Compare Pension Mortgages

Compare the best pension mortgages available from UK mortgage lenders & find the cheapest pension mortgage deal that suits your circumstances in minutes. We make finding the cheapest mortgage deal hassle free whether you're looking for an interest only or repayment option by comparing the rates of all mortgages for pensioners.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
NatWest
2yr BBR + 2.19% LTV 60% Ex/B Direct
Tracker2.69%31 Jul
2014
4%3.8%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.45% LTV 60% Ex/B Main A/C Direct
Tracker2.95%31 Jul
2014
4%3.8%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.19% LTV 60% Ex/B Black A/C Direct
Tracker2.69%31 Jul
2014
4%3.9%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.99% LTV 75% Ex/B "In Deal" Direct
Tracker3.49%31 Jul
2014
4%3.9%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.25% Fxd LTV 60% Ex/B Main A/C Direct
Fixed Rate3.25%31 Jul
2014
4%3.9%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.55% Fxd LTV 70% Ex/B Main A/C Direct
Fixed Rate3.55%31 Jul
2014
4%3.9%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr BBR + 2.19% H/P LTV 60% Direct
Tracker2.69%31 Jul
2014
4%4%60%
The One Account
One Account CAM LTV 50%
Standard3.90%term3.9%4%50%
NatWest
2yr 2.99% Fxd LTV 60% Ex/B Direct
Fixed Rate2.99%31 Jul
2014
4%4%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.39% Fxd LTV 75% Ex/B Direct
Fixed Rate3.39%31 Jul
2014
4%4%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.05% R/M LTV 75% Direct
Tracker3.55%31 Jul
2014
4%4%75%
Available for remortgage only.
NatWest
2yr 3.19% Fxd LTV 60% Ex/B "In Deal" Direct
Fixed Rate3.19%31 Jul
2014
4%4%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.29% Fxd LTV 70% Ex/B Direct
Fixed Rate3.29%31 Jul
2014
4%4%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.35% Fxd R/M LTV 60% Direct
Fixed Rate3.35%31 Jul
2014
4%4%60%
Available for remortgage only.
NatWest
2yr 3.75% Fxd R/M LTV 75% Direct
Fixed Rate3.75%31 Jul
2014
4%4%75%
Available for remortgage only.
NatWest
2yr 3.65% Fxd LTV 75% Ex/B Main A/C Direct
Fixed Rate3.65%31 Jul
2014
4%4%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.59% R/M LTV 60% Direct
Tracker3.09%31 Jul
2014
4%4%60%
Available for remortgage only.
The One Account
One Account CAM LTV 75%
Standard4.00%term4%4.1%75%
NatWest
2yr 3.65% Fxd LTV 70% Ex/C Black A/C Direct
Fixed Rate3.65%31 Jul
2014
4%4.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.69% H/P LTV 75% Direct
Tracker3.19%31 Jul
2014
4%4.1%75%
NatWest
2yr BBR + 2.19% LTV 60% Ex/C Black A/C Direct
Tracker2.69%31 Jul
2014
4%4.1%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%85%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.39% Fxd H/P LTV 75% Direct
Fixed Rate3.39%31 Jul
2014
4%4.1%75%
NatWest
5yr 3.95% Fxd LTV 60% Ex/B Direct
Fixed Rate3.95%31 Jul
2017
4%4.1%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.69% Fxd LTV 75% Ex/B "In Deal" Direct
Fixed Rate3.69%31 Jul
2014
4%4.1%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 2.99% Fxd H/P LTV 60% Direct
Fixed Rate2.99%31 Jul
2014
4%4.1%60%
NatWest
5yr 3.95% Fxd LTV 60% Ex/B Main A/C Direct
Fixed Rate3.95%31 Jul
2017
4%4.1%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.19% H/P LTV 60% Direct
Tracker2.69%31 Jul
2014
4%4.2%60%
NatWest
Flexible Offset Variable LTV 80% Direct
Standard4.00%term4%4.2%80%
NatWest
5yr 4.19% Fxd LTV 75% Ex/B Direct
Fixed Rate4.19%31 Jul
2017
4%4.2%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 3.99% Fxd LTV 60% Ex/C Main A/C Direct
Fixed Rate3.99%31 Jul
2017
4%4.2%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
Flexible Offset LTV 75% Ex/B "In Deal" Direct
Standard4.00%term
n/a
4.2%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 4.19% Fxd LTV 75% Direct
Fixed Rate4.19%31 Jul
2017
4%4.3%75%
NatWest
5yr 3.95% Fxd LTV 60% Direct
Fixed Rate3.95%31 Jul
2017
4%4.3%60%
Available for remortgage only.
NatWest
2yr BBR + 3.89% Tracker BTL LTV 75% Direct
Buy To Let4.39%30 Apr
2013
4.5%4.7%75%
This is a buy to let mortgage.
NatWest
2yr 4.89% Fixed BTL LTV 75% Direct
Buy To Let4.89%31 Jul
2014
4.5%4.8%75%
This is a buy to let mortgage.
Post Office
3yr 5.29% Fixed BBR LTV 90%
Fixed Rate5.29%30 Jun
2015
4.49%4.9%90%
Full Results
HSBC
Lifetime BBR + 2.49% LTV 70% Ex/C Prem Direct
Tracker2.99%term2.99%3.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.49% LTV 70% Ex/C Adv Direct
Tracker2.99%term
n/a
3.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.49% LTV 70% Direct
Tracker2.99%term
n/a
3.1%70%
Northern Bank
BBR + 2.49% Tracker LTV 60% Direct
Tracker2.99%term2.99%3.2%60%
HSBC
Lifetime BBR + 2.79% LTV 70% Fee Free Direct
Tracker3.29%term
n/a
3.3%70%
Northern Bank
BBR + 2.69% Tracker LTV 80% Direct
Tracker3.19%term3.19%3.4%80%
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Adv Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Prem Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Direct
Tracker3.29%term
n/a
3.4%80%
Cumberland
Flexi Term 1.30% Discount Offset H/P LTV 75%
Discounted3.19%
n/a
n/a
3.4%75%
Hinckley & Rugby Building Society
 
Lifetime 2.35% Discount Offset LTV 75%
Discounted3.29%
n/a
n/a
3.4%75%
Cumberland
Flexi Term 1.30% Discount Offset R/M LTV 75%
Discounted3.19%
n/a
n/a
3.5%75%
Available for remortgage only.
Coventry Building Society
 
Flexx Term LTV 65%
Standard3.40%term
n/a
3.6%65%
Santander
Flex Offset BBR+2.99% H/P C/B LTV 75% Ex/C Direct
Tracker3.49%term
n/a
3.6%75%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Coventry Building Society
 
Offset Flexx Term 3.45% LTV 65%
Standard3.45%term
n/a
3.6%65%
First Direct
Term BBR + 3.09% Offset LTV 65% Direct
Tracker3.59%term3.59%3.7%65%
First Direct
2yr BBR + 2.79% Offset LTV 65% Direct
Tracker3.29%
24
months
3.69%3.7%65%
First Direct
2yr BBR + 3.09% Offset LTV 65% Direct Fee Free
Tracker3.59%
24
months
3.69%3.7%65%
Nationwide
Flex 5yr BBR+2.79% H/P C/B LTV 70% Ex/B Direct
Tracker3.29%
60
months
3.99%3.7%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Nationwide
Flex 5yr BBR + 2.79% H/P LTV 70% Ex/C Direct
Tracker3.29%
60
months
3.99%3.7%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

Halifax 2yr 4.69% Fixed H/P LTV 75% Intermediary Low Fee

  • The mortgage gives a 3.99 percent final rate.
  • You will get 75 percent max LTV.
  • Get a mortgage interest rate of 4.69% from this 2yr 4.69% Fixed H/P LTV 75% Intermediary Low Fee.
  • The mortgage gives a house purchase minimum loan of £0.

Progressive Building Society 2yr 1.46% Discount R/M LTV 70%

  • You can take advantage of 4.9% mortgage APR.
  • 70% maximum LTV is offered.
  • The mortgage gives a maximum LTV interest only of 70%.
  • Progressive Building Society gives final interest of 4.75 percent.

Yorkshire Bank 2yr 3.49% Fixed LTV 75% Direct Rep Only

  • Remortgage minimum loan of £0 is offered with the mortgage.
  • Right to buy minimum loan of £0 is offered with the mortgage.
  • A 4.9 percent repayment rate is available.
  • A 100% right to buy max LTV is available.

Nationwide Flex 3yr BBR + 3.99% Tracker R/M LTV 85%

  • Shared ownership maximum LTV of 85 percent is offered to customers.
  • Customers have the benefit of 36 months std variable rate term from Nationwide.
  • A minimum period of 0 yrs is offered by Nationwide.
  • Nationwide gives shared ownership minimum loan of £25,000.
  • Nationwide offers remortgage minimum loan of £25,000.
  • This Nationwide Flex 3yr BBR + 3.99% Tracker R/M LTV 85% mortgage has a tie-in time after rate of 0 yrs.

BM Solutions 2yr 4.60% Fixed BBR BTL LTV 75%

  • 75 percent maximum LTV.
  • This mortgage offers a minimum length of 5 years.
  • You get 2yr 4.60 percent fixed BBR BTL loan to value 75 percent product description.
  • Interest rate only rate of 5.3 percent is offered with this mortgage.
  • 5.3 percent mortgage APR is offered with the mortgage.

The Mortgage Works 1yr 4.14% Fixed BTL H/P LTV 75% V + L

  • Limitless maximum number of properties is offered to new customers.
  • 0 percent loading on lender's base rate is offered.
  • £25,001 house purchase minimum loan is offered with this mortgage.
  • Get 5 yrs minimum period from The Mortgage Works.
  • Get house purchase maximum LTV of 75%.
  • New customers get interest only mortgage payment repayment basis from this mortgage.