from 21 ratings
21 customers rated their Chelsea Building Society mortgages as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Chelsea Building Society offer a broad selection of personal mortgages to UK homeowners looking for fixed rate, offset, tracker or variable mortgage deals. Chelsea Building Society is a trading name of Yorkshire Building Society and is part of the wider YBS Group. The Chelsea Building Society's Standard Variable Rate, used to calculate interest rates for variable mortgages, is set independently of the Yorkshire Building Society's variable rate.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Chelsea Building Society 2 Year BBR+0.79%
Maximum LTV
65%
Initial Rate
1.29% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.38% Fixed
Maximum LTV
65%
Initial Rate
1.38% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year BBR+1.04% Offset
Maximum LTV
75%
Initial Rate
1.54% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.58% Fixed Offset
Maximum LTV
65%
Initial Rate
1.58% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.59% Fixed
Maximum LTV
75%
Initial Rate
1.59% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society Flexi 2 Year 1.79% Fixed Offset
Maximum LTV
75%
Initial Rate
1.79% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year BBR+1.34%
Maximum LTV
85%
Initial Rate
1.84% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society Flexi 2 Year 1.89% Fixed Offset
Maximum LTV
65%
Initial Rate
1.89% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year BBR+1.39% Remortgage
Maximum LTV
65%
Initial Rate
1.89% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Available for remortgage only.
Chelsea Building Society 2 Year 1.89% Fixed
Maximum LTV
75%
Initial Rate
1.89% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
4.9% APR
Chelsea Building Society 2 Year 1.94% Fixed Remortgage
Maximum LTV
65%
Initial Rate
1.94% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Available for remortgage only.
Chelsea Building Society 2 Year 2.04% Fixed Remortgage
Maximum LTV
75%
Initial Rate
2.04% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Available for remortgage only.
Chelsea Building Society 2 Year 2.04% Fixed + Cashback
Maximum LTV
75%
Initial Rate
2.04% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 2 Year BBR+1.54% Offset
Maximum LTV
85%
Initial Rate
2.04% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 2 Year BBR+1.59% + Cashback Offset
Maximum LTV
65%
Initial Rate
2.09% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society 2 Year BBR+1.59% Remortgage Offset
Maximum LTV
65%
Initial Rate
2.09% tracker
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Available for remortgage only.
Chelsea Building Society Flexi 2 Year 2.09% Fixed Offset
Maximum LTV
75%
Initial Rate
2.09% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society Flexi 2 Year 2.14% Fixed Offset Remortgage
Maximum LTV
65%
Initial Rate
2.14% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Available for remortgage only.
Chelsea Building Society Flexi 2 Year 2.14% Fixed Offset + Cashback
Maximum LTV
65%
Initial Rate
2.14% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Chelsea Building Society Flexi 2 Year 2.24% Fixed Remortgage Offset
Maximum LTV
75%
Initial Rate
2.24% fixed
until 31 Jan 2017
Subsequent Rate
5.45%
Overall Cost for Comparison
5.0% APR
Available for remortgage only.

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Chelsea Building Society Mortgages Reviews

Chelsea Building Society mortgage

by ip368, 1 week ago
Friendly and helpful
Not the most well known, few branches
Recommended by ip368

I've been with the Chelsea 5-6 years now. I've found their rates to be good, they have been very helpful and friendly when I have had dealings with them.
They don't seem to bombard you with junk mail or offers. Rarely hear from them to be honest
I've locked in another long-term mortgage which was easy and quick to do, no problems at all

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Chelsea Building Society Mortgages

by Lizzie, 3 weeks ago
Recommended by Lizzie

Got my mortgage through a broker at DB Roberts - Chelsea offered competitive rates and this hasn't change in the 7 years I have been with them.
They send regular updates and an annual summary. Whenever new offers are available they get in touch to advise you of them.
Customer services are efficient and informative and help you solve your problems as quickly as possible.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


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