| Application Criteria | ||||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Not just available via brokers.Available direct. | ||
| Minimum Deposit | 15% | 15% | ||
| Rates | ||||
| Initial Rate APR | 0.00% | 0.00% | ||
| Initial Rate End Date | stepped | stepped | ||
| Final Rate | 4.99% | The standard variable rate is 4.99% | ||
| Mortgage APR | 5.9% | 5.7% | ||
| Initial Step Rate | 0% | 0.00% | ||
| Initial Step Term in Months | 6 months | 6 months. | ||
| 2nd Step Rate | 7.29% | 7.29% | ||
| 2nd Step Term | 30 Nov 2014 | 2nd stepped rate until 30/11/2014 | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily. | ||
| Tie-in Period After Rate | 0 years | There is no tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Stepped Rate | Stepped Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 85% | The maximum LTV is 85% | ||
| Maximum Loan | £250,000 | The maximum loan is £250000 Loans over £1,000,000 Refer to lender. | ||
| House Purchase Max LTV | 85% | The maximum loan to value for remortgages is 85% LTV 85% to £250,000 | ||
| Remortgage | yes | This product is available for remortgages. | ||
| Remortgage Max LTV | 85% | The maximum loan to value for remortgages is 85% LTV 85% to £250,000 | ||
| First Time Buyers | yes | This product is available to first time buyers. | ||
| First Time Buyer Max LTV | 85% | The maximum loan to value for remortgages is 85% LTV 85% to £250,000 | ||
| Existing Borrowers Moving Home | yes | This product is available to existing borrowers moving home. | ||
| Existing Borrowers Not Moving Home | no | This product is not available to existing borrowers not moving home. | ||
| Homemover | yes | This product is available to homemovers. | ||
| Shared Ownership | no | This product is not available for shared ownership. | ||
| Right to Buy | no | This product is not available for right to buy. | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 25 years | Maximum term is 25 years. | ||
| Minimum Term | 5 years | Minimum term is 5 years. | ||
| Incentives | ||||
| Legal Fees Contribution | no | No legal fees incentive offered. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | This product is portable. | ||
| Flexible Payments | yes | There are flexible options available on this product. | ||
| Overpayments Available | restricted | Overpayments up to 10% allowed without penalty. | ||
| Payment Holiday | yes | Payment holidays are allowed. (subject to overpayments) | ||
| Fees & Charges | ||||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 5/5/5/4/3% | ERC - 5% of amount repaid if repaid in full or transferred (in full) until 30/11/2012, 4% until 30/11/2013, then 3% until 30/11/2014 | ||
Yorkshire Flexi 5yr Fixed/Stepped LTV 85% Direct Mortgage
Compare the Yorkshire Flexi 5yr Fixed/Stepped LTV 85% Direct with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Yorkshire Flexi 5yr Fixed/Stepped LTV 85% Direct Mortgage Features & Benefits
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You may want to compare the Yorkshire BS Flexi 5yr Fixed/Stepped LTV 85% Direct with these mortgages
Hinckley & Rugby Building Society Standard LTV 75%
- House purchase maximum LTV of 75 percent is available.
- Minimum period of 5 years is available to you.
- Get an intro rate APR of 5.64% from the Standard LTV 75%.
- Term intro rate end date is offered with this mortgage.
Northern Rock 2yr 5.49% Fixed BTL LTV 60%
- A maximum LTV of 60% is offered by Northern Rock.
- The mortgage gives a 5.1 percent mortgage APR.
- Get an initial rate APR of 5.49 percent.
- Max number of properties of 10 is available with the mortgage.
Woolwich Openplan FM 5yr 4.79% Fxd BBR R/M C/B LTV 70%
- Get £1,000,000 maximum loan.
- A 70% remortgage maximum LTV is available.
- You get 70% shared ownership maximum LTV from this mortgage.
- Applicants take advantage of 2.99 percent final interest rate.
Halifax 5yr 5.49% Fixed LTV 75% Ex/B
- Shared ownership maximum LTV of 75 percent is available with the mortgage.
- Get a minimum period of 0 years.
- Applicants will get 75% right to buy maximum LTV.
- Final rate of 3.5 percent is available to you.
- 4.6 percent mortgage APR is available to customers.
Marsden 2yr 2.66% Discount Offset LTV 80%
- Right to buy maximum LTV of 100 percent.
- You will have the benefit of mortgage interest rate of 3.29 percent.
- Right to buy minimum loan of £20,000 is available with this mortgage.
- 6 yrs minimum length is offered with this mortgage.
- Customers take advantage of 2.66% interest rate discount.
- 5.6 percent mortgage APR is available to you.
Halifax 2yr 5.09% Fixed Affordable Housing C/B LTV 75% Int
- An initial rate APR of 5.09 percent is offered by Halifax.
- Get tie-in duration after rate of 0 years.
- 40 years maximum term is available.
- Get mortgage APR of 4 percent.
- This mortgage offers a final interest rate of 3.5 percent.
- You can get 75% house purchase max LTV.
Newbury Building Society Term SVR H/P LTV 75% Shared Equity
- Get max loan of £500,000.
- New customers will get term introductory rate end date.
- Introductory rate APR of 4.45 percent is available to applicants.
- The mortgage gives a house purchase minimum loan of £50,000.
- Get 0 yrs tie-in time after rate from Newbury Building Society.
- Applicants get mortgage APR of 4.5 percent.
Liverpool Victoria Flexible Lifetime Fixed (Age 81-85) >£600k
- Customers benefit from 15 yrs drawdown restrictions from Liverpool Victoria.
- Applicants get minimum sheltered property worth of £50,000.
- Get a tie-in duration after rate of 0 years from this Flexible Lifetime Fixed (Age 81-85) >£600k.
- Applicants get 1 month length offer held from Liverpool Victoria.
- New customers take advantage of unlimited maximum loan from this mortgage.
Liverpool Victoria Lifetime Fixed Lump Sum (Age 71-75) >£600k
- 6 yrs long term care repayment due is available with this mortgage.
- The mortgage offers a 35% max LTV for sheltered accommodation.
- Maximum age for sheltered accomodation of 75 yrs is available to customers.
- You get minimum loan of £600,000.
- Get a minimum loan to value of 31 percent.
- Tie-in time after rate of 0 years is available with this mortgage.
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