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Excellent4.1(47 ratings)

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Reviewed by: sandra_64

I have had this mortgage since before the crash so it is now 2.5%. It goes up with the Bank of England base ra...

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Does Lloyds Bank provide your mortgage?

Tell us what you think of them because it will help others.

Compare Lloyds Bank Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Lloyds Bank 2 year fixed for existing borrowers
Maximum LTV
120%
Initial rate
3.44% fixed until 30th November 2018
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.9% APRC
Available via telephone only.
Fees
Application fee
No fee
Arrangement fee
£995 with an option to add to the loan
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th November 2017
- then 2% of the amount paid, until 30th November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Lloyds Bank 4 year fixed for existing borrowers
Maximum LTV
120%
Initial rate
4.44% fixed until 31st January 2021
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
4.1% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 4% of the amount paid, before 31st January 2018
- then 3% of the amount paid, until 31st January 2020
- then 2% of the amount paid, until 31st January 2021

Other fees may apply.

More information on this mortgageLess information on this mortgage
Lloyds Bank 5 year fixed for people with an existing current account
Maximum LTV
60%
Initial rate
2.24% fixed until 30th November 2021
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.1% APRC
Fees
Application fee
No fee
Arrangement fee
£995 with an option to add to the loan
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 30th November 2017
- then 4% of the amount paid, until 30th November 2018
- then 3% of the amount paid, until 30th November 2020
- then 2% of the amount paid, until 30th November 2021

Other fees may apply.

More information on this mortgageLess information on this mortgage
Lloyds Bank 2 year fixed remortgage for people with an existing current account
Maximum LTV
60%
Initial rate
1.79% fixed until 30th November 2018
Subsequent rate (SVR)
3.74% variable
Overall cost for comparison
3.4% APRC
Fees
Application fee
No fee
Arrangement fee
£995 with an option to add to the loan
Booking fee
No fee
Completion fee
No fee
Product fee
£995 with an option to add to the loan
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 3% of the amount paid, before 30th November 2017
- then 2% of the amount paid, until 30th November 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Lloyds Bank 4 year fixed for existing borrowers
Maximum LTV
120%
Initial rate
5.04% fixed until 31 Jan 2021
Subsequent rate (SVR)
4.59% variable
Overall cost for comparison
4.9% APRC
This is a buy to let mortgage.
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 5% of the amount paid, before 31st January 2018
- then 4% of the amount paid, until 31st January 2019
- then 3% of the amount paid, until 31st January 2021

Other fees may apply.

More information on this mortgageLess information on this mortgage
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.28% APRC representative

Initial rate

2.64% fixed for 2 years(24 instalments of £788.35pm)

Subsequent rate (SVR)

4.47% variable for the remaining 23 years
(276 instalments of £927.72pm)

Fees

£861

Total amount payable

£275,832.52

Lloyds Bank mortgages reviews

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  • Latest
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  • Lowest rating

Does Lloyds Bank provide your mortgage?

Tell us what you think of them because it will help others.

15/10/14

Recommended

Lloyds Mortgage

I have had this mortgage since before the crash so it is now 2.5%. It goes up with the Bank of England base rate. It is very competitive. It is inflexible as it cannot be moved to a new property. It also cannot have any name added. I also cannot add to it without increasing to the new rate of 3.99%. It is very inconvenient so I have had to look at other banks.

Value

Inflexible

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

05/11/14

Recommended

Review Lloyds Bank Mortgages

Generally services okay. There have been occassions when I've felt it could have been better. Often not suggesting better options on what to do with monies banked or on one occassion not passing information on to one of their advisors who manage particular accounts, one of which I held, therefore I did not received the service which came with having that account.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

20/07/13

Recommended

Lloyds TSB Mortgage

Probably not the best deal but it suits me for the time being.

Good mortgage rates

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

20/07/13

Lloyds 2 year fixed mortgage

Standard 2 year fixed mortgage

Low rate at time

High penalty for early redemption

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

28/06/13

Lloyds tsb tracker mortage

Super cheap because of the low interest rates.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Lloyds Bank provide your mortgage?

Tell us what you think of them because it will help others.