We use cookies so you have the best possible experience on our website. If you would like to know more, please read our Cookie Policy.

Close

Good4(124 ratings)

Read all reviews
Reviewed by: lizzielew

I've had my mortgage with HSBC from the start. They were very helpful with setting it up and provided some gre...

Read more

Does HSBC provide your mortgage?

Tell us what you think of them because it will help others.

Compare HSBC Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
HSBC 2 year fixed
0800 077 4270
Maximum LTV
65%
Initial rate
0.99% fixed until 31st August 2018
Subsequent rate (SVR)
3.69% variable
Overall cost for comparison
3.6% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£1,499 with an option to add to the loan
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 31st December 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
HSBC 2 year fixed
0800 077 4270
Maximum LTV
70%
Initial rate
1.29% fixed until 31st August 2018
Subsequent rate (SVR)
3.69% variable
Overall cost for comparison
3.4% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£1,499 with an option to add to the loan
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 31st December 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
HSBC 10 year fixed
0800 077 4270
Maximum LTV
65%
Initial rate
2.64% fixed until 31st December 2026
Subsequent rate (SVR)
3.69% variable
Overall cost for comparison
3.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 10% of the amount paid, in the first year
- 9% of the amount paid, in the second year
- 8% of the amount paid, in the third year
- 7% of the amount paid, in the fourth year
- 6% of the amount paid, in the fifth year
- 5% of the amount paid, in the sixth year
- 4% of the amount paid, in the seventh year

Other fees may apply.

More information on this mortgageLess information on this mortgage
HSBC term tracker
0800 077 4270
Maximum LTV
70%
Initial rate
1.94% base rate tracker for mortgage term
Subsequent rate (SVR)
-
Overall cost for comparison
2.0% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
£999 with an option to add to the loan
 
Completion fee
No fee
Product fee
No fee
Other fees may apply
More information on this mortgageLess information on this mortgage
HSBC 2 year fixed
0800 077 4270
Maximum LTV
95%
Initial rate
3.69% fixed until 31st December 2018
Subsequent rate (SVR)
3.69% variable
Overall cost for comparison
3.8% APRC
Fees
Application fee
No fee
Arrangement fee
No fee
Booking fee
No fee
Completion fee
No fee
Product fee
No fee
Additional information
Early repayment charge
If you pay all or part of your mortgage early you will be charged:
- 2% of the amount paid, in the first year
- then 1% of the amount paid, until 31st December 2018

Other fees may apply.

More information on this mortgageLess information on this mortgage
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.23% APRC representative

Initial rate

2.64% fixed for 2 years(24 instalments of £788.35pm)

Subsequent rate (SVR)

4.41% variable for the remaining 23 years
(276 instalments of £922.40pm)

Fees

£859

Total amount payable

£274,362.35

HSBC mortgages reviews

sorted by:

Most helpful

  • Most helpful
  • Latest
  • Highest rating
  • Lowest rating

Does HSBC provide your mortgage?

Tell us what you think of them because it will help others.

16/10/14

Recommended

Fantastic mortgage rates

I've had my mortgage with HSBC from the start. They were very helpful with setting it up and provided some great advice. I received a great rate on the mortgage which is why I have not attempted to change it. There have been no issues with the mortgage and I would highly recommend HSBC which I consider to be expert and very competitive.

Great rates, Easy to deal with

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

16/10/14

Recommended

Always given us the lowest deal

We have a standard mortgage and every time there was an interest rate cut they passed it on to us immediately without the need for us to ask. Whenever I check to see if there is a better rate (which I do about once per year - as I do for electricity and broadband, etc) on offer I find that we are one of the lowest around and it would cost me more if I went elsewhere.

Always good value

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

18/11/14

Recommended

Great rates fro mortgages

The adviser was very competent and helpful. She went in to depth with all my query when I wanted to move my mortgage provider. She arranged and incorporated what I wanted into the mortgage and I was able to pay off my mortgage without any penalty if I wanted. I had regular updates of my payment and I saved a fair amount by switching my provider. The staff are usually very friendly and helpful. They have great fixed rate deals for mortgages. Customer service are quick to help and to resolve any issues or problems

Helpful and friendly staff

Long ques if you do not have an appointment

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

20/10/14

Recommended

Competitive rates against other companies

HSBC provides an easy to use calculator which allows you to enter your details depending on circumstances and what you need in terms of length of mortgage and repayment vehicle. Once you have selected your product I would recommend a face to face visit armed with all your paperwork and do not make a decision there and then. Go home and thoroughly work through what the advisor had told you. On two occasions the mortgage advisor was incorrect about products.

easy to calculator

mortgage advisor's with little knowledge

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19/10/14

Recommended

Hsbc mortgage. Tracker rate 80% LTv

The mortgage we have is excellent value for money. That may change if the bank of England base rate goes up as we are currently on a tracker mortgage.

The customer service at the bank has always been great. They always answer the phone promptly when you speak to them and have a solution to problems and questions.

My property purchase was complex and I needed to different mortgages in the end and they were very accommodating remembered my case and allow me to switch mortgages.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does HSBC provide your mortgage?

Tell us what you think of them because it will help others.