reasonable costs for treatment of your pet by a vet up to £6,500 per condition for Gold cover or £3,000 for Silver cover including:
6. Up to £1,000 per condition for treatment of your pet by a vet whilst your pet is outside the United Kingdom during a trip under the pet travel scheme (with a maximum of three trips in any period of insurance). This cover is only included under Gold cover.collapse

Section 7 - Death caused by injury
What is covered
We will pay you the market value up to a maximum of £1,000 for Gold cover or £250 for Silver cover if your pet dies or has to be put to sleep by a vet following an injury.collapse

Section 11 - Accidental damage
What is covered
We will pay you up to £500 if your pet causes damage to:
a) personal property that is not owned by you, any member of your family permanently residing with you, a relative, employee, guest or other person who is responsible for or in control of your pet while your pet is visiting someone else's property, whether or not you are legally liable for the damage.
This section is only included under Gold cover.
Special conditions relating to claims
1. You must send us written and photographic evidence of the damage. The damaged item(s) must not be disposed of without our written consent.
2. You must send us an estimate for the cost of repair or reinstatement, or where the property cannot be repaired receipts for the items damaged as these will help you substantiate your claim.
What is not covered
1. Damage to any motor vehicle or it's contents.
2. Damage caused by your pet vomiting, defecating (fouling) or urinating.
3. Damage while your pet is left unattended.
4. Anything mentioned in the General exclusions applicable to all sections of the policy on page 16.
Claims evidence
We will require the following evidence where relevant:
- Written and photographic evidence of the damage caused.
- Repair report where applicable.
- Receipts or valuations for items damaged beyond repair.
- Any other relevant information that we may ask you for.
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Section 1 - Veterinary fees
We will pay you all reasonable costs for treatment of your pet by a vet up to £6,500 per condition for Gold cover or £3,000 for Silver cover including:
3. Up to £250 per condition for Gold cover or £100 for Silver cover in each period of insurance for complementary treatment carried out by a vet or a complementary therapist.
Special conditions relating to claims
4. If your claim involves behavioural or complementary treatment the claim form and invoices must be countersigned by your vet
What is not covered
11. Complementary treatments that are not carried out under the direction of a vet.
Complementary treatment
means
- Acupuncture and homeopathy carried out by, and herbal medicine prescribed treatment by, a veterinary practice.
- Chiropractic manipulation carried out by a veterinary practice or a member of the McTimoney Chiropractic Association or the International Association of Animal Therapists (UK), providing the member is a qualified animal chiropractor.
- Hydrotherapy carried out by a veterinary practice or a member of the Canine Hydrotherapy Association.
- Osteopathy carried out by a veterinary practice or a member of the International Association of Animal Therapists (UK) providing the member is a qualified animal osteopath.
- Physiotherapy carried out by a veterinary practice or a member of the Association of Chartered Physiotherapists in Animal Therapy, the International Association of Animal Therapists (UK) or the National Association of Veterinary Physiotherapists incorporating the National Association of Animal Therapists (NAAT) providing the member is a qualified animal physiotherapist.
- Treatment of a behavioural illness carried out by a veterinary practice or a member of the Association of Pet Behaviour Counsellors or the Canine and Feline Behaviour Association.
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Section 1 - Veterinary fees
We will pay you all reasonable costs for treatment of your pet by a vet up to £6,500 per condition for Gold cover or £3,000 for Silver cover including:
4. Up to £250 in each period of insurance for the costs of treatment for behavioural problems carried out by a specialist under the direction of a vet. This cover is only included under Gold cover.
Special conditions relating to claims
4. If your claim involves behavioural or complementary treatment the claim form and invoices must be countersigned by your vet
What is not covered
27. The cost of treatment for a behavioural illness if your pets behaviour is caused by you failing to provide training. collapse