Good3.8

81% of customers recommended from 21 ratings

Chelsea Building Society offer a broad selection of personal mortgages to UK homeowners looking for fixed rate, offset, tracker or variable mortgage deals. Chelsea Building Society is a trading name of Yorkshire Building Society and is part of the wider YBS Group. The Chelsea Building Society's Standard Variable Rate, used to calculate interest rates for variable mortgages, is set independently of the Yorkshire Building Society's variable rate.

Compare Chelsea Building Society Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

Chelsea Building Society 2 Year 1.08% Fixed
Maximum LTV
65%
Initial Rate
1.08% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.8% APR
Chelsea Building Society 2 Year BBR+0.59%
Maximum LTV
65%
Initial Rate
1.09% tracker
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.8% APR
Chelsea Building Society 2 Year 1.34% Fixed
Maximum LTV
75%
Initial Rate
1.34% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.38% Fixed Offset
Maximum LTV
65%
Initial Rate
1.38% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.54% Fixed Remortgage
Maximum LTV
65%
Initial Rate
1.54% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Available for remortgage only.
Chelsea Building Society 2 Year BBR+1.14% Offset
Maximum LTV
75%
Initial Rate
1.64% tracker
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.64% Fixed
Maximum LTV
75%
Initial Rate
1.64% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.64% Fixed Offset
Maximum LTV
75%
Initial Rate
1.64% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year BBR+1.19% + Cashback
Maximum LTV
65%
Initial Rate
1.69% tracker
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.74% Fixed Offset
Maximum LTV
65%
Initial Rate
1.74% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.79% Fixed Remortgage
Maximum LTV
75%
Initial Rate
1.79% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Available for remortgage only.
Chelsea Building Society 2 Year 1.79% Fixed + Cashback
Maximum LTV
75%
Initial Rate
1.79% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.84% Fixed Offset Remortgage
Maximum LTV
65%
Initial Rate
1.84% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Available for remortgage only.
Chelsea Building Society Flexi 2 Year 1.84% Fixed Offset + Cashback
Maximum LTV
65%
Initial Rate
1.84% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year BBR+1.34%
Maximum LTV
85%
Initial Rate
1.84% tracker
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 4 Year 1.84% Fixed
Maximum LTV
65%
Initial Rate
1.84% fixed
until 31 Jul 2019
Subsequent Rate
5.45%
Overall Cost for Comparison
4.4% APR
Chelsea Building Society Flexi 3 Year 1.89% Fixed Offset
Maximum LTV
65%
Initial Rate
1.89% fixed
until 31 Jul 2018
Subsequent Rate
5.45%
Overall Cost for Comparison
4.7% APR
Chelsea Building Society Flexi 2 Year 1.94% Fixed Offset
Maximum LTV
75%
Initial Rate
1.94% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 2 Year 1.99% Fixed
Maximum LTV
85%
Initial Rate
1.99% fixed
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 2 Year BBR+1.49% + Cashback
Maximum LTV
75%
Initial Rate
1.99% tracker
until 31 Jul 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Chelsea Building Society Mortgages Reviews

Order:

Got a Chelsea Building Society mortgage? Tell us about your experience because it will help others. Add a review.

Chelsea Building Society mortgage

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by ip368

I've been with the Chelsea 5-6 years now. I've found their rates to be good, they have been very helpful and friendly when I have had dealings with them. They don't seem to bombard you with junk mail or offers. Rarely hear from them to be honest I've locked in another long-term mortgage which was easy and quick to do, no problems at all

Friendly and helpful

Not the most well known, few branches

by , 5 months ago report review

Chelsea Building Society Mortgages

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Lizzie

Got my mortgage through a broker at DB Roberts - Chelsea offered competitive rates and this hasn't change in the 7 years I have been with them. They send regular updates and an annual summary. Whenever new offers are available they get in touch to advise you of them. Customer services are efficient and informative and help you solve your problems as quickly as possible.

by , 23 Nov 2014 report review

good product - online bank not so great.

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by james24

great value products, I haven't needed to contact them this year, which is good and I guess says they are doing everything they should! The online bank is a bit clunky but works. I would like to see a slicker user interface that is easy to sue, this said given the frequency I need to use it and the sorts of transactions I do (mainly balance checking) the site works

by , 19 Oct 2014 report review

Chelsea building society

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by oyster

I was very pleased at first as this mortgage was flexible, until I got made redundant and couldnt afford to stay in property. i quickly rented and moved in with my boyfriend. when I notified chelsea of my changed address, they charge for paperwork to swap mortgage to higher rate buy to let. they are not interested if you have been made redundant.

good rate and i could pay off lumps without penalty

got made redundant so had to rent property but have to pay higher rate

by , 3 Jul 2013 report review

mortgage woes from the Iceland losses

Fair

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

good rates hard to get due to them trying to recap the losses from Iceland. I have been with them many years, and my friends get much better deals. Shop around first. That said, the people are nice and friendly, which is worth a great deal!

some nice people there

not great rates

by , 17 Jun 2013 report review

Fixed three year deal

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Superrouper

Not quite so much the personal touch now taken over by Yorkshire Bank. Not nearly as helpful

Good deals available

Fairly inflexible lending policies particularly regarding age

by , 12 Jul 2013 report review

Chelsea mortgage

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jimren

Excellent company,service and products

by , 3 Jul 2013 report review

Other Mortgage Lenders