Aviva Motorcycle Insurance

Section 5 - Continental Use - Ccompulsary insurance requirements
In compliance with EU Directives the policy provides, as a minimum, the necessary cover to comply with the laws on compulsory insurance of motor vehicles in:
a Any country which is a member of the European Union;
b Any country which the Commission of the European Communities is satisfied has made arrangements to meet Article 7 (2) of EC Directive No. 72/166/EEC on insurance of civil liabilities arising from the use of a motor vehicle.
Countries include:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including San Marino and the Vatican City), Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).
Note - The level of cover provided is the minimum level of cover required by law, it is not the same level of cover you receive when riding within the territorial limits under this policy. If you wish to extend your cover please read the following 'Extending your cover section.
The level of cover we provide is:
Cover includes:
- Transit between countries within the territorial limits. Reimbursement of any customs duty you may have to pay on your motorcycle after its temporary importation into any country within the territorial limits, subject to your liability arising as a direct result of any loss of or damage to your motorcycle which is covered under Section 1 of your policy. General Average contributions, Salvage, Sue and Labour charges whilst your motorcycle is being transported by sea between any countries within the territorial limits provided that loss of or damage to your motorcycle is covered under Section 1 of your policy.
If you take your motorcycle outside the territorial limits
All countries covered under this section have agreed that a green card is not necessary for travel outside the territorial limits. Your certificate of motor insurance provides sufficient evidence that you are complying with the laws on the compulsory insurance of motor vehicles in any of these countries that you visit.
If you take your motorcycle abroad
If you pay an extra premium (£21.00), you can extend your policy to provide the same level of cover in the European Union and some other European countries as you have in the UK. If you want to extend your policy, you must contact us at least two weeks beforehand and we will provide the documents you need. If you would like further details of this cover, please call us on 0844 891 1105. All countries in the European Union have agreed that your Aviva certificate of motor insurance should provide enough evidence that you are keeping to the laws relating to compulsory insurance for motor vehicles in any of the countries you visit.collapse

European assistance
Motorcycle breakdown
This includes:
-Roadside assistance
-Recovery to nearest garage
-Storage costs
-Labour and inspection costs
-The cost of locating and dispatching spare parts
If the RAC Control Centre abroad confirms:
-Motorcycle repairs will take more than 12 hours
-Your motorcycle is to be returned to the UK; or
-If your motorcycle has been stolen and not recovered within 24 hours
You are covered for:
-Additional hotel expenses/cancellation fees up to £25 per person per day for a room only
-We will arrange and pay for 10 days self-drive car including collision damage waiver, and delivery charge and Green card if needed, or we will pay for standard/second class rail, or both, so that you are able to continue your journey or return home. Any hired car cannot be brought into the UK. A second hire car would be arranged for this purpose if necessary.
-Motorcycle repatriation
-Indemnity against overseas customs claims for motorcycles stolen or destroyed by fire.
While you are travelling to the port in the UK you are covered for:
-Roadside Rescue and Recovery to a local garage (you may have to prove you are travelling to a port as part of your scheduled trip)
-The cost of returning home to an address in the UK
Cover also applies while your motorcycle is in transit:
Includes loading and unloading between any sea or air ports or railway stations within the territorial limits of the policy, provided that the travel is by a scheduled rail or air service or by any recognised seapassage.
When you have returned to the UK you are covered for:
-Roadside Rescue and Recovery Service to a local garage from the UK port to an address in the UK
-Collection of repaired motorcycle from abroad if appropriate
If repairs due to breakdown or fire cannot be completed in time for your return home, we'll pay the costs of one person to return abroad to collect your motorcycle once the repairs have been made. We pay for:
-Standard/Second class rail fare plus other public transport costs
-Petrol costs for your motorcycle from where it has been collected to your home
-Single homeward cross-channel ferry fare for your motorcycle and one person
-Single room-only hotel accommodation for one person limited to £25 if this is needed to complete the round trip
If your motorcycle cannot be reasonably repaired as a result of fire or theft which has happened abroad during the journey and:
-Has to be scrapped under Customs supervision in the country where it is situated
-Has been stolen abroad during the journey and has not been found
We will pay indemnity against Continental or Irish Customs claims for any liability for duty claimed.
2. Urgent message relay service
If your motorcycle cannot be moved as it has broken down, or has been in an accident, fire, or has been stolen, we pay for the cost of passing on an urgent message from RAC Control Centre to your relatives or a business colleague. We do not pay for:
-The cost of passing on a message through anyone other than our Control Centre
-The cost of paying for a message to be passed on to anyone other than a relative or business colleague
3. Supplying a replacement driver
We will provide onward mobility to enable the policy holder and up to 3 passengers to complete their journey. The policy holder and passengers can either be taken to their chosen destination or to their home address. (Onward mobility will be at the discretion of RAC if a registered doctor declares that the policyholder is medically unfit to ride a motorcycle).
4. Making your motorcycle secure
If your motorcycle has been subject to attempted theft and a police report has been obtained, we will cover the cost of emergency repairs to make your motorcycle secure.
5. Accidental loss of, or damage to, your tent
Tent hire of up to £25 per person per day for accidental damage to, or loss of, your tent. Please note we do not pay for:
-The cost of meals or any other hotel or extra costs
-The damage to your tent caused by weather conditions
6. What isn't covered?
-Items listed in General exclusions </motorcycle-insurance/terms-and-conditions.htm>
-Any costs if the event was not reported to the RAC Control Centre. Limits do apply, click here to check the summary of cover for details
-Cost of any parts used for repairs at the roadside or at a garage,
-We are unable to provide a hire motorcycle and instead provide a hire car, so the rider will need to have a suitable driving licence or select to take a rail ticket
-Any ferry or toll charges
-Cost of meals or any other hotel or extra costs
-Petrol or oil
-Personal insurance
-Collection charge and any other costs with self-drive car hire other than those stated
-First class rail farescollapse

Frequently asked questions
3. Can I have more than one motorcycle on my Aviva policy?
You can insure more than one motorcycle through Aviva. You need to take up a different motorbike insurance policy for each vehicle. If you choose to do this, you get an extra 5% off the price of the additional policies. You can name up to 4 riders on each policy. Please check your motorcycle insurance quote for any excesses which may apply.collapse