We use cookies so you have the best possible experience on our website. If you would like to know more, please read our Cookie Policy.

Close

Good4(298 ratings)

Read all reviews
Reviewed by: Arsey1

I had a mortgage with Abbey (or Santander as they are now) for over 15 years and could not fault them. The...

Read more

Does Santander provide your mortgage?

Tell us what you think of them because it will help others.

Compare Santander Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Santander 2 year fixed cashback remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
1.23% fixed until 2nd January 2019
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.8% APR
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- £250 lump sum, before 2nd November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Santander 5 year fixed remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
2.09% fixed until 2nd January 2022
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.1% APR
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£995 with an option to add to the loan
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- £200 lump sum, before 2nd January 2022

Other fees may apply.

More information on this mortgageLess information on this mortgage
Santander term tracker
0800 028 6062
Maximum LTV
75%
Initial rate
2.14% base rate tracker for mortgage term
Subsequent rate (SVR)
-
Overall cost for comparison
2.2% APR
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£995 with an option to add to the loan
 
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Other fees may apply
More information on this mortgageLess information on this mortgage
Santander 10 year fixed
0800 028 6062
Maximum LTV
60%
Initial rate
2.59% fixed until 2nd January 2027
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
2.8% APR
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 6% of the outstanding balance, before 2nd January 2027

Other fees may apply.

More information on this mortgageLess information on this mortgage
Santander 2 year tracker remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
1.44% base rate tracker for 2 years
Subsequent rate (SVR)
4.49% variable
Overall cost for comparison
3.8% APR
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£995 with an option to add to the loan
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- £200 lump sum, before 2nd November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.23% APRC representative

Initial rate

2.64% fixed for 2 years(24 instalments of £788.35pm)

Subsequent rate (SVR)

4.41% variable for the remaining 23 years
(276 instalments of £922.40pm)

Fees

£859

Total amount payable

£274,362.35

Santander mortgages reviews

sorted by:

Most helpful

  • Most helpful
  • Latest
  • Highest rating
  • Lowest rating

Does Santander provide your mortgage?

Tell us what you think of them because it will help others.

22/11/14

Recommended

Santander mortgage review

I had a mortgage with Abbey (or Santander as they are now) for over 15 years and could not fault them.

They have always been competitive with rates and suitability of products and customer service has been good, probably because they well know like the others that this is where they make their money.

I currently have no reason to change especially as I get cash back by having their current account and paying my mortgage through this.

Competitive rates and range of products

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22/11/14

Extra borrowing is a bit of a hassle

I was taken over to Santander from Alliance and Leicester and when I rang about possibly increasing my borrowing it was really complicated as I had to be dealt with as separate mortgage as it was previously an Alliance and Leicester and not one of their own mortgages it got too difficult so I told them to forget it.

It also took ages to get through to someone to actually speak to as the short call centre opening hours coincide when I am also at work.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Santander mortgages

I came across hard times and Santander we very helpful in changing my mortgage over to an interest only mortgage while I got back on track. Not many places would offer me a mortgage with my situation but this company did and I am eternally grateful as I could have lost my family home without their help.

My only criticism that I have is that the mortgages were only dealt with over the phone and not with staff in a local branch. I would always prefer to deal with people face to face in person if that is an option.

Friendly & flexible

Mortgages were only dealt with over phone but I would prefer to be see

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

25/11/14

Recommended

A great company to have a mortgage with

We re-mortgaged a few years and spent a long time looking around for the best deal for us. Santander gave us a great service for a fantastic price. We were kept well informed at every stage and the company was easy to get hold of when we had any questions. We were assigned our own mortgage broker who gave us his direct line to contact at any time. We have no complaints about the service, the product or the company.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Recommended

Easy straightforward & recommended

It was very straightforward and the customer service was great. I found it confusing to start with but they were very helpful.

Just go into a branch and they will sort you out. The paperwork is clear and you can even ring to talk through sections you are unsure about, this was very helpful and reassuring when filling in such important information.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Santander provide your mortgage?

Tell us what you think of them because it will help others.