Do you have more than one motorcycle? If you do, then multiple bike insurance could be the ideal solution for you.
But what is multi bike motorcycle insurance? What should you look out for when you compare policies? And how can the internet help you save money on your premiums?
What is multi bike motorcycle insurance?
Over recent years, multi-vehicle insurance policies have become more and more popular. These policies cover more than one motorcycle under the same policy – typically up to five or six bikes.
They are perfect if you own more than one motorbike. You’re covered for the bike you are riding whilst your other motorcycles at home are typically covered against theft, fire and accidental damage.
And, if you’re looking for motorcycle insurance multi bike policies can often save you money as well as time. This is because all your bikes are covered under one policy rather than under several different policies with different insurers.
What to look for when you compare multiple motorcycle insurance policies
There are numerous multiple bike insurance policies on the market and they all offer slightly different benefits. So, when you compare cover, make sure you ask the following questions:
- How many bikes will the policy cover? Make sure it provides sufficient cover for all your motorcycles
- What level of cover is available? Are all bikes covered on a fully comprehensive basis or just third party, fire and theft?
- Does the multiple motorcycle insurance policy include cover for your helmet and your clothes? If it does, are there limits on the amounts you can claim?
- Does the policy include European cover?
- Does the policy include breakdown cover in the UK and EU?
The importance of a multi bike insurance comparison
While multi bike motorcycle insurance can often be cheaper than taking out separate cover, it won’t automatically cost you less. It’s worth obtaining separate and multi bike insurance quotes before you buy to make sure you’re getting value for money.
It’s also important to make sure that you’re getting the best deal on your cover. For example, some insurers charge significantly more if you elect to pay by monthly direct debit. Others offer their best rates to internet customers.
Simply put, comparing motorcycle insurance quotes can help you find the right multiple bike insurance at the right price.
