Full product details for the Handy Cash Handy Cash payday loan, including application criteria, rates, suitability, fees & charges, example costs and logbook loans.
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Representative Example:
The Representative APR is 2,100.4% (fixed) so if you borrow £100 over 30 days at a rate of 2,100.4% (fixed) you will repay £130.
Representative APR
2,100.4%
Representative APR is 2100.4%.
APR Type
fixed
Bank Account with Salary Credit Needed
yes
Salary must be paid into bank account.
Minimum Monthly Income
£750
Applicants need to be over 18, in full time employment and earn over £750 a month.
Minimum Loan
£100
Minimum loan is £100.00
Maximum Loan
£750
Maximum loan is £750.00.
Minimum Loan Term
1 day
Minimum term is 1 day.
Maximum Loan Term
31 days
Maximum term is 31 days.
Credit Check
yes
Credit checks are carried out on application.
Interest Charge (per £100)
£30.00
£30.00 per £100 borrowed.
Bad Credit Considered
yes
Applicants with adverse credit history considered.
Application Criteria
Bank Account with Salary Credit Needed
yes
Salary must be paid into bank account.
Minimum Monthly Income
£750
Applicants need to be over 18, in full time employment and earn over £750 a month.
Minimum Age
18 years
Minimum age is 18 years.
Customer Type
All
Product available to both new and existing customers.
Credit Check
yes
Credit checks are carried out on application.
Homeowner Only
no
Do not need to be a homeowner.
Self Employed Acceptable
yes
Self employment is considered.
Unemployed Acceptable
no
Unemployed applicants are not accepted
Bad Credit Considered
yes
Applicants with adverse credit history considered.
CCJ Allowed
yes
CCJ's are considered.
Arrears Allowed
yes
Arrears acceptable.
Debit Card or Cheque Book Required
yes
The customer must have a salary credited to an active bank account with a cheque book or a debit card.
Joint Application
no
Single applicants only.
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Representative Example:
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Representative Example:
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Representative Example:
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Representative Example:
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