Intelligent Finance Mortgages
Full product details for the Intelligent Finance Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare Intelligent Finance mortgages details against other mortgages or use our mortgages comparison tables.Did you know Intelligent Finance also provide savings and current accounts? | ||
| Company: | Intelligent Finance www.if.com | Intelligent Finance www.if.com | Intelligent Finance www.if.com |
| Product: | 3yr 4.89% Fixed Offset LTV 75% Ex/C | 3yr 5.19% Fixed Offset LTV 95% Ex/C | 3yr 4.89% Fixed Offset LTV 75% Ex/C Large Loan |
| details | details | details | |
| Proceed via this site: |  | | |
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| Application Criteria | |||
 Max LTV House Purchase: | 75% | 95% | 75% |
| Minimum LTV: | 0% | 75.01% | 0% |
| Max Loan: | £500,000 | £500,000 | £5,000,000 |
| Min Term: | 5 years | 5 years | 5 years |
| Max Term: | 47 years | 47 years | 47 years |
| House Purchase - Min Loan: | £25,001 | £25,001 | £500,001 |
| Suitability | |||
| Remortgage: |  | | |
| FTB: | | | |
| Self Cert Available: | | | |
| Self Employed: |  | | |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| Must have Current Account: | n/a | | n/a |
| Must pay Salary to Offset: | n/a | | n/a |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Location Availability: | E,W,S & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | 0 | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Statement Frequency: | n/a | monthly | n/a |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | offset | offset | offset |
| Current Account Facility: | n/a | | n/a |
| Savings Account Facility: | n/a | | n/a |
| Offset Third Party Saving: | n/a | | n/a |
| Max in Savings Account: | n/a | 100% | n/a |
| Credit Card Facility: | n/a | | n/a |
| Unsecured Loan Facility: | n/a | | n/a |
| ISA Facility: | n/a | | n/a |
| Max No of Linked Accounts: | n/a | Unlimited | n/a |
| Debit Card Facility: | n/a | | n/a |
| Overdraft Facility: | n/a | | n/a |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Min Lump Sum Withdrawal: | £0 | £0 | £0 |
| Minimum Drawdown £: | n/a | £1,000 | n/a |
| Maximum Drawdown £: | n/a | Unlimited | n/a |
| Drawdown Time Restriction: | n/a | none | n/a |
| Fees & Charges | |||
| Application Fee Payable £: | £999 | £999 | £1,999 |
| Application Fees Added: | | | |
| Valuation Fee: | 1 | 1 | 1 |
| Proc Fee: | £0 | £0.35 | £0 |
| ERC Calculation: | 3% | 3% | 3% |
| Review Facility Charge: | n/a | £160 | n/a |
| Drawdown Charge £: | n/a | £0 | n/a |
| Rates | |||
| Fixed Rate Date/Term: | 01/09/2012 | 01/09/2012 | 01/09/2012 |
| Initial Rate Payable: | 4.89% | 5.19% | 4.89% |
| Final Rate Payable: | 2.5% | 2.5% | 2.5% |
| Final Rate Type: | vr | vr | vr |
| Rate Guarantee: | | | |
| Gross or Net Repayment: | n/a | gross | n/a |
| Interest Rest Period: | daily | daily | daily |
Compare Intelligent Finance Mortgages
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
