HSBC Mortgages
Full product details for the HSBC Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare HSBC mortgages details against other mortgages or use our mortgages comparison tables.Did you know HSBC also provide credit cards, savings, current accounts, home insurance, car insurance, pet insurance, travel insurance and breakdown cover? | ||
| Company: | HSBC www.hsbc.co.uk | HSBC www.hsbc.co.uk | HSBC www.hsbc.co.uk |
| Product: | Lifetime BBR +2.94% LTV 75% Ex/C Prem Fee Free Dir | 2yr 5.99% Fxd H/P LTV 90% Special Direct | 3yr 4.74% Fixed LTV 75% Fee Free Direct |
| details | details | details | |
| Proceed via this site: |  | | |
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| Application Criteria | |||
 Max LTV House Purchase: | 75% | 90% | 75% |
| Max LTV Remortgage: | 75% | n/a | 75% |
| Max LTV - FTB: | 75% | 90% | 75% |
| RTB - Max LTV Val: | 75% | 80% | 75% |
| RTB - Max LTV P/P: | 100% | 100% | 100% |
| S/O - Max LTV: | 75% | 90% | 75% |
| Minimum LTV: | 0% | 0% | 0% |
| Max Loan: | £0 | £400,000 | £0 |
| Min Term: | 0 years | 0 years | 0 years |
| Max Term: | 30 years | 30 years | 30 years |
| Remortgage - Min Loan: | £0 | n/a | £0 |
| House Purchase - Min Loan: | £0 | £0 | £0 |
| FTB - Min Loan: | £0 | £0 | £0 |
| S/O - Min Loan: | £0 | £0 | £0 |
| RTB - Minimum Loan: | £0 | £0 | £0 |
| Suitability | |||
| Remortgage: |  |  | |
| FTB: | | | |
| Self Cert Available: | | | |
| Self Employed: | | | |
| RTBs: | | n/a | n/a |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Location Availability: | E,W,S & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | | | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Min Lump Sum Withdrawal: | £0 | n/a | n/a |
| Fees & Charges | |||
| Application Fee Payable £: | n/a | £599 | n/a |
| Application Fees Added: | n/a | | n/a |
| Valuation Fee: | 0 | 1 | 0 |
| ERC Calculation: | n/a | 2/1% | 3/2/1% |
| Rates | |||
| Fixed Rate Date/Term: | n/a | 30/09/2011 | 30/09/2012 |
| Initial Rate Payable: | 3.44% | 5.99% | 4.74% |
| Variable Rate Date: | term | n/a | n/a |
| Final Rate Payable: | 3.44% | 3.94% | 3.94% |
| Final Rate Type: | n/a | vr | vr |
| Rate Guarantee: | | | |
| Interest Rest Period: | daily | daily | daily |
Compare HSBC Mortgages
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
