| Application Criteria | ||||
| Existing Customers Only | no | This mortgage is not just available to existing customers | ||
| Existing Borrowers Only | no | This mortgage is not just available to existing borrowers. | ||
| Remortgage Only | no | This is not just available for remortgages. | ||
| First Time Buyers Only | no | This mortgage is not just available to first time buyers. | ||
| Available Via a Broker Only | no | Not just available via brokers.Available direct. | ||
| Rates | ||||
| Initial Rate APR | 4.19% | 4.19% | ||
| Initial Rate End Date | 31 Dec 2011 | 31 Oct 2011 | ||
| Final Rate | 4.99% | The standard variable rate is 4.99% | ||
| Mortgage APR | 5.1% | 5.1% | ||
| Fixed Rate End Date | 31 Dec 2011 | Fixed interest rate until 31/12/2011 | ||
| Initial Rate Term | 24 months | 24 months. | ||
| Frequency of Interest Calculations | monthly | Interest is calculated monthly | ||
| Tie-in Period After Rate | 0 years | No tie-in period. | ||
| Suitability | ||||
| Mortgage Type | Fixed Rate | Fixed Rate | ||
| Repayment Mortgage | yes | Yes | ||
| Interest Only Mortgage | no | No | ||
| Endowment Mortgage | yes | Yes | ||
| Max LTV | 75% | 75% | ||
| Maximum Loan | £999,999 | The maximum loan is £999999 | ||
| House Purchase Max LTV | 75% | The maximum loan to value for house purchase is 75% LTV 75% to £999,999 | ||
| Remortgage | yes | This product is available for remortgages. | ||
| Remortgage Max LTV | 75% | The maximum loan to value for remortgages is 75% LTV 75% to £999,999 | ||
| First Time Buyers | yes | This product is available to first time buyers. | ||
| First Time Buyer Max LTV | 75% | The maximum loan to value for first time buyer is 75% LTV 75% to £999,999 | ||
| Existing Borrowers Moving Home | yes | This product is available to existing borrowers moving home | ||
| Existing Borrowers Not Moving Home | no | This product is not available to existing borrowers not moving home | ||
| Homemover | yes | This product is available to homemovers. | ||
| Shared Ownership | no | This product is not available for shared ownership. | ||
| Right to Buy Max LTV | 100% | The maximum loan to value against purchase price for Right to buy is 100% LTV 100% to £237,500 LTV 75% to £999,999 | ||
| Restrictions | ||||
| Maximum Term | 40 years | 40 years. | ||
| Minimum Term | 5 years | 5 years. | ||
| Incentives | ||||
| Legal Fees Contribution | yes | Choice of £200 cashback or mortgage transfer service for remortgages. | ||
| No Higher Lending Charge | yes | No higher lending charge payable. | ||
| Facilities | ||||
| Portable Mortgage | yes | This product is portable. | ||
| Flexible Payments | yes | No flexible options available. | ||
| Overpayments Available | restricted | 10% of the outstanding loan may be repaid each year without penalty. | ||
| Payment Holiday | no | Payment holidays are not available. | ||
| Fees & Charges | ||||
| Application Fee % | 1% | There is a 1.00% product fee payable. | ||
| Application Fee Added to Loan | yes | The product fee can be added to the loan. | ||
| Early Repayment Charge | yes | There is an early redemption charge payable. | ||
| Early Repayment Charge Amount | 3% | ERC - 3% of the amount repaid until 31/12/2011. | ||
Alliance and Leicester 2yr 4.19% Fixed LTV 75% Direct Mortgage
Compare the Alliance and Leicester 2yr 4.19% Fixed LTV 75% Direct with the UK's best mortgages, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
This product is no longer available...
Compare Alliance and Leicester mortgages currently available, or use the options to the right.
or Compare...
3513 mortgages...
Alliance and Leicester 2yr 4.19% Fixed LTV 75% Direct Mortgage Features & Benefits
A-Z Mortgage Lenders
View our full A to Z list of all mortgages companies.
You may want to compare the Alliance and Leicester 2yr 4.19% Fixed LTV 75% Direct with these mortgages
Leeds Building Society 2yr 3.70% Fixed Offset LTV 75% Direct
- Applicants get £5,000 1st time buyer minimum loan from Leeds Building Society.
- You get minimum period of 5 years.
- The mortgage has a maximum LTV of 75%.
- 0 yrs tie-in period after rate.
- Applicants get 40 yrs max term from Leeds Building Society.
Nationwide Flex 2yr BBR + 2.68% Tracker H/P LTV 75%
- £0 house purchase minimum loan is offered.
- The mortgage has a minimum LTV of 60.01%.
- New customers get £0 right to buy minimum loan from the mortgage.
- Shared ownership maximum LTV of 75 percent is available to you.
Britannia Term BBR + 3.39% Offset LTV 60% Opt 2 Direct
- A net gross or net repayment is available.
- Get a first time buyer minimum loan of £5,000.
- House purchase minimum loan of £5,000.
- The mortgage gives 0 months ASU cover included.
- New customers will have the benefit of initial rate APR of 4.39%.
Post Office 5yr 4.95% Fixed BBR LTV 80% Incentives
- Mortgage APR of 4.3% is available.
- Minimum length of 10 years.
- 30 sep 2015 fixed rate end date is offered with this mortgage.
- New customers get house purchase minimum loan of £25,001.
- Have the benefit of 4.3 percent interest only rate.
Yorkshire BS Flexi 2yr 2.99% Fxd LTV 75% Offset Direct
- 75% 1st time buyer max LTV is offered to you.
- The Yorkshire BS mortgage has a current account/offset.
- 2.99% intro rate APR is available.
- New customers get 0 months ASU cover included from Yorkshire BS.
- 75% remortgage maximum LTV is available.
- A 75% house purchase max LTV is offered.
Liverpool Victoria Flexible Lifetime Fixed <£599,999 Composite
- This mortgage has a minimum sheltered property worth of £50,000.
- 0 yrs tie-in period after rate.
- £599,999 maximum loan is offered to you.
- Get a minimum loan of £10,000 from this Flexible Lifetime Fixed <£599,999 Composite.
- 1 month duration offer held.
- Get a maximum LTV for sheltered accommodation of 50%.
Copyright © www.money.co.uk / Dot Zinc Limited 2002-2010. All rights reserved.
money.co.uk is a trading name of Dot Zinc Limited, who are authorised and regulated by the Financial Services Authority.
FSA Registration Number: 415689.