Cheltenham & Gloucester Mortgages
Full product details for the Cheltenham & Gloucester Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare Cheltenham & Gloucester mortgages details against other mortgages or use our mortgages comparison tables.Did you know Cheltenham & Gloucester also provide savings and home insurance? | ||
| Company: | Cheltenham & Gloucester www.cheltglos.co.uk | Cheltenham & Gloucester www.cheltglos.co.uk | Cheltenham & Gloucester www.cheltglos.co.uk |
| Product: | 3yr 5.19% Fxd BTL LTV 60% Direct | 3yr BBR + 2.79% Tracker H/P LTV 60% <£500k Direct | 2yr 6.19% Fixed H/P LTV 85% Direct Online |
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| Proceed via this site: |  | | |
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| Application Criteria | |||
 Max LTV House Purchase: | 60% | 60% | 85% |
| Max LTV Remortgage: | 60% | n/a | n/a |
| Max LTV - FTB: | n/a | 60% | 85% |
| RTB - Max LTV Val: | n/a | 60% | 85% |
| Minimum LTV: | 0% | 0% | 0% |
| Max Advance Per Property : | Unlimited | n/a | n/a |
| No. of Properties Allowed: | 9 | n/a | n/a |
| Rental Income Allowed: | varies | n/a | n/a |
| Max Loan: | £500,000 | £500,000 | £500,000 |
| Min Term: | n/a | 1 years | 2 years |
| Max Term: | n/a | 35 years | 35 years |
| House Purchase - Min Loan: | n/a | £5,000 | £5,000 |
| Min Loan: | 5000 | n/a | n/a |
| FTB - Min Loan: | n/a | £5,000 | £5,000 |
| RTB - Minimum Loan: | n/a | £5,000 | £5,000 |
| Suitability | |||
| House Purchase: |  | n/a | n/a |
| Remortgage: | |  | |
| FTB: | | | |
| 2nd Homes Considered: | | n/a | n/a |
| Self Cert Available: | | | |
| Self Employed: | | | |
| RTBs: | n/a | | n/a |
| Shared ownership: | n/a | | |
| Homemover: | n/a | | |
| Ex/B Moving: | n/a | | |
| Ex/B Not Moving: | n/a | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | n/a | | |
| Lending Area Restrictions: | E, S, W & NI | n/a | n/a |
| Contents Required: | n/a | | |
| Buildings Required: | n/a | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Location Availability: | E, S, W & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | n/a | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | n/a | | |
| Incentives - Contents: | n/a | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | n/a | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | n/a | | |
| Overpayments Available: | n/a | | |
| Underpayment Available: | n/a | | |
| Payment Holiday: | n/a | | |
| Borrow Back: | n/a | | |
| Current Account/Offset: | n/a | | |
| Drawdown Facility: | n/a | | |
| Cheque Book Facility: | n/a | | |
| Min Lump Sum Withdrawal: | n/a | £0 | n/a |
| Fees & Charges | |||
| Application Fee Payable £: | n/a | varies | varies |
| Application Fees Added: | n/a | | |
| Valuation Fee: | n/a | 2 | 2 |
| Fee Added to Loan: | | n/a | n/a |
| Fee payable: | varies | n/a | n/a |
| ERC Calculation: | 3/3/2% | 3/2/2% | 3/2% |
| Term of ERC: | 31/10/2012 | n/a | n/a |
| Rates | |||
| Fixed Rate Date/Term: | 31/10/2012 | n/a | 31/10/2011 |
| Initial Rate Payable: | n/a | 3.29% | 6.49% |
| Variable Rate Date: | n/a | 31/10/2012 | n/a |
| Final Rate Payable: | n/a | 2.5% | 2.5% |
| Final Rate Type: | n/a | vr | vr |
| Rate Guarantee: | n/a | | |
| Interest Rest Period: | daily | daily | daily |
Compare Cheltenham & Gloucester Mortgages
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
