| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | yes | This mortgage is only available to existing customers. | ||
| Existing Customer Type | current account | Available for customers who have a Royalties Private or Royalties Business current account only | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | yes | Only available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Minimum Deposit | 20% | 20% | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 3.24% | 3.24% | ||
| Initial Rate End Date | 29 Feb 2012 | 29 Feb 2012 | ||
| Initial Rate Type | tracker | tracker | ||
| Tracker Loading on Lender's Base Rate or SVR | 2.74% | 2.74 | ||
| Lender's Base Rate or SVR for Trackers | 0.5% | Bank Base Rate of 0.50% | ||
| Final Rate | 4% | The standard variable rate is 4.00% | ||
| Mortgage APR | 4% | 4% | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Standard | Standard | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | no | No | ||
| Endowment Mortgage | no | No | ||
| Max LTV | 80% | 80% | ||
| Maximum Loan | £2,000,000 | The maximum loan is £2000000 | ||
| Remortgage | yes | This product is available for remortgages. | ||
| Remortgage Max LTV | 80% | The maximum loan to value for remortgage is 80% LTV 80% to £2,000,000 | ||
| First Time Buyers | no | This product is not available to first time buyers. | ||
| Existing Borrowers Moving Home | no | This product is not available to existing borrowers moving home. | ||
| Existing Borrowers Not Moving Home | no | This product is not available to existing borrowers not moving home. | ||
| Homemover | no | This product is not available to homemovers. | ||
| Shared Ownership | no | This product is not available for shared ownership. | ||
| Right to Buy | no | This product is not available for right to buys. | ||
| Shared Equity | no | This product is not available for shared equity schemes. | ||
| Restrictions | ||||
| Maximum Term | 52 years | Maximum term 52 years. Maximum term to retirement or age 70. | ||
| Minimum Term | 3 years | Minimum term 3 years. | ||
| Incentives | ||||
| Legal Fees Contribution | yes | Free in house legal fees incentive offered. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | This product is portable. | ||
| Flexible Payments | no | No flexible options available. | ||
| Overpayments Available | yes | 10% overpayments allowed p.a. without penalty. | ||
| Payment Holiday | no | No payment holiday facility available. | ||
| Fees & Charges | ||||
| Application Fee £ | £999 | £999 product fee payable. | ||
| Application Fee Added to Loan | yes | Fee can be added to the loan. | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 3% | ERC - 3% of the balance redeemed until 31/05/2012 | ||
RBS 2yr BBR+2.74% R/M LTV 80% RoyalGold/Priv/Ex/C Mortgage
Compare the RBS 2yr BBR+2.74% R/M LTV 80% RoyalGold/Priv/Ex/C with the UK's best mortgages, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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RBS 2yr BBR+2.74% R/M LTV 80% RoyalGold/Priv/Ex/C Mortgage Features & Benefits
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You may want to compare the RBS 2yr BBR+2.74% R/M LTV 80% RoyalGold/Priv/Ex/C with these mortgages
Lloyds TSB 5yr 4.99% Fixed H/P LTV 60% Intermediary
- Applicants take advantage of 30 sep 2015 initial rate end date from this mortgage.
- 4.7% mortgage APR is offered.
- Lloyds TSB offers minimum length of 5 years.
- 4.99 percent mortgage rate.
- Enjoy 60 months intro rate term from Lloyds TSB.
Nationwide Flex 5yr 4.69% Fxd LTV 70% C/B Ex/B Switch Direct
- Benefit from 60 months introductory rate term.
- Get 4.6 percent mortgage APR from Nationwide.
- This mortgage gives 40 yrs max term.
- A 3.99% final interest rate is offered.
- Nationwide gives intro rate end date of 60 months.
Nationwide Flex 2yr BBR + 4.08% H/P LTV 85% Int Ex/B No Fee
- This mortgage gives 24 months standard variable rate term.
- Benefit from a house purchase maximum LTV of 85 percent from this Flex 2yr BBR + 4.08% H/P LTV 85% Int Ex/B No Fee.
- You get £25,000 house purchase minimum loan from Nationwide.
- 0 yrs tie-in duration after rate is available with this mortgage.
- A 4.3 percent payment rate is offered.
Halifax 2yr 4.49% Fixed R/M LTV 60% Intermediary
- Repayment rate of 3.9% is available.
- Tie-in time after rate of 0 years is offered.
- £0 right to buy minimum loan is offered.
- 75 percent right to buy maximum ltv/valuation.
- The mortgage has a 3.9% mortgage APR.
- 0 yrs minimum period is offered with the mortgage.
Saffron Building Society 3yr 5.29% Fixed LTV 75% Ex/B Direct
- Get 0 yrs tie-in time after rate from Saffron Building Society.
- Get 36 months introductory rate term from Saffron Building Society.
- New customers can get repayment rate of 5.5%.
- 75 percent max LTV is available with the mortgage.
Santander 3yr BBR + 2.17% Tracker H/P LTV 70%
- This mortgage offers a max LTV of 70%.
- 35 years max term is offered to you.
- This mortgage gives a 70% house purchase maximum LTV.
- First time buyer minimum loan of £6,000.
- Get lender's base interest or SVR for trackers of 0.5%.
Mansfield Term BBR + 2.45% Offset LTV 75%
- Applicants get £50,000 right to buy minimum loan from Mansfield.
- Get 75 percent remortgage max LTV.
- Mansfield offers initial rate APR of 2.95 percent.
- 2.95% mortgage interest.
- Applicants can get lender's base interest rate or SVR for trackers of 0.5%.
Post Office Term BBR + 3.49% Tracker LTV 85%
- 0.5% lender's base interest or SVR for trackers.
- Remortgage minimum loan of £25,001 is offered.
- £25,001 house purchase minimum loan is available.
- Applicants get 85% house purchase maximum LTV.
Hinckley & Rugby Building Society Lifetime Flexible 2.25% Disc Offset LTV 75%
- This Hinckley & Rugby Building Society mortgage has an early repayment charge amount of 0.
- 3.39% mortgage rate.
- Customers can get £25,000 remortgage minimum loan.
- 24 months initial rate end date is offered to applicants.
- Remortgage maximum LTV of 75% is offered to applicants.
Cheltenham & Gloucester 2yr 4.89% Fixed R/M LTV 75% Direct
- This mortgage gives a mortgage interest rate of 4.89%.
- Customers get £1,000,000 max loan.
- Tie-in period after rate of 0 years.
- New customers take advantage of 4.3 percent interest only rate from Cheltenham & Gloucester.
- New customers get 2 yrs minimum period from the mortgage.
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