| Application Criteria | |||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | |||
| Existing Customers Only | no | This mortgage is not just available to existing customers | |||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | |||
| Remortgage Only | yes | Only available for remortgages. | |||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | |||
| Available Via a Broker Only | no | Available direct. | |||
| Minimum Deposit | 20% | 15% | |||
| Available Direct | yes | This product is available direct from the provider. | |||
| Rates | |||||
| Initial Rate APR | 5.99% | 5.99% | |||
| Initial Rate End Date | 30 Nov 2015 | 30/11/2015 | |||
| Final Rate | 4% | The standard variable rate is 4.00% | |||
| Mortgage APR | 5% | 5.00% | |||
| Fixed Rate End Date | 30 Nov 2015 | Fixed interest rate until 30/11/2015 | |||
| Initial Rate Term | 60 months | 60 months. | |||
| Frequency of Interest Calculations | daily | Interest is calculated daily | |||
| Tie-in Period After Rate | 0 years | No tie-in period. | |||
| Suitability | |||||
| Mortgage Type | Fixed Rate | Fixed Rate | |||
| Repayment Mortgage | yes | Yes | |||
| Interest Only Mortgage | no | No | |||
| Endowment Mortgage | no | No | |||
| Max LTV | 80% | 80% | |||
| Maximum Loan | £2,000,000 | The maximum loan is £2000000 | |||
| Remortgage | yes | This product is available for remortgages only. | |||
| Remortgage Max LTV | 80% | The maximum loan to value for remortgage is 80% LTV 80% to £1,000,000 LTV 75% to £2,000,000 | |||
| First Time Buyers | no | This product is not available to first time buyers. | |||
| Existing Borrowers Moving Home | no | This product is not available to existing borrowers moving home. | |||
| Existing Borrowers Not Moving Home | no | This product is not available to existing borrowers not moving home. | |||
| Homemover | no | This product is not available to homemovers. | |||
| Shared Ownership | no | This product is not available for shared ownership. | |||
| Shared Equity | no | This product is not available for shared Equity. | |||
| Restrictions | |||||
| Maximum Term | 52 years | Maximum term 52 years. Maximum term to retirement or age 70. | |||
| Minimum Term | 3 years | Minimum term 3 years. | |||
| Incentives | |||||
| Legal Fees Contribution | yes | Free legal fees if using the bank's nominated solicitor. | |||
| No Higher Lending Charge | yes | No higher lending charge payable. | |||
| Facilities | |||||
| Portable Mortgage | yes | This product is portable. | |||
| Flexible Payments | no | Flexible options not available. | |||
| Overpayments Available | restricted | 10% overpayments allowed p.a. without penalty. | |||
| Payment Holiday | no | No payment holiday is available. | |||
| Fees & Charges | |||||
| Application Fee £ | £999 | £999 product fee payable. | |||
| Application Fee Added to Loan | yes | Fee can be added to the loan. | |||
| Early Repayment Charge | yes | There is an early redemption charge payable. | |||
| Early Repayment Charge Amount | 5/4/3/2/1% | ERC - 5% of the balance redeemed until 30/11/2011, then 4% until 30/11/2012, then 3% until 30/11/2013, then 2% until 30/11/2014 and then 1% until 30/11/2015. | |||
Apply for this mortgage: | |||||
RBS 5yr 5.99% Fxd R/M LTV 85% Direct Mortgage
Compare the RBS 5yr 5.99% Fxd R/M LTV 85% Direct with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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RBS 5yr 5.99% Fxd R/M LTV 85% Direct Mortgage Features & Benefits
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You may want to compare the RBS 5yr 5.99% Fxd R/M LTV 80% Direct with these mortgages
Britannia 3yr 4.39% Fxd LTV 75% Option 2 Direct
- Maximum LTV of 75% is available.
- A 4.24 percent final rate is offered.
- You get 4.39 percent mortgage interest rate from this mortgage.
- £5,000 right to buy minimum loan is offered.
- You get tie-in duration after rate of 0 years.
- Applicants get 40 yrs max term.
Nationwide Flex 2yr 3.19% Fixed H/P LTV 70%
- Customers get £1,000,000 maximum loan from this mortgage.
- The mortgage offers a £0 1st time buyer minimum loan.
- Customers will get introductory rate end date of 24 months.
- Get a mortgage rate of 3.19 percent.
Nationwide Flex 3yr BBR + 2.98% Tracker R/M LTV 75%
- A final rate of 3.99 percent is available from Nationwide.
- New customers will get remortgage minimum loan of £0.
- Applicants get minimum interest of 3.48%.
- A maximum term of 40 yrs is offered by Nationwide.
- This mortgage offers a £0 shared ownership minimum loan.
- A minimum loan to value of 70.01% is offered by Nationwide.
Ulster Bank 2yr 3.78% Fixed H/P LTV 75%
- Payment rate of 4.1%.
- Get final rate of 4%.
- This mortgage offers a minimum period of 10 yrs.
- This mortgage has a 75 percent house purchase maximum LTV.
Derbyshire Building Society Flexi 2yr BBR + 3.69% Tracker LTV 60% Ex/B Direct
- Mortgage rate of 4.19 percent is offered.
- 4.74 percent final interest rate.
- Take advantage of 4.19% introductory rate APR.
- You get 30 nov 2012 initial rate end date.
- Customers benefit from 4.8 percent mortgage APR from Derbyshire Building Society.
- Tie-in time after rate of 0 years is available with this mortgage.
Progressive Building Society 3yr 4.19% Fixed H/P LTV 70%
- Mortgage APR of 5 percent is offered with this mortgage.
- Minimum duration of 2 years is available to applicants.
- Get a max term of 40 yrs from this 3yr 4.19% Fixed H/P LTV 70%.
- The mortgage gives 36 months introductory rate term.
- Applicants will get £500,000 max loan.
Cumberland 6yr BBR Tracker 4% C/B R/M LTV 80% Local Area
- Get final interest of 4.49 percent.
- 5.1 percent repayment rate.
- Minimum term of 12 yrs.
- This Cumberland mortgage has a 5.19 percent initial rate APR.
- Get 0.5 percent lender's base rate or SVR for trackers.
- Get 72 months minimum rate term from Cumberland.
Halifax 2yr 4.34% Fixed H/P LTV 75% >£1m Direct Only
- A 3.8 percent mortgage APR is available.
- A payment rate of 3.8% is offered by Halifax.
- 75% maximum LTV is offered to customers.
- Applicants get right to buy max LTV of 75 percent.
Cheltenham & Gloucester 5yr 7.39% Fixed BTL LTV 85% Ex/B Inter
- The mortgage gives a max LTV of 85 percent.
- A tracker loading on lender's base interest or SVR of 0% is available from Cheltenham & Gloucester.
- Get tie-in time after initial rate of 0 years.
- An initial rate end date of 31 mar 2015 is offered by Cheltenham & Gloucester.
Halifax 2yr 5.19% Fixed R/M LTV 75% Intermediary
- A £0 remortgage minimum loan is available.
- Customers get 75% right to buy max ltv/valuation.
- Interest rate only rate of 4%.
- Get a tie-in period after rate of 0 years from the 2yr 5.19% Fixed R/M LTV 75% Intermediary.
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