Compare Instant Payday Loans
Compare instant payday loans from all the best instant payday loan lenders at a glance, find the cheapest quick cash loan rates & apply online for an instant decision payday loan today even with bad credit. Our instant payday loan no brokers comparison lists the payday loan direct lenders that offer same day instant loans no credit check needed.
IMPORTANT: Payday loans are an expensive way to borrow. Make sure you understand the costs involved before you apply.
Read our
Payday Loan Guides for more information about the likely cost and the cheaper options available.
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| UK Payday Today Payday Loan | 1,737% | £100 | £1,000 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125 Payday Loans in just minutes. £75-£1000 Instant Cash. No Documents required. Bad Credit Okay. Instant Approval! |
| Uncle Buck Payday Loan | 2,100.4% | £75 | £400 | 1 day | 31 days | | £130 | 30% of advance | |
| Representative Example:
The Representative APR is 2,100.4% (fixed) so if you borrow £100 over 30 days at a rate of 2,100.4% (fixed) you will repay £130. |
| Safeloans Ltd Safeloans | 2,692.8% | £50 | £400 | 1 day | 31 days | | £130 | £0 | |
| Representative Example:
The Representative APR is 2,692.8% (fixed) so if you borrow £100 over 30 days at a rate of 2,692.8% (fixed) you will repay £130. |
| Cash Genie UK Cash Genie Payday Loan | 2,339% | £75 | £750 | 1 day | 30 days | | £130 | 30% of advance | |
| Representative Example:
The Representative APR is 2,339% (fixed) so if you borrow £100 over 30 days at a rate of 2,339% (fixed) you will repay £130. |
| Speed-e-loans.com Speed-e-loan Payday Loan | 2,243% | £150 | £500 | 1 day | 30 days | | £136.44 | £4.95 plus 30% of advance | |
| Representative Example:
The Representative APR is 2,243% (fixed) so if you borrow £100 over 30 days at a rate of 2,243% (fixed) and a registration fee of £5.00 |
| QuickQuid Payday Loan (Good - 1 Pay Period) | 1,734% | £100 | £1,000 | 1 day | 30 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £125. Use code CJCASH to save 20% on your loan fee at QuickQuid.co.uk! |
| 24/7 Moneybox.com Payday Loan (First Time Applicants) | 5,784.3% | £80 | £200 | 1 day | 30 days | | £139.75 | £10 | |
| Representative Example:
The Representative APR is 5,767.4% (fixed) so if you borrow £125 over 29 days at a rate of 401.5% (fixed) you will repay £172.79. |
| TxtLoan Payday Loan | 4,474% | £100 | £300 | 1 day | 15 days | | £117 | n/a | |
| Representative Example: Borrow £100 over 15 days at a Representative 4474% APR fixed. Total payable £117 & an interest rate of 414% p.a. fixed. WARNING Repayment charges are based on a 15 day loan period. |
| Wonga Short Term Cash Loan | 4,214% | £1 | £400 | 1 day | 40 days | | £136.72 | £18.50 | |
| Representative Example: Borrow £207 over 20 days at a Representative 4,214% APR fixed. £5.50 Transmission fee, £41.92 Interest payable, interest rate 360% p.a. Total payable £254.42. Wonga offers loans to suit you, from 1 to 30 days. The shorter the loan term, the less you pay! |
| Payday Express Express Loan | 1,737.2% | £80 | £800 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,737.2% (fixed) so if you borrow £100 over 30 days at a rate of 1,737.2% (fixed) you will repay £125. |
| GetMeToPayDay GetMeToPayDay | 1,355% | £80 | £750 | 1 day | 30 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,355% (fixed) so if you borrow £100 over 30 days at a rate of 1,355% (fixed) you will repay £125. |
| Payday Bank Loan | 1,737% | £80 | £750 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,737% (fixed) so if you borrow £100 over 30 days at a rate of 1,737% (fixed) you will repay £125. |
| PaydayUK PayDay Financial Loan | 1,734% | £80 | £750 | 1 day | 30 days | | £147.50 | 29.5% of advance | |
| Representative Example:
The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £147.50. |
| PaydayUK Loan | 1,737% | £80 | £750 | 1 day | 30 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125. |
| QuickQuid Payday Loan (Average - 1 Pay Period) | 1,734% | £100 | £1,000 | 1 day | 30 days | | £129.50 | 29.5% of advance | |
| Representative Example:
The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £129.50. |
| QuickQuid Payday Loan (Excellent - 1 Pay Period) | 1,734% | £100 | £1,000 | 1 day | 30 days | | £120 | 20% of advance | |
| Representative Example:
The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £120. |
| Toothfairy Finance Toothfairy Payday Loan (14 day term) | 2,689% | £100 | £300 | 1 day | 14 days | | £118 | n/a | |
| Representative Example:
The Representative APR is 2,689% (fixed) so if you borrow £100 over 30 days at a rate of 2,689% (fixed) you will repay £118. |
| WageDayAdvance.co.uk WageDayAdvance Loan | 2,814.2% | £80 | £750 | 1 day | 40 days | | £129.50 | 29.5% of advance | |
| Representative Example:
The Representative APR is 2,814.2% (fixed) so if you borrow £100 over 30 days at a rate of 2,814.2% (fixed) you will repay £129.50. |
| Purple Payday Payday Loan | 1,737% | £100 | £750 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,737% (fixed) so if you borrow £300 over 30 days at a rate of 1,737% you will repay £375. |
| QuickQuid Payday Loan (Average - 2 Pay Period) | 1,734% | £100 | £1,000 | 1 day | 60 days | | £159 | 29.5% of advance | |
| Representative Example:
The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £159. |
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This table does not yet display all available payday loans. It's coming soon, but in the meantime we hope the information provided will still be helpful for you.
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How to Compare Instant Payday Loans
If you need to borrow money quickly applying for an instant cash loan could mean you get the money you need within the hour. However, many instant cash loans are very expensive so you need to look for the best deals to keep your costs down.
Needing to borrow money quickly can limit your options, especially if you need money within a few hours, but there are several lenders that offer loans for bad credit instant decision options in the UK.
Here’s how to compare quick loans online so that your get the deal for your finances and keep the cost of your borrowing under control.
Consider your alternatives
Before you apply for an instant payday loan it makes sense to consider the other financial options available to you.
Quick loans online, although seemingly a convenient way to borrow money at short notice, are also very expensive so should only be used as a financial last resort. Take a look at our guide: The Cheapest Way to Borrow Money Fast for a list of other options when you need to borrow at short notice.
Decide how much you need to borrow
Knowing exactly how much you need to borrow and over what term before you start comparing instant pay day loans will enable to look for a loan best suited to your borrowing needs.
Calculate the minimum you need to borrow to meet your financial needs until pay day and avoid increasing the amount you apply for simply because it is on offer.
Compare the costs involved
Although you need to borrow money at short notice, you should still take the time to compare instant payday loan prices so your short term loan doesn’t become a long term headache.
Look at the interest rates and fees applied by each payday loan lender and go for the option that costs you the least overall.
All of the payday loan providers listed in our instant payday loans UK comparison table offer an instant decision and transfer the money into your account quickly.
You can compare quick loans online side by side, find the cheapest option, apply direct and get access to the money you need fast.
