| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | yes | Only available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Minimum Deposit | 25% | 25% | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 4.59% | 4.59% | ||
| Initial Rate End Date | 36 months | 36 months | ||
| Final Rate | 3.99% | The standard variable rate is 3.99% | ||
| Mortgage APR | 4.4% | Interest only APR 4.40% | ||
| Initial Rate Term | 36 months | 36 | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily. | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Fixed Rate | Fixed Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 75% | 75% | ||
| Maximum Loan | £1,000,000 | The maximum loan is £1000000. | ||
| Remortgage | yes | Product is available for remortgages only. | ||
| Remortgage Max LTV | 75% | The maximum loan to value Remortgage is 75% LTV 75% to £1,000,000. | ||
| First Time Buyers | no | Product is not available to first time buyers. | ||
| Existing Borrowers Moving Home | no | Product is not available to existing borrowers moving home. | ||
| Existing Borrowers Not Moving Home | no | Product is not available to existing borrowers not moving home. | ||
| Homemover | no | Product is not available to homemovers. | ||
| Shared Ownership | yes | Available for Shared Ownership. | ||
| Shared Ownership Max LTV | 75% | The maximum loan to value shared ownership 75% LTV 75% to £1,000,000 | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 40 years | Maximum term is 40 years (the maximum term on pre-1919 properties is 30 years) | ||
| Minimum Term | 3 years | 3 years. | ||
| Incentives | ||||
| Legal Fees Contribution | yes | Free in-house legal fees. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | Product is portable, Nationwide will allow you to move house within the term of the offer and use the same rate, provided the entire mortgage is kept with...expand | ||
| Flexible Payments | yes | Flexible options available - Overpayments - (max £500 per month) Underpayments and Drawdowns up to limit of overpayment reserve Apply for Flexible...expand | ||
| Overpayments Available | restricted | Overpayments of up to £500 each month allowed without penalty. | ||
| Payment Holiday | no | Not applicable | ||
| Fees & Charges | ||||
| Application Fee £ | varies | £896 product fee is payable. £99 booking fee payable up front (non-refundable) | ||
| Application Fee Added to Loan | yes | Reservation fee can be added to the loan. £99 booking fee payable up front (non-refundable) | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 4% | ERC - 4% of the outstanding balance for years 1-3. | ||
| Early Repayment Charge Term | 36 months | 36 months. | ||
Nationwide Flexible 3yr 5.28% Fixed R/M LTV 75% Mortgage
Compare the Nationwide Flexible 3yr 5.28% Fixed R/M LTV 75% with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Nationwide Flexible 3yr 5.28% Fixed R/M LTV 75% Mortgage Features & Benefits
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You may want to compare the Nationwide Flex 3yr 4.59% Fixed R/M LTV 75% Legals with these mortgages
Nationwide Flex 5yr 5.99% Fixed H/P LTV 85%
- You benefit from house purchase max LTV of 85 percent.
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Yorkshire BS Flexi 2yr 4.19% Fxd R/M LTV 85% Direct
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Melton Mowbray 3yr 1.50% Discount Offset LTV 75%
- 3.49% mortgage interest is available to applicants.
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Loughborough 2yr 4.75% Fixed LTV 80% Direct
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Cheltenham & Gloucester 2yr BBR + 4.19% Tracker R/M LTV 85% <£1m Direct
- New customers enjoy 85 percent remortgage max LTV from this mortgage.
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- Applicants can get maximum loan of £1,000,000.
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Halifax 5yr 5.29% Fixed R/M LTV 75% Direct Ex/C
- The mortgage gives a 75 percent max LTV.
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