from 15 ratings
15 customers rated their Chelsea Building Society mortgages as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money

Your home may be repossessed if you do not keep up repayments on your mortgage.

Chelsea Building Society 2 Year BBR+0.94%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.44% tracker
until 31 Oct 2016
5.65%5.0% APR
Chelsea Building Society 2 Year 1.55% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.55% fixed
until 31 Oct 2016
5.65%5.1% APR
Chelsea Building Society Flexi 2 Year 1.75% Fixed Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.75% fixed
until 31 Oct 2016
5.65%5.1% APR
Chelsea Building Society 2 Year 1.84% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.84% fixed
until 31 Oct 2016
5.65%5.1% APR
Chelsea Building Society 2 Year BBR+1.49% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.99% tracker
until 31 Oct 2016
5.65%5.1% APR
Available for remortgage only.
Chelsea Building Society Flexi 2 Year 2.04% Fixed Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.04% fixed
until 31 Oct 2016
5.65%5.1% APR
Chelsea Building Society 2 Year 2.14% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.14% fixed
until 31 Oct 2016
5.65%5.2% APR
Available for remortgage only.
Chelsea Building Society 2 Year 2.14% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.14% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society 2 Year BBR+1.69% + Cashback Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.19% tracker
until 31 Oct 2016
5.65%5.1% APR
Chelsea Building Society 2 Year BBR+1.69% Remortgage Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.19% tracker
until 31 Oct 2016
5.65%5.2% APR
Available for remortgage only.
Chelsea Building Society 2 Year 2.19% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.19% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society 2 Year BBR+1.79% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.29% tracker
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society 2 Year 2.34% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.34% fixed
until 31 Oct 2016
5.65%5.2% APR
Available for remortgage only.
Chelsea Building Society 2 Year 2.34% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.34% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society Flexi 2 Year 2.34% Fixed Offset Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.34% fixed
until 31 Oct 2016
5.65%5.2% APR
Available for remortgage only.
Chelsea Building Society Flexi 2 Year 2.34% Fixed Offset + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.34% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society 2 Year BBR+1.84% Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.34% tracker
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society Flexi 2 Year 2.34% Fixed Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.34% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society Flexi 2 Year 2.39% Fixed Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%2.39% fixed
until 31 Oct 2016
5.65%5.2% APR
Chelsea Building Society Flexi 3 Year 2.44% Fixed Offset
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%2.44% fixed
until 31 Jan 2018
5.65%5.0% APR

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Chelsea Building Society Mortgages Reviews

good product - online bank not so great.

by james24, 5 days ago
Recommended by james24

great value products, I haven't needed to contact them this year, which is good and I guess says they are doing everything they should! The online bank is a bit clunky but works. I would like to see a slicker user interface that is easy to sue, this said given the frequency I need to use it and the sorts of transactions I do (mainly balance checking) the site works

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Chelsea building society

by oyster, 3 Jul 2013
good rate and i could pay off lumps without penalty
got made redundant so had to rent property but have to pay higher rate
Recommended by oyster

I was very pleased at first as this mortgage was flexible, until I got made redundant and couldnt afford to stay in property. i quickly rented and moved in with my boyfriend. when I notified chelsea of my changed address, they charge for paperwork to swap mortgage to higher rate buy to let. they are not interested if you have been made redundant.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


mortgage woes from the Iceland losses

by julie338, 17 Jun 2013
some nice people there
not great rates

good rates hard to get due to them trying to recap the losses from Iceland. I have been with them many years, and my friends get much better deals. Shop around first. That said, the people are nice and friendly, which is worth a great deal!

Customer Service:
Average, could be better
Flexibility & Fairness:
Poor, could be greatly improved
Product Features:
Poor, could be greatly improved
Value For Money:
Poor, could be greatly improved


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