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Good4(300 ratings)

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Reviewed by: katielovese

We re-mortgaged a few years and spent a long time looking around for the best deal for us. Santander gave us a...

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Does Santander provide your mortgage?

Tell us what you think of them because it will help others.

Compare Santander Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

Santander 2 year tracker
0800 028 6062
Maximum LTV
60%
Initial rate
1.39% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APR
Santander 2 year tracker remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
1.39% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APR
If you leave the mortgage before 2nd March 2018 you will pay an early repayment charge.
Santander 2 year tracker cashback remortgage
Maximum LTV
60%
Initial rate
1.39% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APR
If you leave the mortgage before 2nd March 2018 you will pay an early repayment charge.
Santander 2 year tracker
0800 028 6062
Maximum LTV
75%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
Santander 2 year tracker cashback remortgage
0800 028 6062
Maximum LTV
75%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
If you leave the mortgage before 2nd March 2018 you will pay an early repayment charge.
Santander 2 year tracker remortgage
0800 028 6062
Maximum LTV
75%
Initial rate
1.49% base rate tracker for 2 years
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
If you leave the mortgage before 2nd March 2018 you will pay an early repayment charge.
Santander 2 year fixed
0800 028 6062
Maximum LTV
60%
Initial rate
1.59% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed cashback remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
1.59% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
If you leave the mortgage before 2nd March 2018 you will pay an early repayment charge.
Santander 2 year fixed remortgage
0800 028 6062
Maximum LTV
60%
Initial rate
1.59% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.3% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed cashback remortgage
Maximum LTV
75%
Initial rate
1.64% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.4% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Available via brokers only.
Santander 2 year fixed remortgage
Maximum LTV
75%
Initial rate
1.64% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.4% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Available via brokers only.
Santander 2 year fixed
Maximum LTV
75%
Initial rate
1.64% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.4% APR
Available via brokers only.
Santander 2 year fixed
Maximum LTV
75%
Initial rate
1.74% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.4% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed
Maximum LTV
75%
Initial rate
1.74% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.4% APR
Available via brokers only.
Santander 2 year fixed cashback remortgage
Maximum LTV
75%
Initial rate
1.74% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed remortgage
Maximum LTV
75%
Initial rate
1.74% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.2% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed
Maximum LTV
60%
Initial rate
1.79% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.1% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed cashback remortgage
Maximum LTV
60%
Initial rate
1.79% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.1% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 2 year fixed remortgage
Maximum LTV
60%
Initial rate
1.79% fixed until 2nd May 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.1% APR
If you leave the mortgage before 2nd May 2018 you will pay an early repayment charge.
Santander 30 month fixed
Maximum LTV
75%
Initial rate
1.84% fixed until 2nd November 2018
Subsequent rate (SVR)
4.74% variable
Overall cost for comparison
4.5% APR
If you leave the mortgage before 2nd November 2018 you will pay an early repayment charge.
Available via brokers only.

Santander mortgages reviews

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Does Santander provide your mortgage?

Tell us what you think of them because it will help others.

25 Nov 2014

Recommended

A great company to have a mortgage with

We re-mortgaged a few years and spent a long time looking around for the best deal for us. Santander gave us a great service for a fantastic price. We were informed at every stage and the company was easy to get hold of when we had any questions. We were assigned our own mortgage broker who gave is his line to contact at any time. We have no complaints about the service, the product or the company

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24 Nov 2014

Recommended

Easy straightforward & recommended.

It was very straightforward and the customer service was great. I found it confusing to start with but they were very helpful. Just go into branch and they will sort you out. The paperwork is clear and you can even ring to talk through sections you are unsure about, this was very helpful and reassuring when filling in such important information.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22 Nov 2014

Recommended

Santander Mortgage

I have had my mortgage with Santander for 20 years, since the days of the Abbey National. I have never had to reason to contact the company at all as their correspondence with me has always been regular and accurate. I am always advised immediately of any change in interest rate and my year end statements are always on time. Clear and concise breakdown of statement makes it easy to understand.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

16 Dec 2014

Recommended

Santander Mortgages

They were very helpful on the phone as I was sorting this mortgage. They organised it all within 6 weeks and made the process very smooth despite issues with my solicitors and buyers at the time. They have an easy to understand mortgage statement and have been excellent on the phone when I have asked about changing to a tracker rate or re-applying for the mortgage. They answer their phones promptly and are easy to understand. I also have a very good rate for my mortgage which has made it very affordable over the years.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

9 Dec 2014

Recommended

Portability and flexibility

Over-payments create a borrow-back amount. Our mortgage has an extremely low interest rate. The mortgaged property has been let for a number of years without having to convert the mortgage. Permission costs £99 pa. Initial setup charges were waived, but this option is not necessarily available now. Telephone contact make changes easy to manage and our statements tell us both our borrow-back amount and the amount of interest we have saved by overpaying

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22 Nov 2014

Recommended

Santander Mortgage Review

Had a mortgage with Abbey (or Santander as they are now) for over 15 years and could not fault them. Always been competitive with rates and suitability of products and customer service has been good, probably because they well know like the others that this is where they make their money. Currently no reason to change especially as I get cash back by having their current account and paying my mortgage through this.

competitive rates and range of products

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22 Nov 2014

Extra borrowing a bit of a hassle

Taken over by Santander from Alliance and Leicester and when rang about possibly increasing borrowing was really complicated as have to be dealt with as separate mortgage as prev Alliance and Leicester and not one of their own mortgages - told them to forget it. Also took ages to get tnrough to someone to actually speak to as short opening hours which were when I was also at work.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22 Nov 2014

Recommended

Average customer service

I found the product online, after many searches and comparisons, I decided this was one worth exploring. Very average customer service, not very helpful, I had to prompt them along the conversation! Many phone calls and reminders. Application was quite straightforward, and their paperwork and documents were all sent in a timely manner. I would recommend them, if you have the patience to deal with call centres every day! They dont pester you with after sales, which is an important factor to me - Ive left banks who are overbearing.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24 Nov 2014

My review on Santander Morgages.

I found getting a mortgage with Santander quiet difficult as many hurdles arised when applying for it. I would tell someone who was applying to Santander that they shouldn't be in a rush as Santander will take a while compared to other mortgage companies, according to our mortgage broker. I didn't deal with the customer service personally but I hear that some of the workers went out of their way to help, whereas others just passed the buck.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

21 Nov 2014

Recommended

Santander mortgage

easy to apply for ...discussed options and types of mortgage fully ....when we changed our mortgage to Santander you saw someone in branch which was preferable for us ...all option where described and full expenditure / costs outlined....the right deals for us found and settled quickly and easily far less painful than imagined .... staff friendly and ready to answer even the silliest question. after the fixed term options where again discussed and a new term agreed as they again offered the best deal

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Santander provide your mortgage?

Tell us what you think of them because it will help others.