| Application Criteria | ||||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Available direct. | ||
| Available Direct | yes | This product is available direct from the provider. | ||
| Rates | ||||
| Initial Rate APR | 6.34% | 6.34% | ||
| Initial Rate End Date | 36 months | 36 months | ||
| Final Rate | 4.24% | The standard variable rate is 4.24% | ||
| Mortgage APR | 5% | 5.2% | ||
| Initial Rate Term | 36 months | 36 months. | ||
| Frequency of Interest Calculations | daily | Interest is calculated daily. | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Fixed Rate | Fixed Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | yes | Yes | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 85% | The maximum loan to value is 85%. | ||
| Maximum Loan | £500,000 | The maximum loan is £500000. | ||
| House Purchase Max LTV | 85% | The maximum loan to value for house purchase is 85% LTV 85% to £500,000 | ||
| Remortgage | yes | This product is available for remortgages. | ||
| Remortgage Max LTV | 85% | The maximum loan to value for remortgage is 85% LTV 85% to £500,000 | ||
| First Time Buyers | yes | This product is available to first time buyers. | ||
| First Time Buyer Max LTV | 85% | The maximum loan to value for first time buyers is 85% LTV 85% to £500,000 | ||
| Existing Borrowers Moving Home | yes | This product is available to existing borrowers moving home. | ||
| Existing Borrowers Not Moving Home | no | This product is not available to existing borrowers not moving home. | ||
| Homemover | yes | This product is available to homemovers. | ||
| Shared Ownership | yes | This product is available for shared ownership. | ||
| Shared Ownership Max LTV | 85% | Maximum loan to value against purchase price for shared ownership 85% LTV 85% to £500,000 | ||
| Right to Buy Max LTV | 100% | Maximum loan to value right to buy against purchase price 100% LTV 100% to £500,000 | ||
| Shared Equity | no | This product is not available for shared Equity. | ||
| Restrictions | ||||
| Maximum Term | 40 years | Maximum term 40 years. | ||
| Minimum Term | 5 years | Minimum term 5 years. | ||
| Incentives | ||||
| Legal Fees Contribution | no | No legal fees incentive offered. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | This product is portable. | ||
| Flexible Payments | yes | No flexible options available. | ||
| Overpayments Available | restricted | Overpayments of up to £499 per month are allowed without penalty. | ||
| Payment Holiday | no | No payment holiday facility available. | ||
| Fees & Charges | ||||
| Application Fee £ | varies | £599 arrangement fee payable of which £150 booking fee is payable up front. | ||
| Application Fee Added to Loan | yes | Option to add arrangement fees to loan, booking fee to be paid upfront. | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 3/2/1% | ERC - 3% of the amount repaid in year 1, 2% in year 2 and 1% in year 3. | ||
| Early Repayment Charge Term | 36 months | ERC for 36 months. | ||
Britannia 3yr 6.19% Fxd LTV 90% Option 1 Mortgage
Compare the Britannia 3yr 6.19% Fxd LTV 90% Option 1 with the UK's best mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
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Britannia 3yr 6.19% Fxd LTV 90% Option 1 Mortgage Features & Benefits
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You may want to compare the Britannia 3yr 6.34% Fxd LTV 85% Option 1 Direct with these mortgages
Northern Rock 2yr 5.39% Fixed R/M LTV 85% No Fee
- 4.8 percent mortgage APR.
- 5.39 percent intro rate APR is available to new customers.
- 7 years minimum period is offered.
- 0 yrs tie-in duration after rate is available with this mortgage.
- A mortgage interest of 5.39% is offered by Northern Rock.
- Customers get £500,000 maximum loan.
Halifax Term BBR + 3.19% Tracker R/M LTV 75% Direct
- Get remortgage minimum loan of £0.
- Applicants get 40 yrs maximum term.
- Get a remortgage maximum LTV of 75% from the Term BBR + 3.19% Tracker R/M LTV 75% Direct.
- This mortgage gives a max LTV of 75%.
- You can take advantage of 3.69 percent intro rate APR.
Cumberland 5yr BBR + 4.49% Tracker R/M LTV 85% Local Area
- Applicants get 4.9% mortgage APR.
- Minimum loan to value of 75.01 percent is offered with the mortgage.
- You will get 40 yrs max term.
- Get a mortgage rate of 4.99% from this 5yr BBR + 4.49% Tracker R/M LTV 85% Local Area.
Woolwich Openplan FM 3yr 3.79% Fxd BBR LTV 70%
- 100% right to buy maximum LTV is available.
- New customers get 36 months intro rate term from this mortgage.
- Get a fixed interest rate end date of 30 nov 2013 from the Openplan FM 3yr 3.79% Fxd BBR LTV 70%.
- This mortgage gives a 70 percent shared ownership max LTV.
- 1st time buyer minimum loan of £5,000 is available.
- Get a shared ownership minimum loan of £5,000 from the Openplan FM 3yr 3.79% Fxd BBR LTV 70%.
Northern Rock 5yr 4.99% Fixed H/P LTV 80%
- Intro rate end date of 01 nov 2015.
- Get a 1st time buyer minimum loan of £0.
- New customers will enjoy fixed interest rate end date of 01 nov 2015.
- Applicants benefit from 60 months initial rate term from Northern Rock.
- This mortgage gives an initial rate APR of 4.99 percent.
Ipswich Building Society Self Build LTV 75%
- 75% loan to value land.
- New customers get intro rate APR of 5.49 percent.
- Term initial rate end date is available.
- Negotiable 1st stage payment is available.
- The mortgage offers a 5.9% APR.
Santander 2yr BBR + 3.94% Tracker R/M C/B LTV 85% Direct
- A maximum LTV of 85% is available from Santander.
- You will benefit from minimum interest rate of 0.01%.
- The mortgage gives a 4.5 percent interest only rate.
- The Santander mortgage has a 4.44% initial rate APR.
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