| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 2.95% | 2.95% | ||
| Initial Rate End Date | 36 months | 36 months | ||
| Initial Rate Type | variable | variable | ||
| Final Rate | 5.35% | 5.35% standard variable rate | ||
| Mortgage APR | 4.9% | 4.90% | ||
| Rate Discount | 2.4% | Discount of 2.40% | ||
| Rate Type Discounted From | variable | Standard variable rate | ||
| Rate Discount Term | 36 months | 36 months | ||
| Minimum Rate | 2.75% | Minimum rate is 2.75% | ||
| Minimum Rate End Date | term | Term | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Discounted | Discounted | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes Maximum 50% LTV | ||
| Endowment Mortgage | yes | Product only available up to 70% LTV if taken on an Interest Only or part interest only/part Capital repayments basis | ||
| Max LTV | 80% | 80% | ||
| Maximum Loan | £2,000,000 | The maximum loan is £2000000 | ||
| House Purchase Max LTV | 80% | The maximum loan to value for house purchase is 80% LTV 80% to £2,000,000 | ||
| Remortgage | yes | This product is available for Remortgages | ||
| Remortgage Max LTV | 80% | The maximum loan to value for remortgage is 80% LTV 80% to £2,000,000 | ||
| First Time Buyers | yes | This product is available to First Time Buyers | ||
| First Time Buyer Max LTV | 80% | The maximum loan to value for first time buyer is 80% LTV 80% to £2,000,000 | ||
| Existing Borrowers Moving Home | yes | This product is available to existing borrowers moving home | ||
| Existing Borrowers Not Moving Home | no | This product is not available to Existing borrowers not moving home | ||
| Homemover | yes | This product is available to homemovers | ||
| Shared Ownership | no | Not available for shared ownership schemes | ||
| Right to Buy | yes | Available for Right to Buys | ||
| Right to Buy Max LTV | 100% | The maximum loan to value right to buy against purchase price 100% LTV 100% to £250,000 | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 40 years | The maximum term is 40 years. | ||
| Minimum Term | 5 years | 5 years. | ||
| Incentives | ||||
| Legal Fees Contribution | no | No legal fee incentive offered. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | This product is portable | ||
| Flexible Payments | yes | Flexible options are available on this product. Overpayments Underpayments Payment holidays Capital repayments of up to 10% per annum | ||
| Overpayments Available | restricted | Overpayments of up to 10% of loan allowed per year without penalty. (Maximum per annum £10,000) | ||
| Payment Holiday | yes | Payment holidays are available. | ||
| Fees & Charges | ||||
| Application Fee £ | £995 | £995 reservation fee payable. | ||
| Application Fee Added to Loan | yes | Reservation fee can be added to the loan. | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 3% | ERC - 3% of the balance outstanding in the first 3 years. | ||
| Early Repayment Charge Term | 36 months | 36 months. | ||
Norwich & Peterborough B.Soc. Term 0.75% Disc LTV 75% Direct Incentives Mortgage
Compare the Norwich & Peterborough B.Soc. Term 0.75% Disc LTV 75% Direct Incentives with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Norwich & Peterborough B.Soc. Term 0.75% Disc LTV 75% Direct Incentives Mortgage Features & Benefits
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You may want to compare the Norwich & Peterborough Building Society 3 Year 2.40% Disc LTV 80% Direct with these mortgages
Cumberland 5yr BBR + 2.89% Tracker R/M LTV 75% Local Area
- The mortgage offers 60 months std variable rate term.
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Lloyds TSB 5yr 5.19% Fixed H/P LTV 75% Direct
- You can enjoy 3.99% final interest.
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Nottingham Building Society 3yr 6.39% Fixed FTB LTV 95% Branch only
- Max term of 40 yrs is available to new customers.
- Initial rate end date of 01 sep 2013 is offered.
- Get a 1st time buyer minimum loan of £30,000 from the 3yr 6.39% Fixed FTB LTV 95% Branch only.
- New customers get 01 sep 2013 fixed rate end date.
Clydesdale Bank 2yr 2.00% Discount Offset LTV 65% Direct
- Enjoy 4.5 percent payment rate.
- Intro rate end date of 30 nov 2012 is available with the mortgage.
- You have the benefit of interest discount term of 30 nov 2012.
- Enjoy 4.5 percent interest rate only rate.
- Get maximum LTV of 65%.
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Nationwide Flex 3yr 4.39% Fixed FTB LTV 75%
- Applicants get 40 yrs maximum term from this mortgage.
- Nationwide offers shared ownership minimum loan of £0.
- Get a right to buy max LTV of 100 percent.
- Get 4.39% mortgage rate from Nationwide.
- Repayment rate of 4.3% is offered.
- Mortgage APR of 4.3 percent.
Halifax 2yr 6.19% Fixed R/M LTV 85% >£1m Ex/C Direct
- A minimum duration of 0 years is offered by Halifax.
- Customers benefit from final interest rate of 3.5 percent.
- Customers get 6.19 percent initial rate APR from the mortgage.
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Santander 2yr BBR + 2.89% Tracker R/M C/B LTV 80% Direct
- 3.39% mortgage rate is offered to applicants.
- Get 24 months average variable rate term.
- A term minimum interest rate end date is available.
- This Santander mortgage has 0 yrs tie-in time after rate.
Post Office Term BBR + 4.25% Tracker LTV 85% Incentives
- You get £25,001 1st time buyer minimum loan from Post Office.
- New customers get 4.9 percent repayment rate.
- Applicants benefit from 85% house purchase maximum LTV from the mortgage.
- Post Office offers minimum loan to value of 80.01%.
pms Hinckley & Rugby 2yr 1.69% Discount LTV 85% Excl
- Final interest rate of 5.64% is offered to you.
- This mortgage offers a max LTV of 85 percent.
- Remortgage max LTV of 85% is available.
- Introductory rate end date of 24 months.
- Minimum period of 5 years is available.
Halifax 2yr BBR + 2.79% Tracker H/P LTV 75% Ex/C Direct
- Have the benefit of a final interest of 3.5 percent.
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