The One Account Mortgages
Full product details for the The One Account Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates. Apply online now.
 |  Compare The One Account mortgages details against other mortgages or use our mortgages comparison tables. | ||
| Company: | The One account www.oneaccount.com | The One account www.oneaccount.com | |
| Product: | One Account CAM LTV 75% | One Account CAM LTV 50% | |
| details | details | ||
| Proceed via this site: |  | | |
| | ||
| Application Criteria | |||
 Max LTV House Purchase: | 75% | 50% | |
| Max LTV Remortgage: | 75% | 50% | |
| Max LTV - FTB: | 75% | 50% | |
| Minimum LTV: | 50.01% | 0% | |
| Max Loan: | £0 | £0 | |
| Min Term: | 5 years | 5 years | |
| Max Term: | 52 years | 52 years | |
| Remortgage - Min Loan: | £30,000 | £30,000 | |
| House Purchase - Min Loan: | £30,000 | £30,000 | |
| FTB - Min Loan: | £30,000 | £30,000 | |
| Suitability | |||
| Remortgage: |  | | |
| FTB: | | | |
| Self Cert Available: |  | | |
| Self Employed: | | | |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| Must have Current Account: | | | |
| Must pay Salary to Offset: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | |
| Location Availability: | E,W & S | E,W & S | |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | 0 | 0 | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Statement Frequency: | monthly | monthly | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | cam | cam | |
| Current Account Facility: | | | |
| Savings Account Facility: | | | |
| Offset Third Party Saving: | | | |
| Max in Savings Account: | 100% | 100% | |
| Credit Card Facility: | | | |
| Unsecured Loan Facility: | | | |
| ISA Facility: | | | |
| Max No of Linked Accounts: | 3 | 3 | |
| Debit Card Facility: | | | |
| Overdraft Facility: | | | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Minimum Drawdown £: | £30,000 | £30,000 | |
| Maximum Drawdown £: | Unlimited | Unlimited | |
| Drawdown Time Restriction: | none | none | |
| Fees & Charges | |||
| Valuation Fee: | 1 | 1 | |
| Review Facility Charge: | £0 | £0 | |
| Drawdown Charge £: | £25 | £25 | |
| Rates | |||
| Initial Rate Payable: | 3.75% | 3.65% | |
| Variable Rate Date: | term | term | |
| Final Rate Payable: | 3.75% | 3.65% | |
| Rate Guarantee: | | | |
| Gross or Net Repayment: | net | net | |
| Interest Rest Period: | daily | daily | |
Compare The One Account Mortgages
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
