Animal Friends Pet Insurance - Superior

5 weeks
Section 16 General Exclusions
16.16.4 In addition, the following types/breeds are also excluded from cover under any section of this policy:
16.16.5 Any Pet less than 5 weeks old.collapse

Section 12 - Overseas Travel Extension
12.1 Emergency Veterinary Treatment Abroad
12.1.1 Cover
If Your Pet needs emergency veterinary Treatment as a result of an Accident, Injury or Illness that first shows Clinical Signs during a holiday in the Policy Year, We will pay up to £2,000 (less the Excess) towards the reasonable costs of emergency veterinary Treatment. This cover applies to a maximum trip duration of no more than 30 days and for up to 3 trips per Policy Year.
12.2 Exclusions
12.2.1 More that £2,000 for emergency veterinary fees.
12.2.2 Any costs resulting from a holiday that started before the Commencement Date
12.2.3 Any costs resulting from:
12.2.3.1 an Accident, Injury or Illness that first showed Clinical Signs before Your holiday started; or
12.2.3.2 an Accident, Injury or Illness that is the same as or has the same diagnosis or Clinical Signs as an Injury, Illness or Clinical Sign Your Pet had before Your holiday started; or
12.2.3.3 an Accident, Injury or Illness that is caused by, relates to or results from an Injury, Illness or Clinical Signs Your Pet had before Your holiday started no matter where the Injury, Illness or Clinical Signs are noticed or happen in or on Your Pet's body except that We shall continue to provide cover under this policy where Your Pet is already receiving Treatment for an ongoing Condition under an existing policy with Us
12.2.4 The cost of food.
12.2.5 Any costs if the holiday was made to get Treatment abroad
12.2.6 Any costs to take Your Pet's body home if it dies.
12.2.7 Costs of putting Your Pet to sleep, cremation and disposal, including post mortem costs, coffins or caskets.
12.2.8 We will not pay for a claim that is caused by, connected to or result from
12.2.8.1 You not copying with any part of Your Pet Travel Scheme whether imposed by the UK government, a transport company or other countries involved in Your Pet Travel Scheme.
12.2.8.2 any confiscation, detention, requisition, damage, destruction or any prohibitive regulations by customs or any government officials or authorities of any country unless specifically covered by this policy.
12.2.8.3 travel outside European union countries included in Your Pet Travel Scheme.
12.2.8.4 You having to comply with any part of Your Pet Travel Scheme unless specifically covered by this policy.

12.2.8.5 currency exchange rate differences.

12.3 Notification of Claim Cost
If total Veterinary Fees appear likely to exceed £1,000 (at the exchange rate prevailing at time of Treatment) You must notify AFI immediately for pre-authorisation as We may wish to obtain a second opinion from Our veterinary advisor.collapse

Section 3 - Death of Dog or Cat from Accident or Illness
3.1 Cover
We will pay the Market value, the price paid or the amount shown in the Schedule (whichever is the lesser) if Your Pet dies during the Policy Year or is put down for humane reasons because of Injury or Illness that happened or started during the Policy Period. The death must occur during the same Policy Year as the Accident or Illness. You must advise AFI as soon as possible in writing of the Accident or Illness, but not later than 30 days after Your Pet is put down.collapse

Section 2 - Veterinary Fees
2.1 Cover
We pay up to the Annual Benefit Limit shown in the Schedule for Treatment and/or for Complementary Medicine up to the Annual Policy Limit (for Basic and Prime Policies) or the Lifetime Condition Limit (for Superior and Prestige Policies) shown in the Schedule.
The Annual Benefit Limit (for Basic and Prime Policies) and the Lifetime Condition Limit (for Superior and Prestige Policies) is applied separately to every unrelated Injury, Illness or Condition claimed for.If total Veterinary Fees appear likely to exceed £1,000 You must notify AFI immediately for pre-authorisation as We may wish to obtain a second opinion from Our veterinary advisor.
Definitions
Complementary Medicine
means physiotherapy, hydrotherapy, acupuncture, homeopathic or herbal medicines administered by a suitably qualified practitioner following a recommendation from a qualified vet. The following practitioners are considered to be suitably qualified: Association of Chartered Physiotherapists in Animal Therapy/ National Association of Veterinary Physiotherapists, The International Association of Animal Therapists, Canine Hydrotherapy Association International Veterinary Acupuncture Society (IVAS) and the Association of British Veterinary Acupuncturists (ABVA).collapse