| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 4.99% | 4.99% | ||
| Initial Rate End Date | 60 months | 60 months | ||
| Final Rate | 3.99% | The standard variable rate is 3.99% | ||
| Mortgage APR | 4.8% | Interest only APR 4.80% | ||
| Initial Rate Term | 60 months | 60 | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily. | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Fixed Rate | Fixed Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 75% | 75% | ||
| Maximum Loan | £1,000,000 | The maximum loan is £1000000. | ||
| House Purchase Max LTV | 75% | The maximum loan to value House Purchase 75% LTV 75% to £1,000,000 | ||
| Remortgage | no | Product is not available for remortgages. | ||
| First Time Buyers | yes | Product is available to first time buyers. | ||
| First Time Buyer Max LTV | 75% | The maximum loan to value First Time Buyer 75% LTV 75% to £1,000,000 | ||
| Existing Borrowers Moving Home | yes | Product is available to existing borrowers moving home | ||
| Existing Borrowers Not Moving Home | no | Product is not available to existing borrowers not moving home | ||
| Homemover | yes | Product is available to homemovers. | ||
| Shared Ownership | yes | Available for Shared Ownership. | ||
| Shared Ownership Max LTV | 75% | The maximum loan to value shared ownership 75% LTV 75% to £1,000,000 | ||
| Right to Buy Max LTV | 100% | The maximum loan to value for right to buy of purchase price is 100%. LTV 100% to £1,000,000 | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 40 years | Maximum term is 40 years (the maximum term on pre-1919 properties is 30 years) | ||
| Minimum Term | 3 years | 3 years. | ||
| Incentives | ||||
| Legal Fees Contribution | no | No legal fees incentive available. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | Product is portable, Nationwide will allow you to move house within the term of the offer and use the same rate, provided the entire mortgage is kept with...expand | ||
| Flexible Payments | yes | Flexible options available - Overpayments - (max £500 per month) Underpayments and Drawdowns up to limit of overpayment reserve Apply for Flexible...expand | ||
| Overpayments Available | restricted | Overpayments of up to £500 each month allowed without penalty. | ||
| Payment Holiday | no | Not applicable | ||
| Fees & Charges | ||||
| Application Fee £ | varies | £896 product fee is payable. £99 booking fee payable up front (non-refundable) | ||
| Application Fee Added to Loan | yes | Reservation fee can be added to the loan. £99 booking fee payable up front (non-refundable) | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 5% | ERC - 5% of the outstanding balance for years 1-5. | ||
| Early Repayment Charge Term | 60 months | 60 months. | ||
Nationwide Flex 5yr 4.99% Fixed H/P LTV 75% Mortgage
Compare the Nationwide Flex 5yr 4.99% Fixed H/P LTV 75% with the UK's best mortgages, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
Visit the official website...
or Compare...
3513 mortgages...
Nationwide Flex 5yr 4.99% Fixed H/P LTV 75% Mortgage Features & Benefits
A-Z Mortgage Lenders
View our full A to Z list of all mortgages companies.
You may want to compare the Nationwide Flex 5yr 4.99% Fixed H/P LTV 75% with these mortgages
Loughborough 3yr 4.99% Fixed LTV 80% Direct
- Applicants enjoy 4.6 percent payment rate from Loughborough.
- Introductory rate APR of 4.99 percent is offered.
- Applicants will get initial rate term of 36 months.
- This mortgage offers a 5.2% mortgage APR.
- 80 percent maximum LTV is available to you.
- The mortgage gives a 4.99% mortgage interest.
Coventry Building Society Flexx Term BTL LTV 50% Direct
- This mortgage has a 5.10% introductory rate APR.
- Mortgage interest rate of 4.99% is offered.
- Tie-in time after initial rate of 0 yrs is offered with the mortgage.
- Term average variable rate date is offered to applicants.
- The mortgage gives £1,000,000 maximum advance per property.
Halifax 3yr 7.09% Fixed H/P LTV 90% Intermediary Only
- This mortgage gives a 4.8 percent mortgage APR.
- £0 house purchase minimum loan.
- Applicants can benefit from 90% max LTV.
- Maximum loan of £500,000 is available.
Nationwide Flex 2yr BBR + 2.58% H/P LTV 70% Int Ex/B No Fee
- 4% interest only rate is offered to you.
- Max LTV of 70 percent is offered to new customers.
- Tie-in period after rate of 0 years is offered with the mortgage.
- 70% house purchase max LTV is offered with the mortgage.
Alliance and Leicester Flexi 3yr BBR + 2.69% H/P LTV 75%
- New customers will get £550,000 max loan.
- The mortgage offers a 1st time buyer max LTV of 75%.
- Get 5 yrs minimum period from Alliance and Leicester.
- Get a house purchase max LTV of 75 percent.
- Get a tracker loading on lender's base interest rate or SVR of 2.69% from this Flexi 3yr BBR + 2.69% H/P LTV 75%.
Lloyds TSB 2yr 6.79% Fixed R/M LTV 85% Fee Free Direct
- Tie-in time after rate of 0 yrs is available.
- 30 sep 2012 introductory rate end date is available.
- Get remortgage minimum loan of £5,000.
- New customers can get minimum term of 2 yrs.
- Customers can get max term of 35 yrs.
Copyright © www.money.co.uk / Dot Zinc Limited 2002-2010. All rights reserved.
money.co.uk is a trading name of Dot Zinc Limited, who are authorised and regulated by the Financial Services Authority.
FSA Registration Number: 415689.