To find the best insurance policy for your scooter or moped, you need to:

  1. Decide what level of cover you need

  2. Choose any policy extras you want

  3. Use this comparison to get quotes online and find the best policy

What level of cover do you need?

The three types of cover you can choose from are:

  • Third party only: This covers injury to other people, and damage to their property you cause while using your scooter

  • Third party, fire and theft: This also covers your scooter if it is damaged or destroyed by fire, or if it is stolen

  • Fully comprehensive: This also includes damage to your scooter and vandalism

Once you have decided what type of insurance is right for you, use this comparison to find a policy at the cheapest price.

What policy extras do you want?

Adding extras to your insurance usually costs more money, but can give you valuable cover. You can choose from:

  • Foreign use cover: Most insurers automatically cover riding your scooter in Europe, but the period of cover varies between policies. Some offer a minimum of 30 days, and other policies give you 90 or 180 days, but you may need to pay extra.

  • Helmets and clothing: You can add cover for your clothing and accessories for an additional cost. Make sure you choose a policy that offers a claim limit high enough to cover the cost of your clothing and helmet.

  • Breakdown cover: Most insurers offer breakdown cover as an extra you can add to your policy, but some may include it as standard.

This comparison shows what cover options each insurer offers, so you can use it to help you find the right policy for you.

Scooter insurance FAQs

Q

Do I legally need scooter insurance?

Q

Can I get cover as a young rider?

A
Q

Am I covered to carry passengers on my scooter?

A

If your license allows it and if you select pillion cover. Some insurers charge extra for this, so check it is included before you buy.

Q

Am I covered to ride my scooter abroad?

A

Yes, if foreign trip cover is included in your policy. However, check that the length of time you are away for is covered by the maximum trip limit.

Q

Does it cost to make a claim?

A

Yes, you have to pay an excess if you make a claim. Here is more information about how to claim on your motorbike insurance.

Q

Can I cancel the policy if I change my mind?

A

Yes, you have a 14 day cooling off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.

About our motorbike insurance comparison

Q

Who do we include in this comparison?

A

We include motorbike insurance policies for 17 year olds available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.