Whatever type of motorbike you ride, it’s vital that you have the right motorcycle insurance. With dozens of insurers offering cover you simply need to find the right policy for the right price.
If you're new to online van insurance comparison knowing where to begin your search for cheap cover can be a bit of a minefield.
However, it's not complicated and if you know what steps to take to reduce the cost of your policy and where to find cheap motorcycle insurance you can easily save money on your cover.
7 ways to ensure you benefit from the cheapest motorbike insurance
Different insurers charge different premium rates for insurance for a motorbike cover and just because you pay more it doesn't necessarily mean you'll be getting better cover.
Similarly, a cheap policy may sound attractive based on price alone, but if it doesn't give you the cover you need paying out for it will be false economy.
There are some steps that you can take to benefit from cheap motorcycle insurance:
- Ride a lower value bike with a smaller engine size
- Increase your voluntary excess (the amount of any claim you pay yourself) but cap it at an affordable level
- Drive carefully. You’ll find that the cheapest motorbike insurance will be offered to drivers without points on their licence and with an excellent claims history
- Use your bike less often. Premiums will often be cheaper if you are an occasional rider with a low annual mileage
- Keep your bike secure overnight - such as in a locked garage
- Consider ‘third party’ cover. This is the minimum legal requirement and will often be the cheapest motorcycle insurance but it won’t cover damage to you or your bike in an accident that was your fault
- Pay your premium up front as it will often cost you significantly more if you opt to pay by monthly direct debit
While finding the cheapest motorbike insurance may be your priority, it’s important not to compromise on the cover.
A cheap van cover policy may not include helmet or clothing cover, won’t necessarily include breakdown cover and won’t always cover you in Europe.
If your policy doesn’t cover you and you end up having to foot the bill yourself you'll be left out of pocket.
Saving money by undertaking an online motorcycle insurance comparison
Taking into account our tips above, the most sensible way to find cheap motorcycle insurance is to shop around before you buy.
To maximise your chance of finding the best cover for the best price you should compare cheap motorbike insurance quotes online from as many different insurance providers as possible.
When you compare motorbike insurance you should look for not only the cheapest cover but also the policy with the most suitable benefits as ultimately this will be the best motorbike insurance for you.
