| Application Criteria | ||||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | yes | This mortgage is only available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Minimum Deposit | 15% | 15% | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 5.09% | 5.09% | ||
| Initial Rate End Date | 31 Jul 2011 | 31 Jul 2011 | ||
| Final Rate | 4.5% | The standard variable rate is 3.50% with floor rate of 4.50%. | ||
| Mortgage APR | 3.8% | 3.8% | ||
| Fixed Rate End Date | 31 Jul 2011 | Fixed rate until 31/07/2011 | ||
| Initial Rate Term | 24 months | 24 months. | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily | ||
| Tie-in Period After Rate | 0 years | No tie in period. | ||
| Suitability | ||||
| Mortgage Type | Fixed Rate | Fixed Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 85% | The maximum LTV is 85% | ||
| Maximum Loan | £250,000 | The maximum loan is £250000 | ||
| House Purchase Max LTV | 85% | The maximum loan to value for house purchase is 85% LTV 85% to £250,000 | ||
| Remortgage | no | This product is not available for remortgages. | ||
| First Time Buyers | no | This product is not available to first time buyers. | ||
| Existing Borrowers Moving Home | no | This product is not available to existing borrowers moving home. | ||
| Existing Borrowers Not Moving Home | yes | This product is available to existing borrowers not moving home. | ||
| Homemover | no | This product is not available to homemovers. | ||
| Shared Ownership | no | This product is not available for shared ownership. | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 40 years | Maximum term is 40 years. | ||
| Minimum Term | 0 years | Minimum term is 0 years. | ||
| Incentives | ||||
| Legal Fees Contribution | no | No legal fees payable. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | Product is portable. | ||
| Flexible Payments | yes | Flexible options available - Payment Holidays, Overpayments, Daily interest. | ||
| Overpayments Available | restricted | Up to 10% capital repayments allowed each year without charge. | ||
| Payment Holiday | yes | Payment holidays are available. | ||
| Fees & Charges | ||||
| Application Fee £ | £195 | £195 arrangement fee payable up front. | ||
| Application Fee Added to Loan | no | Arrangement fee payable upfront. | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 3% | ERC - 3% of the capital repaid until 31/07/2011. | ||
Skipton 2yr 5.09% Fxd LTV 85% Direct Ex/C Mortgage
Compare the Skipton 2yr 5.09% Fxd LTV 85% Direct Ex/C with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Skipton 2yr 5.09% Fxd LTV 85% Direct Ex/C Mortgage Features & Benefits
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You may want to compare the Skipton 2yr 5.09% Fxd LTV 85% Direct Ex/B with these mortgages
RBS 5yr 5.99% Fxd R/M LTV 80% Direct
- Get 0 yrs tie-in duration after rate.
- A 30 nov 2015 fixed interest rate end date is offered.
- This mortgage offers an initial rate end date of 30 nov 2015.
- A 5 percent mortgage APR is offered.
Lloyds TSB 3yr BBR + 5.29% Tracker BTL LTV 75% >£1m Direct
- 75% house purchase maximum LTV.
- Get 30 sep 2013 intro rate end date from Lloyds TSB.
- Applicants get 5.79 percent introductory rate APR from Lloyds TSB.
- The mortgage has a 75% max LTV.
NatWest 2yr 3.69% Fxd LTV 75% Direct Advantage Ex/B
- Maximum term of 52 years is available.
- The mortgage has 2 yrs minimum duration.
- Tie-in duration after rate of 0 years.
NatWest 5yr 5.09% Fxd LTV 80% Direct Ex/B
- House purchase minimum loan of £25,000 is available.
- 4.6 percent repayment rate.
- Mortgage interest rate of 5.09% is available with the mortgage.
- House purchase maximum LTV of 80 percent.
- 4.6% mortgage APR is available.
Accord 2yr 6.44% Fixed S/C Ex/B LTV >100% Fee Free
- Accord gives minimum length of 5 yrs.
- New customers will get 30 sep 2012 intro rate end date.
- You enjoy 100% maximum LTV.
- A 100% house purchase max LTV is available.
- Customers get £10,000 house purchase minimum loan from this mortgage.
- The mortgage gives a tie-in duration after rate of 0 years.
Clydesdale Bank 2yr 1.60% Discount Offset LTV 75% Direct
- Get a house purchase max LTV of 75 percent from the 2yr 1.60% Discount Offset LTV 75% Direct.
- 40 yrs maximum term is available.
- 0 yrs tie-in duration after rate.
- Current account/offset is available with the mortgage.
Alliance and Leicester Flexi 3yr BBR + 2.09% H/P LTV 75%
- Applicants get 1st time buyer max LTV of 75%.
- New customers get right to buy maximum ltv/valuation of 75 percent.
- £50,000 1st time buyer minimum loan is offered with this mortgage.
- Alliance and Leicester gives tracker loading on lender's base interest rate or SVR of 2.09%.
Halifax 3yr 6.59% Fixed FTB LTV 90% Direct only
- Customers get 4.5% mortgage APR from Halifax.
- The mortgage offers a max LTV of 90 percent.
- You can get intro rate end date of 30 sep 2013.
- This mortgage offers a first time buyer minimum loan of £0.
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