Compare Bad Credit Loans Instant Decision

Get a bad credit loans instant decision from one of the best instant loans for bad credit lenders offering quick 1 hour payday loans in the UK so you get the cash you need today. Our bad credit loans comparison lists all the loans for people with bad credit instant decision deals from the top UK payday loan companies so you get the cheapest rates.
IMPORTANT: Payday loans are an expensive way to borrow. Make sure you understand the costs involved before you apply.
Read our Payday Loan Guides for more information about the likely cost and the cheaper options available.
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Representative APRLoanTermCredit CheckCCJ AllowedRepayment per £100 
MinMaxMinMax 
UK Payday Today
Payday Loan
1,737%£100£1,000
1
day
31
days
£125
Representative Example: The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125
Payday Loans in just minutes. £75-£1000 Instant Cash. No Documents required. Bad Credit Okay. Instant Approval!
PaydayUK
Loan
1,737%£100£750
1
day
30
days
£129
Representative Example: The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £129.
CashCowNow
Payday Loan
1,737%£100£1,000
1
day
31
days
£125
Representative Example: Representative APR 1737% so if £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125.
My Payday
Payday Loan
1,737%£80£1,200
1
day
30
days
n/a
£125
Representative Example: The representative APR is 1737% (variable) so if you borrow £200 over 30 days at a rate of 1737% p.a. (variable) you will repay £250 in total.
Payday Bank
Loan
1,737%£80£750
1
day
31
days
£125
Representative Example: The Representative APR is 1,737% (fixed) so if you borrow £100 over 30 days at a rate of 1,737% (fixed) you will repay £125.
QuickQuid
Payday Loan (Good - 1 Pay Period)
1,734%£100£1,000
1
day
30
days
£125
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £125.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
24/7 Moneybox.com
 
Payday Loan (First Time Applicants)
5,966.2%£80£200
1
day
30
days
£139.60
Representative Example: The Representative APR is 5,966.2% (fixed) so if you borrow £150 over 28 days at a rate of 401.5% (fixed) you will repay £205.48.
Payday Pig
Payday Loan
1,737%£100£1,000
1
day
31
days
£125
Representative Example: Representative APR 1737% so if £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125.
Payday Express
Express Loan
2,670.8%£80£800
1
day
31
days
£129
Representative Example: The Representative APR is 2,670.8% (fixed) so if you borrow £100 over 30 days at a rate of 2,670.8% (fixed) you will repay £129.
KwikPayday
Payday Loan
1,737%£80£750
1
day
28
days
£125
Represenative Example: A loan of £200 taken for 30 days would require payment of £250, the interest would be £50 for a loan with an annual interest rate of 1737%.
Cash Lady
Payday Loan
1,737%£80£300
1
day
28
days
£125
Representative Example: Borrow £180 for 28 days. Total amount payable - £225 Interest rate p.a. 1737% (variable) Interest payable - £45.
QuickQuid
Payday Loan (Average - 1 Pay Period)
1,734%£100£1,000
1
day
30
days
£129.50
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £129.50.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
QuickQuid
Payday Loan (Excellent - 1 Pay Period)
1,734%£100£1,000
1
day
30
days
£120
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £120.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
Speed-e-loans.com
 
Speed-e-loan Payday Loan
1,849%£150£500
1
day
30
days
£136.44
Representative Example: The Representative APR is 1,849% (fixed) so if you borrow £100 over 30 days at a rate of 1,849% (fixed) and a registration fee of £5.00
QuickQuid
Payday Loan (Average - 2 Pay Period)
1,734%£100£1,000
1
day
60
days
£159
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £159.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
QuickQuid
Payday Loan (Excellent - 2 Pay Period)
1,734%£100£1,000
1
day
60
days
£140
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £140.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
QuickQuid
Payday Loan (Good - 2 Pay Period)
1,734%£100£1,000
1
day
60
days
£150
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £150.
Use code MONEYUK25 to save 25% on your initial loan fees. Expiry 31 May, 2012.
Cash Genie UK
Cash Genie Payday Loan
2,339%£75£750
1
day
30
days
£130
Representative Example: The Representative APR is 2,339% (fixed) so if you borrow £100 over 30 days at a rate of 2,339% (fixed) you will repay £130.
PaydayUK
PayDay Financial Loan
1,734%£80£750
1
day
30
days
£147.50
Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £147.50.
Uncle Buck
Payday Loan
2,623.3%£75£400
1
day
31
days
£130
Representative Example: The Representative APR is 2,623.3% (fixed) so if you borrow £100 over 30 days at a rate of 2,623.3% (fixed) you will repay £130.
 Next Page  >
This table does not yet display all available payday loans. It's coming soon, but in the meantime we hope the information provided will still be helpful for you.
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Payday Loan Comparison

Alternative Payday Loans

You may want to compare the above payday loans with the following.

QuickQuid Payday Loan (Excellent - 1 Pay Period)

  • Customers get 30 days maximum loan term from the Payday Loan (Excellent - 1 Pay Period).
  • You get £100 minimum loan from this Payday Loan (Excellent - 1 Pay Period).
  • Get a registration fee of £0 from the Payday Loan (Excellent - 1 Pay Period).
  • Maximum loan of £1,000 is available.
  • 1,734% representative APR is offered with the payday loan.
  • 1 day minimum loan duration is offered with Payday Loan (Excellent - 1 Pay Period).
  • Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £120.

PaydayBridge Loan

  • Get a max loan term of 31 days from the payday loan.
  • New customers get 1,737% representative APR.
  • Get a registration fee of £0.00 from this payday loan.
  • The payday loan has a 1 day minimum loan duration.
  • This payday loan gives a minimum loan of £100.
  • Maximum loan of £750 is offered.
  • Representative Example: The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125.

MiniCredit MiniCredit

  • Get a minimum loan term of 1 day from this MiniCredit.
  • Max loan term of 30 days is available with MiniCredit.
  • Minimum loan of £100 is offered with MiniCredit.
  • 4,144 percent representative APR is offered with MiniCredit.
  • Representative Example: The Representative APR is 4,144% (fixed) so if you borrow £100 over 30 days at a rate of 4,144% (fixed) and a registration fee of £19.50

1 Month Loan 1Month Loan

  • This 1 Month Loan 1Month Loan payday loan has a £75 minimum loan.
  • This payday loan offers 30 days maximum loan term.
  • 2,617.2 percent representative APR.
  • New customers can get 1 day minimum loan term.
  • Representative Example: The Representative APR is 2,617.2% (fixed) so if you borrow £100 over 30 days at a rate of 2,617.2% (fixed) you will repay £130.

Total Home Loans Direct Thl Direct

  • 2,964 percent representative APR is offered with the payday loan.
  • New customers get £100 minimum loan from Total Home Loans Direct.
  • Get 1 day minimum loan period.
  • Get a maximum loan term of 30 days from this payday loan.
  • Representative Example: The Representative APR is 2,964% (fixed) so if you borrow £100 over 30 days at a rate of 2,964% (fixed) you will repay £130.

Handy Cash Handy Cash

  • 2,100.4 percent representative APR is offered with the payday loan.
  • Customers get £100 minimum loan from the payday loan.
  • Handy Cash offers a minimum loan length of 1 day.
  • New customers get 31 days maximum loan term from Handy Cash.
  • Customers will get £750 maximum loan.
  • Representative Example: The Representative APR is 2,100.4% (fixed) so if you borrow £100 over 30 days at a rate of 2,100.4% (fixed) you will repay £130.

Money Solutions UK Payday Loan

  • Get £1,000 maximum loan from Money Solutions UK.
  • This Money Solutions UK Payday Loan has a registration fee of £0.
  • The payday loan gives 60 days maximum loan term.
  • You can get £100 minimum loan.
  • 1,737% representative APR is offered.
  • Representative Example: The Representative APR is 1,737% (fixed) so if you borrow £100 over 30 days at a rate of 1,737% (fixed) you will repay £125