Yorkshire Mortgages
Full product details for the Yorkshire Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare Yorkshire mortgages details against other mortgages or use our mortgages comparison tables.Did you know Yorkshire also provide savings, home insurance and car insurance? | ||
| Company: | Yorkshire Building Society www.ybs.co.uk | Yorkshire Building Society www.ybs.co.uk | Yorkshire Building Society www.ybs.co.uk |
| Product: | Standard Offset LTV 75% | Flexi 2yr 4.09% Fxd R/M C/B Offset LTV 60% Direct | Flexi 3yr 4.49% Fxd C/B LTV 60% Direct |
| details | details | details | |
| Proceed via this site: |  | | |
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| Application Criteria | |||
 Max LTV House Purchase: | 75% | n/a | 60% |
| Max LTV Remortgage: | 75% | 60% | 60% |
| Max LTV - FTB: | 75% | n/a | 60% |
| RTB - Max LTV Val: | 75% | n/a | 60% |
| Minimum LTV: | 0% | 0% | 0% |
| Max Loan: | £1,000,000 | £1,000,000 | £1,000,000 |
| Min Term: | 2 years | 2 years | 3 years |
| Max Term: | 25 years | 25 years | 25 years |
| Remortgage - Min Loan: | £3,000 | £25,001 | £25,001 |
| House Purchase - Min Loan: | £3,000 | n/a | £25,001 |
| FTB - Min Loan: | £3,000 | n/a | £25,001 |
| RTB - Minimum Loan: | £3,000 | n/a | £25,001 |
| Suitability | |||
| Remortgage: |  | | |
| FTB: | |  | |
| Self Cert Available: | | | |
| Self Employed: | | | |
| RTBs: | | n/a | n/a |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Location Availability: | E,W,S & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | offset | offset | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Min Lump Sum Withdrawal: | £0 | n/a | n/a |
| Fees & Charges | |||
| Application Fee Payable £: | n/a | varies | varies |
| Application Fees Added: | n/a | | |
| Valuation Fee: | 1 | 0 | 0 |
| ERC Calculation: | n/a | 3% | 3% |
| Rates | |||
| Fixed Rate Date/Term: | n/a | 30/09/2011 | 30/09/2012 |
| Initial Rate Payable: | 4.99% | 4.09% | 4.49% |
| Variable rate date: | term | n/a | n/a |
| Final Rate Payable: | 4.99% | 4.99% | 4.99% |
| Final Rate Type: | n/a | vr | vr |
| Rate Guarantee: | | | |
| Interest Rest Period: | daily | daily | daily |
Compare Yorkshire Mortgages
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