from 176 ratings
176 customers rated their Santander mortgages as 3.9 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Your home may be repossessed if you do not keep up repayments on your mortgage.

Santander 2 Year BBR+1.44% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.94% tracker
for 24 months
4.74%4.4% APR
Santander 2 Year BBR+1.44% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.94% tracker
for 24 months
4.74%4.3% APR
Available for remortgage only.
Santander 2 Year BBR+1.44% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.94% tracker
for 24 months
4.74%4.3% APR
Available for remortgage only.
Santander 2 Year BBR+1.49% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%1.99% tracker
for 24 months
4.74%4.4% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.
Santander 2 Year BBR+1.54% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.3% APR
Available for remortgage only.
Santander 2 Year BBR+1.54% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.3% APR
Available for remortgage only.
Santander 2 Year BBR+1.54% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year BBR+1.54% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.3% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+1.54% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.3% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+1.54% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.04% tracker
for 24 months
4.74%4.4% APR
Santander 2 Year 2.15% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.15% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.15% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year 2.15% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available via brokers only.
Santander 2 Year 2.15% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage and via brokers only.
Santander 2 Year 2.15% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.15% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage and via brokers only.
Santander 2 Year 2.25% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.25% fixed
until 02 Jan 2017
4.74%4.4% APR
Santander 2 Year 2.25% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.25% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 2.25% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.25% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 2.30% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year 2.30% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.30% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.30% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.5% APR
Available via brokers only.
Santander 2 Year 2.30% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage and via brokers only.
Santander 2 Year 2.30% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.3% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage and via brokers only.
Santander 2 Year 2.39% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.39% fixed
until 02 Jan 2017
4.74%4.5% APR
Santander 2 Year 2.39% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.39% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 2.39% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.39% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 2.45% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.45% buy to let
for 24 months
4.74%4.7% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year 2.45% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.45% buy to let
for 24 months
4.74%4.7% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 2 Year BBR+2.04% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.5% APR
Santander 2 Year BBR+2.04% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.5% APR
Available for remortgage only.
Santander 2 Year BBR+2.04% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.5% APR
Available for remortgage only.
Santander 2 Year BBR+2.04% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year BBR+2.04% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+2.04% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.54% tracker
for 24 months
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.55% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.55% fixed
until 02 Jan 2017
4.74%4.6% APR
Santander 2 Year 2.55% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.55% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for remortgage only.
Santander 2 Year 2.55% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.55% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for remortgage only.
Santander 2 Year 2.59% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.59% buy to let
for 24 months
4.74%4.9% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year 2.59% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.59% buy to let
for 24 months
4.74%5.0% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 2 Year 2.59% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year 2.59% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% fixed
until 02 Jan 2017
4.74%4.5% APR
Available via brokers only.
Santander 2 Year 2.64% Fixed + Cashback Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.64% fixed
until 02 Jan 2017
4.74%4.5% APR
Santander 2 Year 2.64% Fixed Remortgage + Cashback Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.64% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for remortgage only.
Santander 2 Year 2.64% Fixed Remortgage Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.64% fixed
until 02 Jan 2017
4.74%4.5% APR
Available for remortgage only.
Santander 3 Year 2.69% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.69% fixed
until 02 Jan 2018
4.74%4.4% APR
Santander 3 Year 2.69% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.69% fixed
until 02 Jan 2018
4.74%4.3% APR
Available for remortgage only.
Santander 3 Year 2.69% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.69% fixed
until 02 Jan 2018
4.74%4.3% APR
Available for remortgage only.
Santander Term BBR+2.19%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.69% tracker
-2.8% APR
Santander 2 Year 2.79% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.79% buy to let
for 24 months
4.74%4.7% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year 2.79% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%2.79% buy to let
for 24 months
4.74%4.7% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 2 Year 2.79% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.79% fixed
until 02 Jan 2017
4.74%4.5% APR
Santander 2 Year 2.79% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.79% fixed
until 02 Jan 2017
4.74%4.2% APR
Available for remortgage only.
Santander 2 Year 2.79% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.79% fixed
until 02 Jan 2017
4.74%4.2% APR
Available for remortgage only.
Santander 2 Year 2.79% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 02 Jan 2017
4.74%4.6% APR
Santander 2 Year 2.79% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for remortgage only.
Santander 2 Year 2.79% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for remortgage only.
Santander Term BBR+2.29% Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.79% tracker
-2.7% APR
Santander 2 Year 2.79% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.79% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+2.44% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.6% APR
Santander 2 Year BBR+2.44% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.6% APR
Available for remortgage only.
Santander 2 Year BBR+2.44% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.6% APR
Available for remortgage only.
Santander 2 Year BBR+2.44% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year BBR+2.44% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+2.44% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.94% tracker
for 24 months
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.95% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.95% buy to let
for 24 months
4.74%4.6% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year 2.95% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.95% buy to let
for 24 months
4.74%4.9% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 2 Year BBR+2.49% Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.99% buy to let
for 24 months
4.74%4.7% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year BBR+2.49% Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.99% buy to let
for 24 months
4.74%4.5% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 5 Year 2.99% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.0% APR
Available for remortgage and via brokers only.
Santander 5 Year 2.99% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.0% APR
Available for remortgage and via brokers only.
Santander 5 Year 2.99% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.0% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 5 Year 2.99% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.1% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 2.99% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.1% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 2.99% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.99% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 2 Year 2.99% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.99% fixed
until 02 Jan 2017
4.74%4.6% APR
Available via brokers only.
Santander 5 Year 2.99% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.99% fixed
until 02 Jan 2020
4.74%4.3% APR
Available via brokers only.
Santander 3 Year 3.04% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.04% fixed
until 02 Jan 2018
4.74%4.6% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.
Santander 2 Year 3.09% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2017
4.74%4.6% APR
Santander 2 Year 3.09% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 3.09% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2017
4.74%4.4% APR
Available for remortgage only.
Santander 3 Year 3.09% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2018
4.74%4.6% APR
Santander 3 Year 3.09% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2018
4.74%4.5% APR
Available for remortgage only.
Santander 3 Year 3.09% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.09% fixed
until 02 Jan 2018
4.74%4.5% APR
Available for remortgage only.
Santander Flexible Offset BBR+2.69%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.19% tracker
-3.3% APR
Santander 2 Year 3.19% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.19% fixed
until 02 Jan 2017
4.74%4.6% APR
Santander 2 Year 3.19% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.19% fixed
until 02 Jan 2017
4.74%4.7% APR
Available for remortgage only.
Santander 2 Year 3.19% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.19% fixed
until 02 Jan 2017
4.74%4.7% APR
Available for remortgage only.
Santander 2 Year 3.19% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.19% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year 3.19% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.19% fixed
until 02 Jan 2017
4.74%4.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+2.74% Help2Buy Eq loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.24% tracker
for 24 months
4.74%4.6% APR
Available via brokers only.
Santander 2 Year 3.24%Fixed + Cashback Help2Buy Eq loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.24% fixed
until 02 Jan 2017
4.74%4.6% APR
Available via brokers only.
Santander 5 Year 3.29% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.29% fixed
until 02 Jan 2020
4.74%4.4% APR
Santander 5 Year 3.29% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.29% fixed
until 02 Jan 2020
4.74%4.2% APR
Available for remortgage only.
Santander 5 Year 3.29% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.29% fixed
until 02 Jan 2020
4.74%4.2% APR
Available for remortgage only.
Santander 2 Year 3.34% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.34% buy to let
for 24 months
4.74%4.6% APR
This is a buy to let mortgage. Available via brokers only.
Santander 2 Year 3.34% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.34% buy to let
for 24 months
4.74%4.9% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 5 Year 3.49% Fixed + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.49% fixed
until 02 Jan 2020
4.74%4.4% APR
Santander 5 Year 3.49% Fixed Remortgage + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.49% fixed
until 02 Jan 2020
4.74%4.2% APR
Available for remortgage only.
Santander 5 Year 3.49% Fixed Remortgage No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.49% fixed
until 02 Jan 2020
4.74%4.2% APR
Available for remortgage only.
Santander 5 Year 3.54% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.54% fixed
until 02 Jan 2020
4.74%4.5% APR
Available via brokers only.
Santander 5 Year 3.54% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.54% fixed
until 02 Jan 2020
4.74%4.3% APR
Available for remortgage and via brokers only.
Santander 5 Year 3.54% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.54% fixed
until 02 Jan 2020
4.74%4.3% APR
Available for remortgage and via brokers only.
Santander 5 Year 3.64%Fixed + Cashback Help2Buy Eq Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available via brokers only.
Santander 5 Year 3.64% Fixed + Cashback Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Santander 5 Year 3.64% Fixed Remortgage + Cashback Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for remortgage only.
Santander 5 Year 3.64% Fixed Remortgage Large Loan
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for remortgage only.
Santander 5 Year 3.64% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 5 Year 3.64% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 3.64% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 3.64% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.5% APR
Santander 5 Year 3.64% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for remortgage only.
Santander 5 Year 3.64% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.64% fixed
until 02 Jan 2020
4.74%4.4% APR
Available for remortgage only.
Santander 2 Year 3.79% Fixed No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.79% fixed
until 02 Jan 2017
4.74%4.7% APR
Santander 2 Year 3.79% Fixed Remortgage + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.79% fixed
until 02 Jan 2017
4.74%4.7% APR
Available for remortgage only.
Santander 2 Year 3.79% Fixed Remortgage No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%3.79% fixed
until 02 Jan 2017
4.74%4.7% APR
Available for remortgage only.
Santander 5 Year 3.79% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.79% fixed
until 02 Jan 2020
4.74%4.5% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.
Santander 5 Year 3.85% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.6% APR
Santander 5 Year 3.85% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.6% APR
Available for remortgage only.
Santander 5 Year 3.85% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.6% APR
Available for remortgage only.
Santander 5 Year 3.85% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 5 Year 3.85% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 3.85% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%3.85% fixed
until 02 Jan 2020
4.74%4.5% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 4.04% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%4.04% buy to let
for 60 months
4.74%4.8% APR
This is a buy to let mortgage. Available via brokers only.
Santander 5 Year 4.04% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%4.04% buy to let
for 60 months
4.74%5.8% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 5 Year 4.34% Fixed Buy To Let + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%4.34% buy to let
for 60 months
4.74%4.9% APR
This is a buy to let mortgage. Available via brokers only.
Santander 5 Year 4.34% Fixed Buy To Let Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%4.34% buy to let
for 60 months
4.74%6.0% APR
This is a buy to let mortgage. Available for remortgage and via brokers only.
Santander 5 Year 4.44% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.7% APR
Santander 5 Year 4.44% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.8% APR
Available for remortgage only.
Santander 5 Year 4.44% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.8% APR
Available for remortgage only.
Santander 5 Year 4.44% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.8% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Santander 5 Year 4.44% Fixed Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.8% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 5 Year 4.44% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%4.44% fixed
until 02 Jan 2020
4.74%4.8% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
Santander 2 Year BBR+3.99% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
90%4.49% tracker
for 24 months
4.74%4.8% APR
Santander 2 Year 4.54% Fixed + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
90%4.54% fixed
until 02 Jan 2017
4.74%4.8% APR
Santander 3 Year 4.69% Fixed + Cashback NewBuy
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%4.69% fixed
until 02 Jan 2018
4.74%4.9% APR
Available via brokers and as part of the NewBuy scheme.
Santander 5 Year 4.79% Fixed + Cashback NewBuy
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%4.79% fixed
until 02 Jan 2020
4.74%4.8% APR
Available via brokers and as part of the NewBuy scheme.
Santander 3 Year 4.89% Fixed + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
90%4.89% fixed
until 02 Jan 2018
4.74%4.9% APR
Available for first time buyers only.
Santander 5 Year 4.99% Fixed + Cashback No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
90%4.99% fixed
until 02 Jan 2020
4.74%5.0% APR
Santander 7 Year 5.19% Fixed + Cashback NewBuy
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%5.19% fixed
until 02 Jan 2022
4.74%5.1% APR
Available via brokers and as part of the NewBuy scheme.
Santander 2 Year BBR+4.74% + Cashback Help2Buy Mtg Gtee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%5.24% tracker
for 24 months
4.74%5.0% APR
Santander 2 Year 5.49% Fixed + Cashback Help2Buy Mtg Gtee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%5.49% fixed
until 02 Jan 2017
4.74%5.0% APR
Santander 5 Year 5.49% Fixed + Cashback Help2Buy Mtg Gtee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
95%5.49% fixed
until 02 Jan 2020
4.74%5.2% APR

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Other Santander Products

Reviews related to Mortgages

Good fixed rates
No negatives so far
Recommended by Stoopid

Santander look at all circumstances for individuals looking for a mortgage, Not just what is in black and white.

Simple enrolment process
Mortgage statements could be more frequent
Recommended by nikki666

Really pleased with mortgage provider.

Made the re mortgage process so simple and effortless.

Plus if have a 123 bank account you earn money back for having a Santander mortgage!

My opinion is neutral
Interest rates not openly accessible

Neutral. I don't feel they really have competitive rates. They're not that fair and flexible as they don't list their interest rates on their website you have to call to inquire about their rates. Didn't move as I have a small shared-ownership mortgage and didn't feel the hassle was worth my effort although I was told of much better offers elsewhere.

low rates
can not pay on any day of month
Recommended by rozmt1

We got a good interest rate, helpful staff with any queries I have, but can not pay on any day in month has to be arranged and stuck to, which could when prev with bank of Ireland and could pay any amount too.

Good value and plenty of packages to choose from
Recommended by captain70

Quick and easy to get the mortgage and have just renewed with no extra charges, have also found Santander to be a very useful bank where I don't get hit with lots of payments and charges, especially compared to other UK banks

Recommended by gillkin

In this time of uncertainty, I was very happy when Santander offered me this mortgage at the end of my previous deal. As I was already a mortgage holder, this was extremely easy to organise and the whole thing was sorted within a week.

Good customer service so far in my experience
Higher LTV's may ne available elsewhere if you have a decent deposit
Recommended by zoheba

Good rates but you may require a decent deposit. One thing they haven't got though, Which I'd like to see is mortgage status/details on the online banking site as I currently just get an annual statement so access to information could be improved in this regard.

Good staff
Recommended by Sunita81

We've never had any problems since they took over our mortgage from Alliance and Leicester. The staff are friendly and helpful..

it seems fair
horrid to get in touch with
Recommended by lindakm22

it was Abbey but when the bank crisis happened it ended up as Santander! it seems no better or worse than others

by spacey, 18 Jun 2013
Recommended by spacey

Originally taken out with Abbey we have renewed with Santander after a great renewal offer. Since then we have reviewed our current payments with others and have opted to stay as they offer us a good rate that can not be beaten for our options