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Good3.8(21 ratings)

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Reviewed by: ip368

I've been with the Chelsea 5-6 years now. I've found their rates to be good, they have been very helpful and f...

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Does Chelsea Building Society provide your mortgage?

Tell us what you think of them because it will help others.

Compare Chelsea Building Society Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Chelsea Building Society 2 year fixed
Maximum LTV
65%
Initial rate
1.2% fixed until 31st October 2018
Subsequent rate (SVR)
5.15% variable
Overall cost for comparison
4.6% APRC
If you leave the mortgage before 31st October 2018 you will pay an early repayment charge.
Chelsea Building Society 2 year fixed
Maximum LTV
75%
Initial rate
1.29% fixed until 31st October 2018
Subsequent rate (SVR)
5.15% variable
Overall cost for comparison
4.6% APRC
If you leave the mortgage before 31st October 2018 you will pay an early repayment charge.
Chelsea Building Society 2 year fixed
Maximum LTV
85%
Initial rate
1.53% fixed until 31st October 2018
Subsequent rate (SVR)
5.15% variable
Overall cost for comparison
4.7% APRC
If you leave the mortgage before 31st October 2018 you will pay an early repayment charge.
Chelsea Building Society 2 year fixed
Maximum LTV
90%
Initial rate
2.04% fixed until 31st October 2018
Subsequent rate (SVR)
5.15% variable
Overall cost for comparison
4.7% APRC
If you leave the mortgage before 31st October 2018 you will pay an early repayment charge.
Chelsea Building Society 3 year fixed
Maximum LTV
65%
Initial rate
1.73% fixed until 31st October 2019
Subsequent rate (SVR)
5.15% variable
Overall cost for comparison
4.4% APRC
If you leave the mortgage before 31st October 2019 you will pay an early repayment charge.
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.04% APRC representative

Initial rate

2.40% fixed for 2 years(24 instalments of £755.31pm)

Subsequent rate (SVR)

4.30% variable for the remaining 23 years
(276 instalments of £912.69pm)

Fees

£557

Total amount payable

£270,587.13

Chelsea Building Society mortgages reviews

sorted by:

Most helpful

  • Most helpful
  • Latest
  • Highest rating
  • Lowest rating

Does Chelsea Building Society provide your mortgage?

Tell us what you think of them because it will help others.

10/12/14

Recommended

Chelsea Building Society mortgage

I've been with the Chelsea 5-6 years now. I've found their rates to be good, they have been very helpful and friendly when I have had dealings with them. They don't seem to bombard you with junk mail or offers. Rarely hear from them to be honest I've locked in another long-term mortgage which was easy and quick to do, no problems at all

Friendly and helpful

Not the most well known, few branches

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

23/11/14

Recommended

Chelsea Building Society Mortgages

Got my mortgage through a broker at DB Roberts - Chelsea offered competitive rates and this hasn't change in the 7 years I have been with them. They send regular updates and an annual summary. Whenever new offers are available they get in touch to advise you of them. Customer services are efficient and informative and help you solve your problems as quickly as possible.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19/10/14

Recommended

good product - online bank not so great.

great value products, I haven't needed to contact them this year, which is good and I guess says they are doing everything they should! The online bank is a bit clunky but works. I would like to see a slicker user interface that is easy to sue, this said given the frequency I need to use it and the sorts of transactions I do (mainly balance checking) the site works

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

03/07/13

Recommended

Chelsea building society

I was very pleased at first as this mortgage was flexible, until I got made redundant and couldnt afford to stay in property. i quickly rented and moved in with my boyfriend. when I notified chelsea of my changed address, they charge for paperwork to swap mortgage to higher rate buy to let. they are not interested if you have been made redundant.

good rate and i could pay off lumps without penalty

got made redundant so had to rent property but have to pay higher rate

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

17/06/13

mortgage woes from the Iceland losses

good rates hard to get due to them trying to recap the losses from Iceland. I have been with them many years, and my friends get much better deals. Shop around first. That said, the people are nice and friendly, which is worth a great deal!

some nice people there

not great rates

2
Fair
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Chelsea Building Society provide your mortgage?

Tell us what you think of them because it will help others.