Compare Remortgages Exclusively For Existing Borrowers

Compare the best remortgage deals for existing borrowers on offer from each mortgage lender in the UK & see whether you could get cheaper mortgage repayments by remortgaging with same lender. We make it easy for you to compare cheap remortgages from your current lender so you can see if sticking with them is worth your while.

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		Type	Initial Deal		ERC	Subsequent Rate	APR	Max LTV
		Type	Interest Rate	End Date	ERC	Subsequent Rate	APR	Max LTV
Promoted Results
	Chelsea Building Society 2 Year 1.64% Fixed 65% LTV £5M £1,545 Fee	Fixed Rate	1.64%	31 Oct 2015		5.79%	5.2%	65%
	Yorkshire BS 2 Year 1.69% Fixed 65% LTV £5M £1,475 Fee	Fixed Rate	1.69%	30 Sep 2015		4.99%	4.5%	65%
	Post Office 2 Year 1.7% Fixed 60% LTV £500K £2,190 Fee	Fixed Rate	1.70%	31 Aug 2015		4.49%	4.2%	60%
	NatWest 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 158 2933
	Available for existing customers only.
	NatWest 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 158 2933
	RBS 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 068 7667
	RBS 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 068 7667
	Available for existing customers only.
	HSBC 2 Year 1.89% Fixed 60% LTV £500K £1,999 Fee	Fixed Rate	1.89%	31 Aug 2015		3.94%	3.8%	60%	0800 077 4270
	Yorkshire BS Offset 2 Year 1.89% Fixed 65% LTV £5M £1,475 Fee	Fixed Rate	1.89%	30 Sep 2015		4.99%	4.5%	65%
	Post Office 2 Year 1.99% Fixed 60% LTV £1M £1,190 Fee	Fixed Rate	1.99%	31 Aug 2015		4.49%	4.2%	60%
	Santander 2 Year 1.99% Fixed 60% LTV £550K £250 Cashback £995 Fee	Fixed Rate	1.99%	02 Aug 2015		4.74%	4.3%	60%
	Available only to those that have a current account with the lender.
	Santander 2 Year 1.99% Fixed 60% LTV £550K £995 Fee	Fixed Rate	1.99%	02 Aug 2015		4.74%	4.3%	60%
	Available only to those that have a current account with the lender.
	Yorkshire BS 2 Year 1.99% Fixed 60% LTV £5M £975 Fee	Fixed Rate	1.99%	30 Jun 2015		4.99%	4.6%	60%
	Santander 2 Year 2.14% Fixed 60% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.14%	02 Aug 2015		4.74%	4.3%	60%
	Santander 2 Year 2.14% Fixed 60% LTV £1M £995 Fee	Fixed Rate	2.14%	02 Aug 2015		4.74%	4.3%	60%
	NatWest 2 Year BBR+1.67% Tracker 60% LTV £10M £995 Fee	Tracker	2.17%	31 Oct 2015		4%	3.8%	60%
	RBS 2 Year BBR+1.67% Tracker 60% LTV £10M £995 Fee	Tracker	2.17%	31 Oct 2015		4%	3.9%	60%	0800 068 7667
	Yorkshire BS 2 Year 2.19% Fixed 60% LTV £1M £475 Fee	Fixed Rate	2.19%	30 Jun 2015		4.99%	4.6%	60%
	Yorkshire BS Offset 2 Year 2.19% Fixed 60% LTV £5M £975 Fee	Fixed Rate	2.19%	30 Jun 2015		4.99%	4.6%	60%
	NatWest 2 Year 2.23% Fixed 70% LTV £2M £995 Fee	Fixed Rate	2.23%	31 Oct 2015		4%	3.8%	70%
	NatWest 2 Year 2.23% Fixed 70% LTV £2M £995 Fee	Fixed Rate	2.23%	31 Oct 2015		4%	3.9%	70%
	Available for existing customers only.
	RBS 2 Year 2.23% Fixed 70% LTV £2M £995 Fee	Fixed Rate	2.23%	31 Oct 2015		4%	3.8%	70%	0800 068 7667
	RBS 2 Year 2.23% Fixed 70% LTV £2M £995 Fee	Fixed Rate	2.23%	31 Oct 2015		4%	3.9%	70%	0800 068 7667
	Available for existing customers only.
	Yorkshire BS 2 Year BBR+1.74% Tracker 75% LTV £1M £975 Fee	Tracker	2.24%	30 Jun 2015		4.99%	4.6%	75%
	Chelsea Building Society 2 Year 2.24% Fixed 75% LTV £1M £1,545 Fee	Fixed Rate	2.24%	31 Jul 2015		5.79%	5.3%	75%
	HSBC BBR+1.78% Tracker 60% LTV £500K £1,999 Fee	Tracker	2.28%	---		---	2.4%	60%	0800 077 4270
	Post Office 2 Year 2.28% Fixed 75% LTV £1M £1,190 Fee	Fixed Rate	2.28%	31 Aug 2015		4.49%	4.2%	75%
	Yorkshire BS 2 Year 2.29% Fixed 75% LTV £1M £975 Fee	Fixed Rate	2.29%	30 Jun 2015		4.99%	4.6%	75%
	Virgin 2 Year 2.29% Fixed 70% LTV £1M £1,094 Fee	Fixed Rate	2.29%	01 Oct 2015		4.79%	4.5%	70%	0845 322 8311
	Chelsea Building Society 5 Year BBR+1.79% Tracker 75% LTV £1M £1,545 Fee	Tracker	2.29%	31 Jul 2015		3.14%	4.7%	75%
	Santander 2 Year 2.29% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.29%	02 Aug 2015		4.74%	4.4%	70%
	Available only to those that have a current account with the lender.
	Santander 2 Year 2.29% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.29%	02 Aug 2015		4.74%	4.4%	70%
	Available only to those that have a current account with the lender.
	Virgin 2 Year BBR+1.79% Tracker 70% LTV £1M £1,094 Fee	Tracker	2.29%	01 Oct 2015		4.79%	4.5%	70%	0845 322 8311
	Santander 2 Year 2.34% Fixed 70% LTV £1M £995 Fee	Fixed Rate	2.34%	02 Aug 2015		4.74%	4.4%	70%
	Santander 2 Year 2.34% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.34%	02 Aug 2015		4.74%	4.4%	70%
	Post Office 3 Year 2.35% Fixed 60% LTV £1M £1,190 Fee	Fixed Rate	2.35%	31 Aug 2016		4.49%	4.1%	60%
	Yorkshire BS Offset 2 Year 2.39% Fixed 60% LTV £1M £475 Fee	Fixed Rate	2.39%	30 Jun 2015		4.99%	4.6%	60%
	Santander 2 Year BBR+1.94% Tracker 70% LTV £1M £995 Fee	Tracker	2.44%	24 months		4.74%	4.4%	70%
	Santander 2 Year BBR+1.94% Tracker 70% LTV £1M £250 Cashback £995 Fee	Tracker	2.44%	24 months		4.74%	4.4%	70%
	Yorkshire BS Offset 2 Year BBR+1.94% Tracker 75% LTV £1M £975 Fee	Tracker	2.44%	30 Jun 2015		4.99%	4.6%	75%
	Yorkshire BS 5 Year 2.44% Fixed 65% LTV £1M £1,475 Fee	Fixed Rate	2.44%	30 Sep 2018		4.99%	4.0%	65%
	Chelsea Building Society 2 Year BBR+1.99% Tracker 75% LTV £1M £745 Fee	Tracker	2.49%	31 Jul 2015		5.79%	5.3%	75%
	Santander 2 Year 2.49% Fixed 75% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.49%	02 Aug 2015		4.74%	4.5%	75%
	Available only to those that have a current account with the lender.
	Santander 2 Year 2.49% Fixed 75% LTV £1M £995 Fee	Fixed Rate	2.49%	02 Aug 2015		4.74%	4.5%	75%
	Available only to those that have a current account with the lender.
	Santander 5 Year 2.49% Fixed 60% LTV £550K £250 Cashback £1,495 Fee	Fixed Rate	2.49%	02 Aug 2018		4.74%	4.0%	60%
	Available only to those that have a current account with the lender.
	Santander 5 Year 2.49% Fixed 60% LTV £550K £1,495 Fee	Fixed Rate	2.49%	02 Aug 2018		4.74%	4.0%	60%
	Available only to those that have a current account with the lender.
	Yorkshire BS Offset 2 Year 2.49% Fixed 75% LTV £1M £975 Fee	Fixed Rate	2.49%	30 Jun 2015		4.99%	4.7%	75%
	Santander 2 Year 2.54% Fixed 75% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.54%	02 Aug 2015		4.74%	4.5%	75%
	Post Office 2 Year 2.55% Fixed 60% LTV £1M £195 Fee	Fixed Rate	2.55%	31 Aug 2015		4.49%	4.2%	60%
	Post Office 2 Year 2.55% Fixed 60% LTV £1M £690 Fee	Fixed Rate	2.55%	31 Aug 2015		4.49%	4.2%	60%
	Post Office 5 Year 2.55% Fixed 60% LTV £1M £1,690 Fee	Fixed Rate	2.55%	31 Aug 2018		4.49%	3.9%	60%
	Virgin 2 Year 2.55% Fixed 75% LTV £1M £1,094 Fee	Fixed Rate	2.55%	01 Oct 2015		4.79%	4.5%	75%	0845 322 8311
	Virgin 2 Year 2.55% Fixed 75% LTV £1M £1,094 Fee	Fixed Rate	2.55%	01 Oct 2015		4.79%	4.5%	75%	0845 322 8311
	Virgin 2 Year BBR+2.05% Tracker 75% LTV £1M £1,094 Fee	Tracker	2.55%	01 Oct 2015		4.79%	4.0%	75%	0845 322 8311
	Yorkshire BS 2 Year BBR+2.09% Tracker 75% LTV £1M £475 Fee	Tracker	2.59%	30 Jun 2015		4.99%	4.7%	75%
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	---	60%	0800 158 2933
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	---	60%	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	---	60%	0800 068 7667
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	---	60%	0800 068 7667
	Available for existing customers only.
	Santander 3 Year 2.59% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.59%	02 Aug 2016		4.74%	4.4%	70%
Full Results
	Chelsea Building Society 2 Year 1.64% Fixed 65% LTV £5M £1,545 Fee	Fixed Rate	1.64%	31 Oct 2015		5.79%	5.2%	65%
	Yorkshire BS 2 Year 1.69% Fixed 65% LTV £5M £1,475 Fee	Fixed Rate	1.69%	30 Sep 2015		4.99%	4.5%	65%
	Post Office 2 Year 1.7% Fixed 60% LTV £500K £2,190 Fee	Fixed Rate	1.70%	31 Aug 2015		4.49%	4.2%	60%
	NatWest 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 158 2933
	Available for existing customers only.
	NatWest 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 158 2933
	RBS 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 068 7667
	RBS 2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	1.74%	31 Oct 2015		4%	---	60%	0800 068 7667
	Available for existing customers only.
	Tesco Bank 2 Year 1.74% Fixed 60% LTV £750K £1,495 Fee	Fixed Rate	1.74%	31 Aug 2015		4.24%	varies	60%
	HSBC 2 Year 2.19% Discount 60% LTV £500K £1,999 Fee	Variable	1.75%	24 months		3.94%	3.8%	60%	0800 077 4270
	Chelsea Building Society Offset 2 Year 1.84% Fixed 65% LTV £5M £1,545 Fee	Fixed Rate	1.84%	31 Oct 2015		5.79%	5.2%	65%
	HSBC 2 Year 1.89% Fixed 60% LTV £500K £1,999 Fee	Fixed Rate	1.89%	31 Aug 2015		3.94%	3.8%	60%	0800 077 4270
	Yorkshire BS Offset 2 Year 1.89% Fixed 65% LTV £5M £1,475 Fee	Fixed Rate	1.89%	30 Sep 2015		4.99%	4.5%	65%
	Halifax 2 Year 1.89% Fixed 60% LTV £1M £2,260 Fee	Fixed Rate	1.89%	31 Aug 2015		3.99%	3.8%	60%	0845 5089113
	Halifax 2 Year 1.89% Fixed 60% LTV £1M £150 Cashback £2,260 Fee	Fixed Rate	1.89%	31 Aug 2015		3.99%	3.8%	60%	0845 5089113
	Available only to those that have a current account with the lender.
	Halifax 2 Year 1.89% Fixed 60% LTV £1M £1,764 Fee	Fixed Rate	1.89%	30 Sep 2015		3.99%	varies	60%
	Halifax 2 Year BBR+1.39% Tracker 60% LTV £1M £1,764 Fee	Tracker	1.89%	30 Sep 2015		3.99%	varies	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year 1.89% Fixed 60% LTV £1M £2,240 Fee	Fixed Rate	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year 1.89% Fixed 60% LTV £1M £2,240 Fee	Fixed Rate	1.89%	31 Aug 2015		3.99%	3.9%	60%
			Next Page

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How to Find the Best Remortgage Deals for Existing Borrowers

Mortgage companies are increasingly offering remortgage rates for existing customers in an attempt to retain mortgage business. There are some great rates available – if you know how to find them.

Are you looking for a better deal on your mortgage? If so, you normally have two choices.

You can either move your mortgage to another lender or you can take an existing customer remortgage deal where you benefit from a better rate with your existing lender.

Mortgage companies are increasingly offering remortgage rates for existing customers in an attempt to retain mortgage business. So there are some great rates available – if you know how to find them.

Advantages of remortgaging with same lender

There are several reasons why you would consider ‘remortgage with same lender’ deals:

You normally don’t have to go through an interview or an underwriting process. This means your mortgage will generally be switched straight to the new deal without you having to prove your income
The fees and charges may be lower. You won’t necessarily have to pay valuation or legal fees for switching your home loan to another lender
It’s quick and easy. You don’t generally have to fill in application forms or wait weeks for the process to be concluded
You can often borrow additional funds. When lenders offer mortgages for existing customers you can often take an additional sum to consolidate debts or carry out home improvements (subject to the equity in your home and your personal circumstances)

How to find the best remortgage existing borrower deals

When it comes to establishing what the best deals are if you’re looking for a remortgage with same lender product you should generally compare remortgage rates for existing customers offered by your mortgage lender with those on offer from other providers.

It's generally best to use an online comparison to do this as many lenders don't list their existing customer remortgage deals on their website. For this reason if you decide to take out one of the mortgages for existing customers deals offered by your current provider you are likely to need to complete your application over the phone.

If you’re looking for a better deal on your mortgage then it can be a good idea to consider an existing customer remortgage.

However, your current lender may not have the very best fixed or discounted rates on the market and it may still be beneficial for you to switch your mortgage elsewhere.

For this reason it is worth comparing the total cost of remortgaging with the same lender with the best mortgage deal you could get if you switched to a different bank or building society to see which is best for you.

Compare Remortgages Exclusively For Existing Borrowers

How to Find the Best Remortgage Deals for Existing Borrowers

Advantages of remortgaging with same lender

How to find the best remortgage existing borrower deals

Mortgages Comparison