Northern Rock Mortgages
Full product details for the Northern Rock Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare Northern Rock mortgages details against other mortgages or use our mortgages comparison tables.Did you know Northern Rock also provide savings and home insurance? | ||
| Company: | Northern Rock www.northernrock.co.uk | Northern Rock www.northernrock.co.uk | Northern Rock www.northernrock.co.uk |
| Product: | Flexi 5yr 6.29% Fixed R/M LTV 75% No Fee | Flexi 2yr 6.59% Fixed H/P LTV 85% | Flexi 2yr 4.99% Fixed R/M LTV 75% No Fee |
| details | details | details | |
| Proceed via this site: |  | | |
| | | |
| Application Criteria | |||
 Max LTV House Purchase: | n/a | 85% | n/a |
| Max LTV Remortgage: | 75% | n/a | 75% |
| Max LTV - FTB: | n/a | 85% | n/a |
| RTB - Max LTV Val: | n/a | 85% | n/a |
| RTB - Max LTV P/P: | n/a | 100% | n/a |
| Minimum LTV: | 65.01% | 75.01% | 65.01% |
| Max Loan: | £1,000,000 | £1,000,000 | £1,000,000 |
| Min Term: | 7 years | 7 years | 7 years |
| Max Term: | 35 years | 35 years | 35 years |
| Remortgage - Min Loan: | £0 | n/a | £0 |
| House Purchase - Min Loan: | n/a | £0 | n/a |
| FTB - Min Loan: | n/a | £0 | n/a |
| RTB - Minimum Loan: | n/a | £0 | n/a |
| Suitability | |||
| Remortgage: |  |  | |
| FTB: | | | |
| Self Cert Available: | | | |
| Self Employed: | | | |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Additional Information: | fast track | n/a | fast track |
| Location Availability: | E,W,S & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | | | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Fees & Charges | |||
| Application Fee Payable £: | n/a | £995 | n/a |
| Application Fees Added: | n/a | | n/a |
| Valuation Fee: | 0 | 1 | 0 |
| Proc Fee: | £0.35 | £0.35 | £0.35 |
| ERC Calculation: | 4% | 4% | 4% |
| Rates | |||
| Fixed Rate Date/Term: | 01/09/2014 | 01/09/2011 | 01/09/2011 |
| Initial Rate Payable: | 6.29% | 6.59% | 4.99% |
| Final Rate Payable: | 4.79% | 4.79% | 4.79% |
| Final Rate Type: | vr | vr | vr |
| Rate Guarantee: | | | |
| Interest Rest Period: | daily | daily | daily |
Compare Northern Rock Mortgages
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.
Our mortgage data is supplied by Defaqto and updated daily.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
