AA Gold

6weeks. General Exclusions applicable to all sections of each policy: We will have no liability for: 2. Any claims for a pet under the age of 6 weeks....expand

6weeks.
General Exclusions applicable to all sections of each policy:
We will have no liability for:
2. Any claims for a pet under the age of 6 weeks.
Cover in respect of pets aged between 6 and 8 weeks will be restricted to accident only.collapse

Territorial Limits Your pet is covered whilst away from home with you in the United Kingdom, Northern Ireland, Isle of Man, Channel Islands and including...expand

Territorial Limits
Your pet is covered whilst away from home with you in the United Kingdom, Northern Ireland, Isle of Man, Channel Islands and including Eire but only up to a maximum stay of 30 days during the policy period. In accordance with the European Economic Community regulations this insurance also extends to cover your pet under the PETS Travel Scheme whilst temporarily located in any member country of the PETS Travel Scheme (Excluding long haul countries as defined by DEFRA), but only for a maximum stay of thirty (30) days during the policy period in respect of Bronze or Silver Cover or unlimited overseas travel during the period of insurance in respect of Gold cover.collapse

Helplines All policies include access to the following help lines (calls may be monitored or recorded): Healthcare away from Home: If you or your pet...expand

Helplines
All policies include access to the following help lines (calls may be monitored or recorded):
Healthcare away from Home:
If you or your pet are away from home whilst in the United Kingdom, Northern Ireland, Isle of Man, and Channel Islands and your pet needs urgent veterinary care, AAIS gives you access to our helplines so we can identify the nearest Vet for you.
Telephone 0870 240 1495
(Telephone lines are open from 8.00am to 6.00pm weekdays and 9.00am to 2.00pm Saturdays).
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Max £5,000. Section 1: Veterinary Fees Cover We will pay you for all reasonable and customary charges made for treatment carried out by a vet. Cover...expand

Max £5,000.
Section 1: Veterinary Fees Cover
We will pay you for all reasonable and customary charges made for treatment carried out by a vet. Cover is provided for an accident, illness or disease occurring to your pet, subject to the limit of £5,000 and excess as specified below and subject to written notice of such accident, illness or disease having been given to AAIS within 60 days of occurrence. The limit of cover and excess are on a per incident basis.

Cover is continuous for each separate incident up to the limit of the policy, subject to cover still being in force and relevant premiums having been paid. Treatment in respect of any condition can continue until the original vet fees limit has been reached. Continuous treatment is subject to the policy remaining in force, being continuously renewed at each anniversary and premiums paid up to date.

We cover fees for alternative medicine which the vet recommends and as approved by us (subject to approval we will authorise a limited number of hydrotherapy sessions provided these are administered by a member of the Canine Hydrotherapy Association).
As well as the General Conditions applying to all Sections the following exclusions and conditions apply:
Exclusions:
The Company will not be liable for:
(Please refer to your current policy schedule to establish the excess / co-insurance applicable).
1. (a) The first £50 of each and every claim unless you have opted for a policy on a co-insurance basis, where the excess will be 10% of the cost of the treatment (subject to a minimum of £35) on each and every claim.
(b) Any treatment after the policy has lapsed/expired.
2. Veterinary fees in connection with:
(a) Any pre-existing conditions or illness unless previously agreed by AAIS.
(b) Any illness or condition (not accident ) arising prior to or within the first 10 days of the inception date of the insurance. (This exclusion is not applicable to renewed policies).
(c) Preventative and elective treatments , routine examinations and treatment including but not limited to
- routine spaying or castration
- whelping or kittening
- spaying for false pregnancy
- spaying for mammary tumours
- routine removal of dewclaws
- routine worming and flea treatments
- routine blood tests
- any treatment in connection with pregnancy or parturition.
(d) Organ transplantation and associated costs.
(e) Behavioural problems and training unless caused as a direct result of an insured incident occurring during the period of insurance.
(f) Non-essential hospitalisation and / or house calls unless the vet declares that to move your pet would seriously endanger its health.
(g) Diet foods, other than for a 4 week period for a specific incident.
(h) The cost of dentistry except as result of an accident.
(i) Any claim for any form of special diet, housing, or bedding needed for the treatment or general wellbeing of your pet.
(j) Any claim for cryptorchism.
(k) Any claim as a result of a notifiable disease e.g. Rabies.
(l) Any charges in respect of euthanasia except in the case of humane destruction to alleviate incurable and inhumane suffering.
(m) Any charges in respect of disposal, cremation, or burial of your pet.
(n) The repair and treatment of umbilical hernias.collapse

Section 1: Veterinary Fees Cover Exclusions: The Company will not be liable for: 2. Veterinary fees in connection with: (j) Any claim for cryptorchism....expand

Section 1: Veterinary Fees Cover
Exclusions:
The Company will not be liable for:
2. Veterinary fees in connection with:
(j) Any claim for cryptorchism.
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Section 1: Veterinary Fees Cover We cover fees for alternative medicine which the vet recommends and as approved by us (subject to approval we will authorise...expand

Section 1: Veterinary Fees Cover
We cover fees for alternative medicine which the vet recommends and as approved by us (subject to approval we will authorise a limited number of hydrotherapy sessions provided these are administered by a member of the Canine Hydrotherapy Association).
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Max £5,000 (sum insured). Section 1: Veterinary Fees Cover We cover fees for alternative medicine which the vet recommends and as approved by us...expand

Max £5,000 (sum insured).
Section 1: Veterinary Fees Cover
We cover fees for alternative medicine which the vet recommends and as approved by us (subject to approval we will authorise a limited number of hydrotherapy sessions provided these are administered by a member of the Canine Hydrotherapy Association).collapse

Section 1: Veterinary Fees Cover Exclusions: The Company will not be liable for: 2. Veterinary fees in connection with: (e) Behavioural problems and training...expand

Section 1: Veterinary Fees Cover
Exclusions:
The Company will not be liable for:
2. Veterinary fees in connection with:
(e) Behavioural problems and training unless caused as a direct result of an insured incident occurring during the period of insurance.
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Section 1: Veterinary Fees Cover Cover is continuous for each separate incident up to the limit of the policy, subject to cover still being in force and...expand

Section 1:
Veterinary Fees Cover
Cover is continuous for each separate incident up to the limit of the policy, subject to cover still being in force and relevant premiums having been paid. Treatment in respect of any condition can continue until the original vet fees limit has been reached.collapse