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Excellent4.2(318 ratings)

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Reviewed by: emmacav60

Good customer service, Competitive rates and able to overpay by up to 10%. They sent us a welcome pack of hous...

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Does Nationwide provide your mortgage?

Tell us what you think of them because it will help others.

Compare Nationwide Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Nationwide 5 year fixed
Maximum LTV
60%
Initial rate
1.99% fixed for 5 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the outstanding balance, in the first year
- 4% of the outstanding balance, in the second year
- 3% of the outstanding balance, in the third year
- 2% of the outstanding balance, in the fourth year
- 1% of the outstanding balance, in the fifth year

Other fees may apply.

More information on this mortgageLess information on this mortgage
Nationwide 10 year fixed
Maximum LTV
60%
Initial rate
2.69% fixed for 10 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.1% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 7% of the outstanding balance, in the first four years
- 6% of the outstanding balance, in the fifth year
- 5% of the outstanding balance, in the sixth year
- 4% of the outstanding balance, in the seventh year
- 3% of the outstanding balance, in the eighth year
- 2% of the outstanding balance, in the ninth year
- 1% of the outstanding balance, in the tenth year

Other fees may apply.

More information on this mortgageLess information on this mortgage
Nationwide 2 year fixed
Maximum LTV
60%
Initial rate
1.49% fixed for 2 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.4% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the outstanding balance, in the first year
- 1% of the outstanding balance, in the second year

Other fees may apply.

More information on this mortgageLess information on this mortgage
Nationwide 5 year fixed cashback mortgage for existing borrowers
Maximum LTV
95%
Initial rate
4.49% fixed for 5 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
4.2% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the outstanding balance, in the first year
- 4% of the outstanding balance, in the second year
- 3% of the outstanding balance, in the third year
- 2% of the outstanding balance, in the fourth year
- 1% of the outstanding balance, in the fifth year

Other fees may apply.

More information on this mortgageLess information on this mortgage

Everything above these results is featured

Nationwide 10 year fixed cashback mortgage for existing borrowers
Maximum LTV
60%
Initial rate
2.59% fixed for 10 years
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.1% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
£999 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 7% of the outstanding balance, in the first four years
- 6% of the outstanding balance, in the fifth year
- 5% of the outstanding balance, in the sixth year
- 4% of the outstanding balance, in the seventh year
- 3% of the outstanding balance, in the eighth year
- 2% of the outstanding balance, in the ninth year
- 1% of the outstanding balance, in the tenth year

Other fees may apply.

More information on this mortgageLess information on this mortgage
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

3.92% APRC representative

Initial rate

2.34% fixed for 2 years(24 instalments of £747.05pm)

Subsequent rate (SVR)

4.16% variable for the remaining 23 years
(276 instalments of £900.41pm)

Fees

£549

Total amount payable

£266,992.19

Nationwide Building Society mortgages reviews

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Most helpful

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  • Latest
  • Highest rating
  • Lowest rating

Does Nationwide provide your mortgage?

Tell us what you think of them because it will help others.

10/12/14

Recommended

First time buyer mortgage

Good customer service, Competitive rates and able to overpay by up to 10%. They sent us a welcome pack of household products but omitted my name and only sent it to my husband. Slightly sexist in this day and age. We had good communication regarding the cost of the first payment as this was slightly more than the standard mortgage payment for us will be.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10/12/14

Recommended

Nationwide Mortgage

My mortgage was automatically taken over by Nationwide when they took over my previous mortgage provider so I did not have to apply for the mortgage. The mortgage is a repayment mortgage and was on a fixed rate. When the rate expired the Nationwide wrote to tell me and suggested I look at taking out another fixed rate. However as the base rate was so low I decided not to contact them and to pay the standard variable rate. I have never had to contact the Nationwide and therefore can not comment on their customer service.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Easy to arrange mortgages with helpful staff

Helpful and easy to understand. The staff in the branches were well informed and pleasant to talk to. The products on offer were good and available to new and existing clients. It was easy to arrange a meeting to discuss the mortgage and often you did not need to make an appointment.bthe main drawback was that the products available were limited to those supplied by Nationwide itself.

Large selection of products

Limited to products sold by nationwide

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Nationwide Mortgage

Great customer service, very helpful staff and good product range. Staff explained the different mortgages and let us decide the best one for us. We didn't feel pressured into buying a product and when we asked questions the staff were very knowledgable in their answers. We were given plenty of leaflets on the different products highlighting whether it was a fixed, or variable mortgage and the pros and cons of both.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Lifetime tracker

I've had this deal for over 7 years now, and was the best move I ever made and I can even make overpayments. I intend to keep this mortgage to the end of term, as an independant financial advisor (from the money saving expert website) can't find me a better deal. I can't wait to see my mortgage statement at the end of the year. No complaints about Nationwide, they have been great so far. I have no intention of moving my product, in fact I may switch bank account to them.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Nationwide provide your mortgage?

Tell us what you think of them because it will help others.