Cheltenham & Gloucester 2yr 4.49% Fixed H/P LTV 60% Direct Mortgage

Compare the Cheltenham & Gloucester 2yr 4.49% Fixed H/P LTV 60% Direct with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Cheltenham & Gloucester 2yr 4.49% Fixed H/P LTV 60% Direct Mortgage Features & Benefits

Application Criteria
Permanent UK ResidentyesThis product is only available to individuals who are permanent UK residents.
Existing Customers OnlynoThis mortgage is not just available to existing customers
Existing Borrowers OnlynoThis mortgage is not just available to existing borrowers.
Remortgage OnlynoThis is not just available for remortgages.
First Time Buyers OnlynoThis mortgage is not just available to first time buyers.
Available Via a Broker OnlynoAvailable direct.
Minimum Deposit40%40%
Available DirectyesThis product is available direct from the provider.
Rates
Initial Rate APR4.29%4.29%
Initial Rate End Date31 Jul 201231 Oct 2011
Final Rate2.5%The standard variable rate is 2.50%
Mortgage APR2.8%2.9%
Fixed Rate End Date31 Jul 2012Fixed interest rate until 31/07/2012
Initial Rate Term24 months24 months.
Frequency of Interest CalculationsdailyInterest is calculated daily
Tie-in Period After Rate0 yearsNo tie-in period.
Suitability
Mortgage TypeFixed RateFixed Rate
Repayment MortgageyesYes
Interest Only MortgagenoNo
Endowment MortgageyesYes
Max LTV60%The maximum loan to value is 60%.
Maximum Loan£1,000,000The maximum loan is £1000000
House Purchase Max LTV60%The maximum loan to value for house purchase is 60%
LTV 60% to £1,000,000
RemortgagenoThis product is not available for remortgages.
First Time BuyersyesThis product is available to first time buyers.
First Time Buyer Max LTV60%The maximum loan to value for first time buyers is 60%
LTV 60% to £1,000,000
Existing Borrowers Moving HomeyesThis product is available to existing borrowers moving home.
Existing Borrowers Not Moving HomeyesThis product is available to existing borrowers not moving home.
HomemoveryesThis product is available to homemovers.
Shared OwnershipnoThis product is not available for shared ownership.
Shared EquitynoThis product is not available for shared Equity.
Restrictions
Maximum Term35 yearsMaximum term 35 years.
Minimum Term2 yearsMinimum term 2 years.
Incentives
Legal Fees ContributionnoNo legal fees incentive offered.
No Higher Lending ChargeyesNo higher lending charge payable.
Facilities
Portable MortgageyesCan be transferred to another property if borrower moves house during product term.
Flexible PaymentsyesFlexible options available.
Overpayments AvailablerestrictedUp to 10% of the outstanding balance can be repaid each year without penalty.
Payment HolidayyesPayment holidays allowed.
Fees & Charges
Application Fee £varies£395 product fee payable.
£99 up-front application fee payable.
Application Fee Added to LoanyesThe product fee can be added to the loan.
The application fee must be paid up front.
Early Repayment ChargeyesThere is an early redemption charge payable.
Early Repayment Charge Amount3/2%ERC - 3% of the amount repaid until 31/07/2011 and then 2% until 31/07/2012.

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You may want to compare the Cheltenham & Gloucester 2yr 4.29% Fixed H/P LTV 60% Direct with these mortgages

Northern Rock 5yr 5.59% Fixed H/P LTV 70% No Fee

  • Get right to buy minimum loan of £0.
  • The mortgage has a 70 percent right to buy maximum ltv/valuation.
  • Mortgage interest of 5.59%.
  • New customers get 5 percent interest rate only rate from Northern Rock.
  • This mortgage offers an intro rate term of 60 months.
  • 4.79% final rate.

Nationwide Flex 3yr BBR + 2.48% Tracker R/M LTV 70%

  • Lender's base rate or SVR for trackers of 0.5% is offered by Nationwide.
  • Mortgage APR of 3.9 percent.
  • This Nationwide mortgage has a tracker loading on lender's base interest or SVR of 2.48%.
  • Applicants can get remortgage maximum LTV of 70 percent.

Northern Rock 2yr 4.59% Fixed H/P LTV 75% No Fee

  • Minimum term of 7 years.
  • You get 75% max LTV from the mortgage.
  • First time buyer minimum loan of £0.
  • Mortgage APR of 4.7%.
  • This mortgage has a £0 house purchase minimum loan.
  • This mortgage has a maximum term of 35 years.

Clydesdale Bank 2yr 5.99% Fixed Buy To Let LTV 70%

  • Get final rate of 4.59 percent.
  • New customers get mortgage APR of 5.2 percent.
  • This mortgage has limitless max advance per property.
  • Max LTV of 60 percent is offered.

Liverpool Victoria Flexible Lifetime Fixed (Age 81-85) <£599,999

  • Applicants get tie-in time after rate of 0 years.
  • You get minimum sheltered property worth of £50,000.
  • Get a minimum loan to value of 41 percent.
  • Customers get 6 years long term care repayment due from this mortgage.

Marsden 2yr 2.86% Discount Offset LTV 70%

  • Maximum LTV of 70 percent is offered with this mortgage.
  • You have the benefit of mortgage interest rate of 3.09 percent.
  • Get a 1st time buyer minimum loan of £20,000 from this 2yr 2.86% Discount Offset LTV 70%.
  • Customers will get maximum term of 35 yrs.
  • Rate discount of 2.86 percent is available to applicants.
  • Applicants get 30 sep 2012 initial rate end date from Marsden.

NatWest 2yr BBR+2.29% R/M LTV 75% Dir AdPt/Bus Ex/C no-ERC

  • Enjoy 4.1% mortgage APR from NatWest.
  • This NatWest mortgage has £2,000,000 maximum loan.
  • The mortgage offers a max term of 52 years.
  • Take advantage of mortgage interest rate of 2.79%.
  • Applicants will get 30 nov 2012 average variable rate date.

Cumberland 6yr BBR Tracker 4% C/B H/P LTV 80% Local Area

  • Get right to buy max ltv/valuation of 80 percent.
  • Max term of 40 years.
  • Benefit from a cash back of 4%.
  • Get mortgage APR of 5.2 percent.

Northern Rock 2yr BBR + 2.69% R/M Tracker LTV 70% No Fee

  • You get £1,000,000 maximum loan from Northern Rock.
  • Enjoy 4.5% mortgage APR.
  • Get interest rate only rate of 4.5 percent.
  • 01 nov 2012 initial rate end date is offered.
  • Applicants will benefit from repayment rate of 4.5%.
  • Max LTV of 70%.

Nationwide Flex 3yr BBR + 3.28% Tracker H/P LTV 80% Dir Ex/B

  • Applicants take advantage of 4.1% payment rate from Nationwide.
  • Minimum period of 0 years is available with the mortgage.
  • An interest only rate of 4.1 percent is available from Nationwide.
  • You will get final rate of 3.99 percent.