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This comparison includes all mortgages that offer a variable interest rate.

sorted by:

Lowest initial rate

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Barclays 2 year tracker shared equity
Maximum LTV
75%
Initial rate
1.34% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
60%
Initial rate
1.39% base rate tracker for 2 years
Subsequent rate (SVR)
2.24% variable
Overall cost for comparison
2.2% APRC
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker remortgage
Maximum LTV
60%
Initial rate
1.39% base rate tracker for 2 years
Subsequent rate (SVR)
2.24% variable
Overall cost for comparison
2.2% APRC
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
65%
Initial rate
1.42% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£1999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
65%
Initial rate
1.42% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£5000 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£5,000 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Virgin Money term tracker remortgage
0333 222 0201
Maximum LTV
65%
Initial rate
1.44% base rate tracker until 1st November 2018
Subsequent rate (SVR)
4.54% variable
Overall cost for comparison
4.1% APRC
Available on an interest only or repayment basis. For residential and interest only part and part loans there is a minimum combined gross income requirement of £50,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
75%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker remortgage
Maximum LTV
75%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Virgin Money term tracker remortgage
0333 222 0201
Maximum LTV
70%
Initial rate
1.49% base rate tracker until 1st November 2018
Subsequent rate (SVR)
4.54% variable
Overall cost for comparison
4.1% APRC
Available on an interest only or repayment basis. For residential and interest only part and part loans there is a minimum combined gross income requirement of £50,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Virgin Money term tracker
0333 222 0201
Maximum LTV
70%
Initial rate
1.5% base rate tracker until 1st November 2018
Subsequent rate (SVR)
4.54% variable
Overall cost for comparison
4.1% APRC
Available on an interest only or repayment basis. For residential and interest only part and part loans there is a minimum combined gross income requirement of £50,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Virgin Money term tracker remortgage
0333 222 0201
Maximum LTV
75%
Initial rate
1.52% base rate tracker until 1st November 2018
Subsequent rate (SVR)
4.54% variable
Overall cost for comparison
4.1% APRC
Available on an interest only or repayment basis. For residential and interest only part and part loans there is a minimum combined gross income requirement of £50,000.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the outstanding balance, before 1st November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 3 year tracker
Maximum LTV
65%
Initial rate
1.54% base rate tracker for 3 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£1999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first three years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 3 year tracker remortgage
Maximum LTV
65%
Initial rate
1.54% base rate tracker for 3 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£1999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first three years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
70%
Initial rate
1.54% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£1999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£1,999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
70%
Initial rate
1.54% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£5000 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£5,000 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
70%
Initial rate
1.54% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£999 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
Barclays 2 year tracker
Maximum LTV
70%
Initial rate
1.54% base rate tracker for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
-
Fees
Application fee
£4000 with an option to add to the loan
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£4,000 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, in the first two years

Other fees may apply.

More information on this mortgageLess information on this mortgage
NatWest term tracker for existing borrowers
0800 158 2933
Maximum LTV
60%
Initial rate
1.59% base rate tracker until 30th November 2018
Subsequent rate (SVR)
3.75% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, before 30th November 2017
- then 0.5% of the amount paid, until 30th November 2018

Higher lending charge
For mortgages over 90.5% LTV.

Other fees may apply.

More information on this mortgageLess information on this mortgage
NatWest term tracker
0800 158 2933
Maximum LTV
60%
Initial rate
1.59% base rate tracker until 30th November 2018
Subsequent rate (SVR)
3.75% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, before 30th November 2017
- then 0.5% of the amount paid, until 30th November 2018

Higher lending charge
For mortgages over 90.5% LTV.

Other fees may apply.

More information on this mortgageLess information on this mortgage
NatWest term tracker remortgage
0800 158 2933
Maximum LTV
60%
Initial rate
1.59% base rate tracker until 30th November 2018
Subsequent rate (SVR)
3.75% variable
Overall cost for comparison
3.5% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 1% of the amount paid, before 30th November 2017
- then 0.5% of the amount paid, until 30th November 2018

Higher lending charge
For mortgages over 90.5% LTV.

Other fees may apply.

More information on this mortgageLess information on this mortgage
Overall representative example

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

3.92% APRC representative

Initial rate

2.34% fixed for 2 years(24 instalments of £747.05pm)

Subsequent rate (SVR)

4.16% variable for the remaining 23 years
(276 instalments of £900.41pm)

Fees

£549

Total amount payable

£266,992.19